712 Central Ave, FL
Stellar MLS
1 / 1

$675,000

712 Central AveFlagler Beach, FL 32136

Listing updated: October 10, 2026 at 2:46 PM ET

Active
Stellar MLSListing courtesy of One Sothebys International · Katherine Gable · MLS #FC320827 · Active · 386-276-9200
3
Beds
2
Baths
1,968
Sq Ft
0.14
Acres
1989
Built
◆Water view◆Water access◆In-law suite◆$343/sqft
Single Family Residence

Property type

1989

Year built

6,000 sqft

Lot size

$343

Price / sq ft

No HOA

HOA dues

43

Days on market

2

Garage spaces

X

Flood zone

About this home

Just one block from the Atlantic Ocean in the heart of Flagler Beach, 712 N Central Avenue combines an exceptional beachside location, partial ocean views and established rental income with the relaxed coastal lifestyle that makes this community so desirable. Beach access at North 7th and North 8th Streets is moments away, while restaurants, shops and local favorites are easily reached on foot or by bike. From morning walks along the shoreline to evenings enjoying ocean breezes from the upper deck, this is quintessential Flagler Beach living. Significant permitted improvements provide added peace of mind, including a roof completed in 2021, impact windows and doors installed in 2020, a 3.5-ton HVAC system replaced in 2025 and a ductless mini-split added to the first-floor studio in 2025. Exterior vinyl siding was replaced with durable lap siding in 2018, and the front and rear decks were replaced in 2017. The property is located in Flood Zone X. Adding immediate value and versatility, the first floor features an income-producing studio currently leased at $1,400 per month through August 2027. With its own private entrance, closet, full bath and kitchenette with sink, microwave, refrigerator and upper and lower cabinetry, the space provides an established revenue stream while remaining separate from the main residence. A two-car garage provides convenient parking and additional storage. Upstairs, vaulted ceilings and abundant natural light create an airy coastal atmosphere throughout the main living spaces. Impact-glass windows and sliding doors connect the interior to expansive outdoor decks, where partial ocean views and sea breezes reinforce the home’s unmistakable sense of place. An outdoor shower is ideal after a day spent at the beach. With the Atlantic just one block away, established rental income already in place and substantial improvements completed, 712 N Central Avenue presents a distinctive opportunity for a primary residence, coastal retreat or beachside property with income-producing potential in one of Flagler Beach’s most desirable locations.

Estimated monthly payment

Principal & interest$3,413
Property taxes$863
Home insurance (est.)$309

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history43 days on market

  1. Status: Active
    Aug 28, 2026
  2. Listed$700,000
    Aug 28, 2026
  3. Price reduced$675,000

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
43
Subdivision
Cochran Place
County
Flagler
Year built
1989
Living area
1,968 sq ft
Price/sq ft
$343
Building area
3,300 sq ft (Public Records)
Lot size
6,000 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$10,360 (2025)
Parcel #
01-12-31-1100-00070-0120
Zoning
SFR
MLS #
FC320827

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Laminate, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
Laundry
In Garage
Stories / Levels
Two
Direction faces
West
In-law suite
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Check with the city of Flagler Beach for rental restrictions
Approval process
Property is zoned for long term listings min 6 months and 1 day per city of Flagler Beach

Exterior & Construction

Exterior features
Lighting, Outdoor Shower, Private Mailbox, Private Yard
Construction materials
Block, HardiPlank Type, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected

Room Details

RoomLevelDimensions
Dining RoomSecond
Great RoomSecond
KitchenSecond
Primary BedroomSecond
Primary BathroomSecond
Bedroom 2Second
Bathroom 2First
StudioFirst

Listing Details

Listing date
2026-08-28
On market date
2026-08-28
Original list price
$700,000
Occupant type
Tenant
MLS area
32136 - Flagler Beach
Listing AOR
Flagler
Status changed
2026-08-28
Tax legal description
COCHRAN PLACE SUBDIVISION BLOCK 7 LOT 12 OR 158 PG 114 OR 933 PG 354-MARY ELIZABETH STEVENS TRUST OR 933 PG 355-WOODSON A STEVENS TRUST OR 1427 PG 729-DC OR 1372 PG 95-QC OR 1372/97 OR 1705/1447- CD OR 1705/1448-CD

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Moody Dr, turn left onto N Central Ave to 712 N central ave

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 10, 2026 at 2:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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