
$675,000
712 Central AveFlagler Beach, FL 32136
Listing updated: October 10, 2026 at 2:46 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Just one block from the Atlantic Ocean in the heart of Flagler Beach, 712 N Central Avenue combines an exceptional beachside location, partial ocean views and established rental income with the relaxed coastal lifestyle that makes this community so desirable. Beach access at North 7th and North 8th Streets is moments away, while restaurants, shops and local favorites are easily reached on foot or by bike. From morning walks along the shoreline to evenings enjoying ocean breezes from the upper deck, this is quintessential Flagler Beach living. Significant permitted improvements provide added peace of mind, including a roof completed in 2021, impact windows and doors installed in 2020, a 3.5-ton HVAC system replaced in 2025 and a ductless mini-split added to the first-floor studio in 2025. Exterior vinyl siding was replaced with durable lap siding in 2018, and the front and rear decks were replaced in 2017. The property is located in Flood Zone X. Adding immediate value and versatility, the first floor features an income-producing studio currently leased at $1,400 per month through August 2027. With its own private entrance, closet, full bath and kitchenette with sink, microwave, refrigerator and upper and lower cabinetry, the space provides an established revenue stream while remaining separate from the main residence. A two-car garage provides convenient parking and additional storage. Upstairs, vaulted ceilings and abundant natural light create an airy coastal atmosphere throughout the main living spaces. Impact-glass windows and sliding doors connect the interior to expansive outdoor decks, where partial ocean views and sea breezes reinforce the home’s unmistakable sense of place. An outdoor shower is ideal after a day spent at the beach. With the Atlantic just one block away, established rental income already in place and substantial improvements completed, 712 N Central Avenue presents a distinctive opportunity for a primary residence, coastal retreat or beachside property with income-producing potential in one of Flagler Beach’s most desirable locations.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history43 days on market
- Status: ActiveAug 28, 2026
- Listed$700,000Aug 28, 2026
- Price reduced$675,000
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 43
- Subdivision
- Cochran Place
- County
- Flagler
- Year built
- 1989
- Living area
- 1,968 sq ft
- Price/sq ft
- $343
- Building area
- 3,300 sq ft (Public Records)
- Lot size
- 6,000 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $10,360 (2025)
- Parcel #
- 01-12-31-1100-00070-0120
- Zoning
- SFR
- MLS #
- FC320827
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Kitchen/Family Room Combo, Living Room/Dining Room Combo, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Window Treatments
- Laundry
- In Garage
- Stories / Levels
- Two
- Direction faces
- West
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Check with the city of Flagler Beach for rental restrictions
- Approval process
- Property is zoned for long term listings min 6 months and 1 day per city of Flagler Beach
Exterior & Construction
- Exterior features
- Lighting, Outdoor Shower, Private Mailbox, Private Yard
- Construction materials
- Block, HardiPlank Type, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Dining Room | Second | |
| Great Room | Second | |
| Kitchen | Second | |
| Primary Bedroom | Second | |
| Primary Bathroom | Second | |
| Bedroom 2 | Second | |
| Bathroom 2 | First | |
| Studio | First |
Listing Details
- Listing date
- 2026-08-28
- On market date
- 2026-08-28
- Original list price
- $700,000
- Occupant type
- Tenant
- MLS area
- 32136 - Flagler Beach
- Listing AOR
- Flagler
- Status changed
- 2026-08-28
- Tax legal description
- COCHRAN PLACE SUBDIVISION BLOCK 7 LOT 12 OR 158 PG 114 OR 933 PG 354-MARY ELIZABETH STEVENS TRUST OR 933 PG 355-WOODSON A STEVENS TRUST OR 1427 PG 729-DC OR 1372 PG 95-QC OR 1372/97 OR 1705/1447- CD OR 1705/1448-CD
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Moody Dr, turn left onto N Central Ave to 712 N central ave
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 10, 2026 at 2:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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