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$949,000

694 Lake Otis Drive

Winter Haven, FL 33880

Listing updated: August 22, 2026 at 4:06 PM ET

Active

Listing courtesy of Lockhart & Associates Inc · Steve Lockhart · MLS #L4964434 · Active · 863-293-1234

Beds

Baths

3,483

Sq Ft

0.84

Acres

1937

Built

◆Waterfront◆Water access◆In-law suite◆Fireplace◆$272/sqft◆360° tour

Single Family Residence

Property type

1937

Year built

36,447 sqft

Lot size

$272

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Discover an extraordinary lakefront estate offering unmatched charm, privacy, and lifestyle on coveted Lake Otis. Set on a rare double lot, this property feels like a private resort with expansive lawns, mature shade trees, flourishing fruit trees, and enchanting garden spaces. The 3,083 sq ft main home is filled with character and unique architectural details, complemented by a 400 sq ft in-law suite ideal for guests or multi-generational living. From sunrise views over the water to afternoons spent swimming, fishing, or enjoying watersports, every day feels like a vacation. The outdoor spaces are perfect for elegant entertaining or relaxed family fun. Centrally located near Disney, Legoland, beaches, and premier sporting attractions, this home offers the best of Florida living with convenience to world-class destinations. A rare opportunity to own a distinctive lakefront property that blends luxury, charm, and unforgettable experiences. Call for your private showing today!

Estimated monthly payment

Principal & interest$4,799

Property taxes$724

Home insurance (est.)$435

Down payment

20%

$189,800 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history2 days on market

Status: Active
Aug 20, 2026
Listed$949,000
Aug 20, 2026
Price increased$949,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 2
Subdivision: Otis Heights Sub
County: Polk
Year built: 1937
Living area: 3,483 sq ft
Price/sq ft: $272
Building area: 4,674 sq ft (Owner)
Lot size: 36,447 sq ft
Lot category: 1/2 to less than 1
Flood zone: X (12105C0364G)
Garage: 2 spaces
Annual taxes: $8,684 (2025)
Parcel #: 26-28-28-596000-003040
Zoning: R-1A
MLS #: L4964434

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Half bathrooms: 1
Flooring: Ceramic Tile, Laminate, Wood
Appliances: Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features: PrimaryBedroom Upstairs, Split Bedroom
Laundry: Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels: Three Or More
Direction faces: West
Fireplace: Yes
In-law suite: Yes

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes
Parking features: Circular Driveway, Driveway, Garage Door Opener

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: 1-7 Days
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Construction materials: Brick, Frame
Roof: Shingle
Foundation: Crawlspace
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected

Schools

ElementaryElbert ElemGreatSchools ↗

MiddleDenison MiddleGreatSchools ↗

High SchoolWinter Haven SeniorGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Foyer	First	8.1x7.33
Living Room	First	21.1x14.33
Dining Room	First	15.1x12.5
Kitchen	First	10.1x13.75
Laundry	First	9.75x8.1
Dinette	First	10.25x8.1
Primary Bedroom	Second	21.25x11.9
Bedroom 2	Second	13.5x11.67
Bedroom 3	Second	13.67x11
Office	First	13.5x9.5
Family Room	First	20.5x14.9

Listing Details

Listing date: 2026-08-19
On market date: 2026-08-20
Original list price: $949,000
Occupant type: Vacant
MLS area: 33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR: Lakeland
Status changed: 2026-08-20
Tax legal description: OTIS HEIGHTS SUB PB 14 PG 28 BLK 3 LOTS 4 & 5 & THAT PART OF PARK LYING S OF LOT 5 DESC AS BEG SW COR LOT 5 RUN N 88 DEG 28 MIN 49 SEC E ALONG S LINE LOT 5 130.14 FT S 82 DEG 04 MIN 10 SEC W 35 FT S 10 DEG 25 MIN 50 SEC E 1.5 FT S 79 DEG 34 MIN 10 SE C W 27.25 FT N 09 DEG 35 MIN 07 SEC W 4.53 FT S 86 DEG 19 MIN 20 SEC W 37.72 FT N 05 DEG 05 MIN 30 SEC W 0.65 FT S 87 DEG 18 MIN 48 SEC W 29.47 FT NWLY ALONG CURVE 6.55 FT TO POB LESS COMM SW COR LOT 5 RUN N 88 DEG 28 MIN 49 SEC E ALONG S LINE LOT 5 169.13 FT TO POB CONT N 88 DEG 28 MIN 49 SEC E 72.87 FT TO SE COR LOT 5 N 19 DEG 39 MIN 47 SEC W ALONG E LINE LOT 5 10.52 FT S 88 DEG 28 MIN 49 SEC W 62.92 FT S 32 DEG 10 MIN 20 SEC W 12.02 FT TO POB

Flood risk

Minimal riskFEMA Zone XPanel 12105C0364G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From downtown Winter Haven, travel east on E Central Avenue, continue on Lake Elbert Drive SE, turn right (south) onto Ingleby Drive, continue onto N Lake Otis Drive, turn left (south) onto Lake Otis Drive SE, continue to address 694 on left (lakefront).

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 22, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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