


$635,000
3553 Somerset Circle
Kissimmee, FL 34746
Listing updated: August 29, 2026 at 6:51 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Wake up to a view you’ll never get tired of. This stunning lakefront property sits directly on Lake Toho, offering the kind of water access and scenery buyers dream about. The expansive backyard provides plenty of room to design your own private pool, making this a true blank canvas for waterfront living. Step inside to soaring 10 foot ceilings and an abundance of natural light, enhanced by brand new high impact windows throughout. The thoughtfully designed floor plan offers over 2,600 square feet, including 4 bedrooms, 3 bathrooms, and a dedicated home office, perfect for remote work or a quiet retreat. Additional features include a central vacuum system and a brand new HVAC system, replaced within the last year, giving you added peace of mind from day one. Located in the sought after Bellalago community with direct Lake Toho access, this is a rare opportunity to own a slice of Florida waterfront living. Schedule your private showing today and see why this view might just be the one you never want to leave.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history2 days on market
- Status: ActiveAug 27, 2026
- Listed$635,000Aug 27, 2026
- Price increased$635,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 2
- Subdivision
- Bellalago Ph 2n
- County
- Osceola
- Year built
- 2005
- Living area
- 2,609 sq ft
- Price/sq ft
- $243
- Building area
- 3,467 sq ft (Public Records)
- Lot size
- 10,759 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12097C0245G)
- Garage
- 2 spaces
- Annual taxes
- $6,521 (2025)
- Parcel #
- 29-26-29-2645-0001-0880
- Zoning
- OPUD
- MLS #
- O6436346
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Central Vaccum, Eat-in Kitchen, High Ceilings, Split Bedroom, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $205 / Monthly
- Monthly HOA
- $205/mo
- Total monthly fees
- $205/mo
- Total annual fees
- $2,460
- HOA name
- First Residential
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
- Additional lease restrictions
- Buyer to verify any and all lease restrictions directly with the HOA
- Approval process
- Buyer to verify directly with the HOA
Exterior & Construction
- Exterior features
- Lighting, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bathroom | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-08-21
- On market date
- 2026-08-27
- Original list price
- $635,000
- Occupant type
- Owner
- MLS area
- 34746 - Kissimmee (West of Town)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-27
- Tax legal description
- BELLALAGO PHASE 2N PB 16 PGS 115-117 LOT 88 CARRIED IN 32-26-29
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR-429 South toward Tampa, take exit 1a onto Sinclair Rd, turn right onto N Old Lake Wilson Rd, turn left onto Osceola Polk Line Rd, turn left onto S Orange Blossom Trail, turn right onto S Poinciana Blvd, turn left onto Reaves Rd, turn right onto Pleasant Hill Rd, turn left onto Bellalago Dr, at the roundabout, take the second exit onto Bellalago Dr, turn right onto Sunset Isles Blvd, turn right onto Somerset Cir, the destination is on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 29, 2026 at 6:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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