
$229,500
2608 Waterford Way
Palmetto, FL 34221
Listing updated: August 28, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage space
Flood zone
About this home
GOLF COURSE LIVING WITH A PRIVATE SEMI ATTACHED 1 CAR GARAGE AT AN ATTRACTIVE PRICE! Enjoy beautiful lake and golf course views from this well-maintained 2-bedroom, 2-bath condo in the desirable gated community of Terra Ceia Golf & Country Club. Offering an exceptional opportunity to enjoy an active Florida lifestyle without the high price tag, this second-floor, partially furnished residence combines comfort, updates, and amenities with the added value of a private one-car garage. The bright, open floor plan is designed for easy living, while the air-conditioned glass-enclosed lanai creates a wonderful year-round retreat overlooking the tranquil lake and golf course. The lanai was refreshed with new indoor/outdoor carpeting in 2025, making it the perfect place to enjoy your morning coffee, unwind after a round of golf, or take in the peaceful views. Meticulously maintained with important updates already completed, including a new HVAC system in 2019, new hot water system in 2021, and washer and dryer in 2022, this home offers peace of mind and helps minimize near-term expenses. The spacious primary suite features a private en-suite bath, while the comfortable guest bedroom and second bath provide flexibility for family and guests. An in-unit laundry area adds everyday convenience. A semi-attached private one-car garage with finished flooring and storage is a standout feature and a tremendous value, providing secure parking and extra space for your golf clubs, bikes, beach gear, and Florida essentials. Additional guest parking is also available. Terra Ceia Golf & Country Club offers an active, resort-style lifestyle with an 18-hole golf course, community pool, tennis, pickleball, fitness center, fishing pier, nature boardwalk, and on-site restaurant, along with a calendar of social activities and events. Whether you're a golfer, pickleball enthusiast, fisherman, pool lover, or simply looking for a welcoming community, there is plenty to enjoy. Perfect as a full-time residence, winter getaway, or investment opportunity, this condo delivers golf-course and water views, resort-style amenities, a private garage, and thoughtful updates at an attractive price point. Conveniently located near I-275, I-75, and US 41, with easy access to Tampa, St. Petersburg, Sarasota, and the beautiful beaches of Anna Maria Island. Affordable Florida golf and waterfront living is here! Don't miss this incredible opportunity
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 27, 2026
- Listed$229,500Aug 27, 2026
- Price increased$229,500
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- Waterford
- County
- Manatee
- Year built
- 1994
- Living area
- 1,272 sq ft
- Price/sq ft
- $180
- Lot size
- 74,973 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- AE
- Garage
- 1 spaces
- Annual taxes
- $4,413 (2025)
- Parcel #
- 2413201159
- Zoning
- PDH
- MLS #
- A4704020
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
- Interior features
- Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s), Window Treatments
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Guest
HOA & Financial
- Total monthly fees
- $744/mo
- Total annual fees
- $8,932
- HOA name
- C&S Management
- CDD
- Yes
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See rules and regulations
- Approval process
- Buyer Application and $125 fee.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | 22x15 |
| Kitchen | First | 15x8 |
| Primary Bedroom | First | 14x12 |
| Bedroom 2 | First | 12x10 |
Listing Details
- Listing date
- 2026-08-25
- On market date
- 2026-08-27
- Original list price
- $229,500
- Occupant type
- Vacant
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-08-27
- Tax legal description
- UNIT 208 WATERFORD, A CONDOMINIUM COMMUNITY AT WATERFORD WAY PI#24132.0115/9
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Business 41 north of Palmetto turn onto 23rd St toward to gated entrance to Terra Ceia Bay. Visitor gate open during day. Turn onto Waterford Way just before the clubhouse to address.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 28, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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