995 Karst Tree Lane, FL995 Karst Tree Lane, FL995 Karst Tree Lane, FL
Stellar MLS
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$479,000

995 Karst Tree Lane

Apopka, FL 32703

Listing updated: August 25, 2026 at 5:53 PM ET

Active
Stellar MLSListing courtesy of Berkshire Hathaway Homeservices Results Realty · Heather Walker, PA · MLS #O6436183 · Active · 407-203-0007
4
Beds
4
Baths
2,747
Sq Ft
0.17
Acres
2018
Built
$174/sqft360° tour
Single Family Residence

Property type

2018

Year built

7,341 sqft

Lot size

$174

Price / sq ft

$70/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to 995 Karst Tree Lane, a beautifully designed K. Hovnanian home in Apopka’s Hilltop Reserve community, where thoughtful spaces, stylish finishes, and an easygoing neighborhood feel come together beautifully. Built in 2018 and offering approximately 2,800 square feet, this 4-bedroom home plus an office has the space and flexibility to fit the way you live today. Step inside and you’re greeted by a bright, open floor plan with high ceilings, stylish stair railings, and plenty of natural light. A private office with French doors provides a quiet place to work from home, while additional flexible living space upstairs gives you options for a sitting room, playroom, additional office space or whatever suits your lifestyle. The heart of the home is the spacious gourmet kitchen, designed for both everyday meals and more formal gathering with friends and family. An impressive large island provides plenty of room for prep, serving and casual seating, complemented by granite countertops, 42-inch cabinetry, tile backsplash, stainless steel appliances, and generous storage. The kitchen flows naturally into the adjacent dining and living areas, creating one welcoming space for everything from weeknight dinners to holiday get-togethers. The main-level primary suite offers a comfortable retreat at the end of the day, complete with a spacious walk-in closet and a spa-inspired bath featuring dual sinks and an oversized glass-enclosed shower with multiple shower heads. Upstairs, a generous loft adds another place to relax and can easily become a media room, game room, fitness space, or second home office. Three additional bedrooms and two full baths provide plenty of room for family and guests. Storage abounds with an oversized closet off the foyer and under the stairs storage. Outside, there’s room to enjoy the Florida lifestyle, whether that means grilling, relaxing with your morning coffee, or creating a backyard space of your own. Life in Hilltop Reserve comes with the added bonus of neighborhood amenities, including a community pool, clubhouse, playground, park, and inviting outdoor spaces. Beyond the neighborhood, some of Central Florida’s best outdoor experiences are close to home. Spend weekends exploring Wekiwa Springs, tubing the crystal-clear waters of Rock Springs at Kelly Park, biking the Lake Apopka Loop Trail, or spotting native wildlife along the Lake Apopka Wildlife Drive. Fancy strolling Winter Garden's famous Farmer's Market? With convenient access to SR-429, you’re also within easy reach of Downtown Winter Garden’s Plant Street dining, shopping and weekend events. Spacious without feeling overwhelming and polished without losing its warmth, 995 Karst Tree Lane is the kind of home that makes everyday living feel a little more special. Come see why this may be the one that simply feels like home.

Estimated monthly payment

Principal & interest$2,422
Property taxes$603
Home insurance (est.)$220
HOA dues$70

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 25, 2026
  2. Listed$479,000
    Aug 25, 2026
  3. Price increased$479,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Hilltop Reserve Ph 4
County
Orange
Year built
2018
Living area
2,747 sq ft
Price/sq ft
$174
Building area
3,483 sq ft (Public Records)
Lot size
7,341 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12095C0120H)
Garage
2 spaces
Annual taxes
$7,240 (2025)
Parcel #
21-21-28-3633-02-300
Zoning
P-D
MLS #
O6436183

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Laminate, Tile
Appliances
Dishwasher, Disposal, Microwave, Range, Refrigerator
Interior features
Eat-in Kitchen, High Ceilings, Primary Bedroom Main Floor, Stone Counters, Walk-In Closet(s)
Laundry
Inside, Laundry Room
Stories / Levels
Two
Direction faces
West

Heating & Cooling

Heating
Central, Electric, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$70 / Monthly
Monthly HOA
$70/mo
Total monthly fees
$70/mo
Total annual fees
$840
HOA name
Miriam Hay
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
No short term rentals allowed. Please contact the management company for a full list of leasing restrictions.

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, Concrete, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Electricity Connected, Natural Gas Connected, Public

Community

Pets allowed
Yes

Schools

ElementaryWheatley ElemGreatSchools ↗
MiddleBPiedmont Lakes MiddleGreatSchools ↗
High SchoolCWekiva HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
OfficeFirst
Primary BedroomFirst
Bedroom 2Second
Bedroom 3Second
Bedroom 4Second
LoftSecond
OfficeFirst

Listing Details

Listing date
2026-08-25
On market date
2026-08-25
Original list price
$479,000
Occupant type
Owner
MLS area
32703 - Apopka
Listing AOR
Orlando Regional
Status changed
2026-08-25
Tax legal description
HILLTOP RESERVE PHASE 4 95/1 LOT 230

Flood risk

Minimal riskFEMA Zone XPanel 12095C0120H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From FL Turnpike N take exit 267A to Exit 29 Ocoee-Apopka Rd. Turn right on to W. Keene Rd. Turn left on Marden Rd. Turn right on to Hilltop Reserve Ln. Left on to Grand Hilltop Dr. and right on to Karst Tree Ln. House is on the left on the corner.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 25, 2026 at 5:53 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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