$395,000
20 Cowles Street
Englewood, FL 34223
Listing updated: September 22, 2026 at 2:11 PM ET
Listing courtesy of Keller Williams Island Life Real Estate · Amy Nowicki · MLS #D6148532 · Active · 941-254-6467Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Calling all investors and Florida lifestyle seekers to this charming Old Florida-style duplex offering an unbeatable location in historic Old Englewood with an excellent rental history and zero HOA rules! Unit A features a light-filled 2-bedroom, 1-bathroom layout, while Unit B offers a spacious 2-bedroom, 2-bathroom floor plan, both boasting open concepts with large windows letting in an abundance of natural sunlight. Enjoy authentic Florida living with individual washer and dryer units for each side, a durable asphalt driveway with sidewalks to entry, a detached storage shed, a shingle roof replaced in 2008, and a private screen-enclosed lanai perfect for relaxing outdoors. Situated merely 4/10 of a mile from the nearest supermarket and just 2.9 miles from Englewood Beach and Manasota Key’s famous turquoise waters, the property delivers quick, easy access to Lemon Bay public boat ramps for fishing, kayaking, and sunset cruises. You are also just minutes away from historic Dearborn Street’s popular farmers markets, local eateries, art galleries, and Pioneer Park, making this versatile property the ultimate opportunity to generate steady rental income or live in one unit while leasing the other—call today to schedule your private showing!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history12 days on market
- Status: ActiveSep 10, 2026
- Listed$395,000Sep 10, 2026
- Price increased$395,000
Facts & features
- Property type
- Residential Income
- Sub type
- Duplex
- Status
- Active
- Days on market
- 12
- Subdivision
- Goulds Add
- County
- Sarasota
- Year built
- 1972
- Living area
- 1,885 sq ft
- Price/sq ft
- $210
- Lot size
- 6,921 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500 (12115C0453G)
- Annual taxes
- $3,813 (2025)
- Parcel #
- 0503080051
- Zoning
- CG
- MLS #
- D6148532
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Interior Details
- Bedrooms
- 4
- Flooring
- Tile
- Appliances
- Dryer, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air, Wall/Window Unit(s)
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
Exterior & Construction
- Exterior features
- Outbuildings, Lighting, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Listing Details
- Listing date
- 2026-08-25
- On market date
- 2026-09-10
- Original list price
- $395,000
- MLS area
- 34223 - Englewood
- Listing AOR
- Venice
- Status changed
- 2026-09-10
- Tax legal description
- LOT 20 BLK 2 GOULDS ADD SUB OF LOT 92 PLAT OF ENGLEWOOD
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
SR776 to West on W. Cowles Street, home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 22, 2026 at 2:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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