431 Water Street, FL431 Water Street, FL431 Water Street, FL
Stellar MLS
1 / 34

$619,000

431 Water Street

Celebration, FL 34747

Listing updated: September 13, 2026 at 9:22 PM ET

Active
Stellar MLSListing courtesy of Ms Land & Building Llc · Alex Leonardo · MLS #O6434329 · Active · 407-512-1213
3
Beds
3
Baths
1,890
Sq Ft
0.11
Acres
1998
Built
$328/sqft360° tour
Townhouse

Property type

1998

Year built

4,784 sqft

Lot size

$328

Price / sq ft

$999/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Exceptional opportunity to own a beautifully renovated home just a 5-minute walk to Downtown Celebration, offering one of the most desirable locations in the community. Completely remodeled in 2024, this residence combines contemporary luxury with timeless elegance. The impressive living room features over 20-foot ceilings and a stunning floor-to-ceiling porcelain accent wall with modern wood slat detailing, creating a dramatic focal point. The custom staircase showcases stainless steel railings with stainless steel cable balusters, enhancing the home's sleek architectural design. The gourmet kitchen is equipped with quartz countertops, a built-in cooktop, microwave, and wall oven with Air Fryer functionality, making it ideal for both everyday living and entertaining. Quartz countertops continue throughout all bathrooms, providing a cohesive luxury finish. Additional highlights include a charming temperature-controlled wine bar with wine cooler, a spacious covered rear porch perfect for outdoor entertaining, and a two-car attached garage. This is a rare opportunity to own a fully updated home in one of Celebration's most sought-after locations, just moments from restaurants, shops, lakes, walking trails, and community events.

Estimated monthly payment

Principal & interest$3,130
Property taxes$524
Home insurance (est.)$284
HOA dues$999

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Sep 13, 2026
  2. Listed$619,000
    Sep 13, 2026
  3. Price increased$619,000

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
0
Subdivision
Water Street Condo Ph 1
County
Osceola
Year built
1998
Living area
1,890 sq ft
Price/sq ft
$328
Building area
2,418 sq ft (Public Records)
Lot size
4,784 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12097C0035G)
Garage
2 spaces
Annual taxes
$6,287 (2025)
Parcel #
07-25-28-5420-0001-4310
Zoning
OPUD
MLS #
O6434329

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Vinyl
Appliances
Convection Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Gas Water Heater, Ice Maker, Microwave, Refrigerator, Washer, Wine Refrigerator
Interior features
Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Open Floorplan, PrimaryBedroom Upstairs, Solid Surface Counters, Solid Wood Cabinets, Walk-In Closet(s)
Laundry
Common Area
Stories / Levels
Three Or More
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$999 / Monthly
Monthly HOA
$999/mo
Total monthly fees
$1,118/mo
Total annual fees
$13,414
HOA name
Waterstreet at Celebration - Dennis
CDD
No
Homestead exemption
Yes
Min lease term
7 Months
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Balcony
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
None
Water source
Public
Utilities
Cable Available, Public

Community

Pets allowed
No

Schools

ElementaryACelebration K-8GreatSchools ↗
MiddleACelebration K-8GreatSchools ↗
High SchoolBCelebration HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomThird16x16
Bedroom 2Third12x12
Bedroom 3Third12x12
Bathroom 1Third12x6
Bathroom 2Third8x6
Bathroom 3Second8x4
Family RoomFirst20x20
Living RoomSecond16x10
KitchenSecond12x8
Dining RoomSecond11x10
Balcony/Porch/LanaiSecond20x20

Listing Details

Listing date
2026-09-13
On market date
2026-09-13
Original list price
$619,000
Occupant type
Tenant
MLS area
34747 - Kissimmee/Celebration
Listing AOR
Orlando Regional
Status changed
2026-09-13
Tax legal description
WATER STREET CONDO PHASE 1 CB 4 PG 5-16 UNIT 431

Flood risk

Minimal riskFEMA Zone XPanel 12097C0035G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From 192 take Celebration Ave, turn right on Water St, the property will be at your right.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 13, 2026 at 9:22 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA