4392 3rd Isle Drive, FL
Stellar MLS
1 / 1

$465,000

4392 3rd Isle Drive

Hernando Beach, FL 34607

Listing updated: September 1, 2026 at 12:43 AM ET

Active
Stellar MLSListing courtesy of Preferred Property Assoc Inc · Marisa Brewer · MLS #TB8541435 · Active · 352-688-1303
3
Beds
2
Baths
1,260
Sq Ft
0.13
Acres
1980
Built
WaterfrontWater access$369/sqft
Single Family Residence

Property type

1980

Year built

5,803 sqft

Lot size

$369

Price / sq ft

No HOA

HOA dues

0

Days on market

AE

Flood zone

About this home

Virtually Staged. ELEVATED PEACE OF MIND & DIRECT GULF ACCESS! Single-level daily living meets ultimate coastal security in this rare Hernando Beach gem. Perched securely at an impressive 11-foot elevation, this waterfront property came through recent major storms completely untouched with NO storm water damage. Enjoy the incredible convenience of a zero-step front entry for your daily indoor lifestyle, paired with easy step access right down to your private dock. Outside, the massive brick-paver driveway provides abundant parking for your boat trailer, golf cart, or RV. The expansive waterfront paver patio offers plenty of room for outdoor dining, grilling, and relaxing along the deep-water canal. Boaters will love having direct Gulf access right from the backyard, opening the door to world-class fishing, scalloping, and island hopping throughout Florida's beautiful Nature Coast. Explore the crystal-clear Weeki Wachee River, nearby natural springs, local waterfront dining, and nature preserves just minutes away. Plus, enjoy convenient highway access to the greater Tampa Bay area, international airports, plus all the culture, entertainment, professional sporting events & cruise ship terminals, not to mention all the one-tank theme park day trips. Whether you are searching for a full-time residence, retirement retreat, seasonal waterfront escape, or potential income-producing rental, this property delivers an exceptional, hard-to-find combination of direct Gulf boating access, true single-level interior living, and high-elevation safety. This inviting 3-bedroom, 2-bath home features a bright, open floor plan, beautifully updated kitchen and bathrooms, and a spacious enclosed Florida room overlooking the canal; the perfect setting for morning coffee or evening entertaining. Value-packed and worry-free, this home boasts a brand new 2025 A/C system, providing immediate savings, maximum energy efficiency, and years of maintenance-free comfort for its next owner. Come discover an easier, more affordable way to enjoy Florida waterfront living!

Estimated monthly payment

Principal & interest$2,351
Property taxes$230
Home insurance (est.)$213

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 1, 2026
  2. Listed$465,000
    Aug 31, 2026
  3. Price increased$465,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Hernando Beach
County
Hernando
Year built
1980
Living area
1,260 sq ft
Price/sq ft
$369
Building area
1,563 sq ft (Public Records)
Lot size
5,803 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12053C0282E)
Annual taxes
$2,764 (2025)
Parcel #
R12-223-16-2310-0840-0040
Zoning
PDP
MLS #
TB8541435

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Window Treatments
Laundry
Electric Dryer Hookup, Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Available, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst14x19
Primary BedroomFirst15x17
Living RoomFirst19x24

Listing Details

Listing date
2026-08-28
On market date
2026-08-31
Original list price
$465,000
Occupant type
Vacant
MLS area
34607 - Spring Hl/Brksville/WeekiWachee/Hernando Bch
Listing AOR
Suncoast Tampa
Status changed
2026-09-01
Tax legal description
HERNANDO BEACH UNIT 7 BLK 84 LOT 4 ORB 320 PG 852 ORB 3929 PG 321

Flood risk

High riskFEMA Zone AEPanel 12053C0282E

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 Commercial to west on Osowaw Blvd to right on Shoal Line Blvd to left on Calienta Street, to left on Gulf Coast Dr to right on 3rd Isle Drive to house on right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 1, 2026 at 12:43 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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