2608 Waterford Way, FL
Stellar MLS
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$229,500

2608 Waterford Way

Palmetto, FL 34221

Listing updated: August 28, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Wagner Realty · Lynda Melnick · MLS #A4704020 · Active · 941-756-7800
2
Beds
2
Baths
1,272
Sq Ft
1.72
Acres
1994
Built
WaterfrontWater access1.72 acres$180/sqft
Condominium

Property type

1994

Year built

74,973 sqft

Lot size

$180

Price / sq ft

No HOA

HOA dues

1

Day on market

1

Garage space

AE

Flood zone

About this home

GOLF COURSE LIVING WITH A PRIVATE SEMI ATTACHED 1 CAR GARAGE AT AN ATTRACTIVE PRICE! Enjoy beautiful lake and golf course views from this well-maintained 2-bedroom, 2-bath condo in the desirable gated community of Terra Ceia Golf & Country Club. Offering an exceptional opportunity to enjoy an active Florida lifestyle without the high price tag, this second-floor, partially furnished residence combines comfort, updates, and amenities with the added value of a private one-car garage. The bright, open floor plan is designed for easy living, while the air-conditioned glass-enclosed lanai creates a wonderful year-round retreat overlooking the tranquil lake and golf course. The lanai was refreshed with new indoor/outdoor carpeting in 2025, making it the perfect place to enjoy your morning coffee, unwind after a round of golf, or take in the peaceful views. Meticulously maintained with important updates already completed, including a new HVAC system in 2019, new hot water system in 2021, and washer and dryer in 2022, this home offers peace of mind and helps minimize near-term expenses. The spacious primary suite features a private en-suite bath, while the comfortable guest bedroom and second bath provide flexibility for family and guests. An in-unit laundry area adds everyday convenience. A semi-attached private one-car garage with finished flooring and storage is a standout feature and a tremendous value, providing secure parking and extra space for your golf clubs, bikes, beach gear, and Florida essentials. Additional guest parking is also available. Terra Ceia Golf & Country Club offers an active, resort-style lifestyle with an 18-hole golf course, community pool, tennis, pickleball, fitness center, fishing pier, nature boardwalk, and on-site restaurant, along with a calendar of social activities and events. Whether you're a golfer, pickleball enthusiast, fisherman, pool lover, or simply looking for a welcoming community, there is plenty to enjoy. Perfect as a full-time residence, winter getaway, or investment opportunity, this condo delivers golf-course and water views, resort-style amenities, a private garage, and thoughtful updates at an attractive price point. Conveniently located near I-275, I-75, and US 41, with easy access to Tampa, St. Petersburg, Sarasota, and the beautiful beaches of Anna Maria Island. Affordable Florida golf and waterfront living is here! Don't miss this incredible opportunity

Estimated monthly payment

Principal & interest$1,160
Property taxes$368
Home insurance (est.)$105

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Aug 27, 2026
  2. Listed$229,500
    Aug 27, 2026
  3. Price increased$229,500

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
1
Subdivision
Waterford
County
Manatee
Year built
1994
Living area
1,272 sq ft
Price/sq ft
$180
Lot size
74,973 sq ft
Lot category
1 to less than 2
Flood zone
AE
Garage
1 spaces
Annual taxes
$4,413 (2025)
Parcel #
2413201159
Zoning
PDH
MLS #
A4704020

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Range, Refrigerator, Washer
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Eat-in Kitchen, Living Room/Dining Room Combo, Walk-In Closet(s), Window Treatments
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest

HOA & Financial

Total monthly fees
$744/mo
Total annual fees
$8,932
HOA name
C&S Management
CDD
Yes
Min lease term
1 Month
Listing terms
Cash, Conventional, VA Loan
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See rules and regulations
Approval process
Buyer Application and $125 fee.

Exterior & Construction

Exterior features
Balcony
Construction materials
Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Cable Connected, Electricity Available, Electricity Connected, Public, Sewer Available, Sewer Connected, Underground Utilities, Water Available, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great RoomFirst22x15
KitchenFirst15x8
Primary BedroomFirst14x12
Bedroom 2First12x10

Listing Details

Listing date
2026-08-25
On market date
2026-08-27
Original list price
$229,500
Occupant type
Vacant
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-08-27
Tax legal description
UNIT 208 WATERFORD, A CONDOMINIUM COMMUNITY AT WATERFORD WAY PI#24132.0115/9

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Business 41 north of Palmetto turn onto 23rd St toward to gated entrance to Terra Ceia Bay. Visitor gate open during day. Turn onto Waterford Way just before the clubhouse to address.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 28, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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