
$384,900
4505 Windy Hammock Way
Palmetto, FL 34221
Listing updated: September 22, 2026 at 8:58 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Why wait for new construction when this beautifully upgraded, move-in-ready lakefront home delivers the location, lifestyle, and value you want today? Perfectly positioned on one of the desirable waterfront homesites in Willow Walk, this meticulously maintained four-bedroom, two-bath residence combines serene lake views, modern finishes, low HOA dues, and effortless Florida living, with all the major upgrades already completed for you. Built in 2019 and featuring the sought-after Magnolia floor plan, the home welcomes you with a light-filled, open-concept design ideal for both everyday living and entertaining. The stylish kitchen anchors the main living space with crisp white cabinetry, an oversized island with bar seating, quartz countertops, tile backsplash, and stainless steel appliances. New luxury vinyl flooring in the bedrooms adds a fresh, contemporary finish, while tile flooring throughout the main living areas offers both durability and timeless appeal. A wood-look feature wall in the living room introduces warmth, texture, and distinctive character, creating an inviting focal point within the open living space. A thoughtfully designed split-bedroom layout provides privacy, while the spacious primary suite features two walk-in closets and an upgraded tiled walk-in shower. Beyond the interiors, the true centerpiece is the tranquil lakefront setting. Enjoy peaceful water views from your backyard or transform the generous outdoor space into your own private Florida retreat with a custom pool, spa, expanded lanai, and outdoor entertaining area. With the homesite and setting already in place, the possibilities to further personalize this property are exceptional. Willow Walk offers a desirable low-maintenance lifestyle with remarkably low HOA dues, making this an outstanding alternative to new construction without the wait, added upgrade expenses, or unfinished feel. Conveniently located in Palmetto with easy access to I-75, Ellenton Premium Outlets, Downtown Bradenton, dining, shopping, and the celebrated Gulf Coast beaches of Anna Maria Island, this home places the best of Southwest Florida within easy reach. Immaculately maintained, beautifully upgraded, attractively priced, and ready for immediate enjoyment, this lakefront Willow Walk home offers exceptional value with plenty of opportunity to make it distinctly your own.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history35 days on market
- Status: ActiveAug 18, 2026
- Listed$389,900Aug 18, 2026
- Price reduced$384,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 35
- Subdivision
- Willow Walk Ph Iia-Iib-Iid
- County
- Manatee
- Year built
- 2019
- Living area
- 2,004 sq ft
- Price/sq ft
- $192
- Building area
- 2,645 sq ft (Public Records)
- Lot size
- 6,403 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,912 (2025)
- Parcel #
- 760924609
- Zoning
- PD-R
- MLS #
- A4703298
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Tile, Vinyl
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Split Bedroom, Walk-In Closet(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $100 / Annually
- Monthly HOA
- $8/mo
- Total monthly fees
- $8/mo
- Total annual fees
- $100
- HOA name
- C&S Community Management Services (Bill McGann)
- CDD
- Yes
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Confirm All rental restrictions with the HOA. Supply HOA with purchase agreement and/or lease. Minimum lease term of 9 months.
- Approval process
- Confirm All rental approval process with the HOA
Exterior & Construction
- Exterior features
- Other, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 13x16 |
| Kitchen | First | 12x25 |
| Bedroom 2 | First | 11x11 |
| Bathroom 3 | First | 11x11 |
| Bedroom 4 | First | 11x11 |
| Living Room | First | 15x26 |
Listing Details
- Listing date
- 2026-08-18
- On market date
- 2026-08-18
- Original list price
- $389,900
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-08-18
- Tax legal description
- LOT 139, WILLOW WALK PH IIA, IIB, IID PI#7609.2460/9
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Enter through Willow Walk neighborhood turn on Windy Hammock. Property to the left.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 22, 2026 at 8:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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