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$389,900

5401 43rd TerraceSt Petersburg, FL 33709

Listing updated: September 18, 2026 at 12:12 PM ET

Active

Listing courtesy of Urban-O Real Estate Solutions · Fernando Villamizar Sarmiento · MLS #O6434827 · Active · 407-822-1063

Beds

Baths

990

Sq Ft

0.14

Acres

1954

Built

◆$394/sqft◆360° tour

Single Family Residence

Property type

1954

Year built

6,268 sqft

Lot size

$394

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Welcome to this inviting 3-bedroom, 2-bath home tucked away on a quiet dead-end street in unincorporated Pinellas County. The home offers a comfortable split-bedroom floor plan, open living and dining areas, quartz countertops, stainless steel appliances, a breakfast bar, ceiling fans, and a private primary suite with its own bathroom. The outdoor space is just as appealing, featuring a fully fenced backyard, covered rear porch, private spa, storage shed, and plenty of room to relax, entertain, garden, or simply enjoy Florida living. NO HOA, NON-EVACUATION ZONE, NO FLOOD ZONE. These are valuable advantages for buyers looking for fewer restrictions and added peace of mind. Conveniently located approximately 15 minutes from vibrant Downtown St. Petersburg, and close to Lealman Neighborhood Park, shopping, dining, schools, major roadways, beaches, and area airports. Its location and flexible layout make it a great option as a primary residence, second home, retirement property, or potential short-term/long-term rental, subject to applicable local regulations. Schedule your private showing and discover all the features this St. Petersburg home brings together.

Estimated monthly payment

Principal & interest$1,972

Property taxes$501

Home insurance (est.)$179

Down payment

20%

$77,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history29 days on market

Status: Active
Aug 20, 2026
Listed$398,000
Aug 20, 2026
Price reduced$389,900

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 29
Subdivision: Hoeldtke Grove Sub
County: Pinellas
Year built: 1954
Living area: 990 sq ft
Price/sq ft: $394
Building area: 1,280 sq ft (Public Records)
Lot size: 6,268 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12103C0212G)
Annual taxes: $6,007 (2025)
Parcel #: 04-31-16-40212-004-0050
Zoning: R-3
MLS #: O6434827

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl, Tile
Appliances: Bar Fridge, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Stone Counters, Thermostat
Laundry: Inside, Laundry Room
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 0
Attached garage: No
Parking features: Driveway

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Listing terms: Cash, Conventional, FHA
Ownership: Fee Simple
Available for lease: No
Additional lease restrictions: Buyer to confirm any applicable leasing restrictions.

Exterior & Construction

Exterior features: Lighting, Storage
Construction materials: Stucco, Frame
Roof: Shingle
Foundation: Crawlspace
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Connected, Sewer Connected, Water Connected

Schools

ElementaryWestgate Elementary-PNGreatSchools ↗

MiddleTyrone Middle-PNGreatSchools ↗

High SchoolDixie Hollins High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Living Room	First	13x11
Dining Room	First	11x9
Kitchen	First	10x10
Laundry	First	7x4
Primary Bedroom	First	13x11
Primary Bathroom	First	9x7
Bedroom 2	First	11x10
Bedroom 3	First	10x9
Bathroom 2	First	7x5

Listing Details

Listing date: 2026-08-19
On market date: 2026-08-20
Original list price: $398,000
Occupant type: Owner
MLS area: 33709 - St Pete/Kenneth City
Listing AOR: Orlando Regional
Status changed: 2026-08-20
Tax legal description: HOELDTKE GROVE SUB BLK 4, LOT 5

Flood risk

Minimal riskFEMA Zone XPanel 12103C0212G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 54th Ave N, turn south onto 54th St N, then continue to 43rd Ter N and turn east. Follow the street to 5401 43rd Ter N; the property will be on your right.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 18, 2026 at 12:12 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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