4505 Windy Hammock Way, FL
Stellar MLS
1 / 1

$384,900

4505 Windy Hammock Way

Palmetto, FL 34221

Listing updated: September 22, 2026 at 8:58 AM ET

Active
Stellar MLSListing courtesy of Leslie Wells Realty, Inc. · Madison Wells, PLLC · MLS #A4703298 · Active · 941-776-5571
4
Beds
2
Baths
2,004
Sq Ft
0.15
Acres
2019
Built
Waterfront$192/sqft
Single Family Residence

Property type

2019

Year built

6,403 sqft

Lot size

$192

Price / sq ft

$8/mo

HOA dues

35

Days on market

2

Garage spaces

X

Flood zone

About this home

Why wait for new construction when this beautifully upgraded, move-in-ready lakefront home delivers the location, lifestyle, and value you want today? Perfectly positioned on one of the desirable waterfront homesites in Willow Walk, this meticulously maintained four-bedroom, two-bath residence combines serene lake views, modern finishes, low HOA dues, and effortless Florida living, with all the major upgrades already completed for you. Built in 2019 and featuring the sought-after Magnolia floor plan, the home welcomes you with a light-filled, open-concept design ideal for both everyday living and entertaining. The stylish kitchen anchors the main living space with crisp white cabinetry, an oversized island with bar seating, quartz countertops, tile backsplash, and stainless steel appliances. New luxury vinyl flooring in the bedrooms adds a fresh, contemporary finish, while tile flooring throughout the main living areas offers both durability and timeless appeal. A wood-look feature wall in the living room introduces warmth, texture, and distinctive character, creating an inviting focal point within the open living space. A thoughtfully designed split-bedroom layout provides privacy, while the spacious primary suite features two walk-in closets and an upgraded tiled walk-in shower. Beyond the interiors, the true centerpiece is the tranquil lakefront setting. Enjoy peaceful water views from your backyard or transform the generous outdoor space into your own private Florida retreat with a custom pool, spa, expanded lanai, and outdoor entertaining area. With the homesite and setting already in place, the possibilities to further personalize this property are exceptional. Willow Walk offers a desirable low-maintenance lifestyle with remarkably low HOA dues, making this an outstanding alternative to new construction without the wait, added upgrade expenses, or unfinished feel. Conveniently located in Palmetto with easy access to I-75, Ellenton Premium Outlets, Downtown Bradenton, dining, shopping, and the celebrated Gulf Coast beaches of Anna Maria Island, this home places the best of Southwest Florida within easy reach. Immaculately maintained, beautifully upgraded, attractively priced, and ready for immediate enjoyment, this lakefront Willow Walk home offers exceptional value with plenty of opportunity to make it distinctly your own.

Estimated monthly payment

Principal & interest$1,946
Property taxes$243
Home insurance (est.)$176
HOA dues$8

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history35 days on market

  1. Status: Active
    Aug 18, 2026
  2. Listed$389,900
    Aug 18, 2026
  3. Price reduced$384,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
35
Subdivision
Willow Walk Ph Iia-Iib-Iid
County
Manatee
Year built
2019
Living area
2,004 sq ft
Price/sq ft
$192
Building area
2,645 sq ft (Public Records)
Lot size
6,403 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Annual taxes
$2,912 (2025)
Parcel #
760924609
Zoning
PD-R
MLS #
A4703298

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Tile, Vinyl
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Other, Split Bedroom, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$100 / Annually
Monthly HOA
$8/mo
Total monthly fees
$8/mo
Total annual fees
$100
HOA name
C&S Community Management Services (Bill McGann)
CDD
Yes
Homestead exemption
Yes
Min lease term
8-12 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Confirm All rental restrictions with the HOA. Supply HOA with purchase agreement and/or lease. Minimum lease term of 9 months.
Approval process
Confirm All rental approval process with the HOA

Exterior & Construction

Exterior features
Other, Sidewalk
Construction materials
Block
Roof
Shingle
Foundation
Slab
Waterfront
Yes
Water view
Yes
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Primary BedroomFirst13x16
KitchenFirst12x25
Bedroom 2First11x11
Bathroom 3First11x11
Bedroom 4First11x11
Living RoomFirst15x26

Listing Details

Listing date
2026-08-18
On market date
2026-08-18
Original list price
$389,900
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Sarasota - Manatee
Status changed
2026-08-18
Tax legal description
LOT 139, WILLOW WALK PH IIA, IIB, IID PI#7609.2460/9

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Enter through Willow Walk neighborhood turn on Windy Hammock. Property to the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 22, 2026 at 8:58 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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