8221 78th Terrace Road, FL8221 78th Terrace Road, FL8221 78th Terrace Road, FL
Stellar MLS
1 / 49

$318,000

8221 78th Terrace Road

Ocala, FL 34476

Listing updated: September 8, 2026 at 4:25 PM ET

Active
Stellar MLSListing courtesy of On Top Of The World Real Est · Carlos Acosta · MLS #OM730549 · Active · 866-228-5878
3
Beds
2
Baths
1,874
Sq Ft
0.23
Acres
2017
Built
55+ community$170/sqft
Single Family Residence

Property type

2017

Year built

9,918 sqft

Lot size

$170

Price / sq ft

$268/mo

HOA dues

22

Days on market

2

Garage spaces

x

Flood zone

About this home

Sellers are offering a one-year (1) Gateway membership credit (Gateway amenities pass) at closing with full price offer, if executed contract received on or before 9/25/26 and contract closes within 30 days after executed contract. Over $44k in upgrades! Popular, light and bright, open floor plan, smart home Orchid model, situated on a quiet, cul-de-sac in the much sought after Indigo East community of On Top of the World. This 3-bedroom, 2-bathroom, 2-car, garage boasts a beautiful kitchen with stainless steele appliances, gas cooktop, lots of kitchen cabinet storage, quartz countertops with a beautiful backsplash and a 15.5-foot, quartz counter island, perfect for preparing food, or entertaining and stainless-steel sink. The opposite side of the island could accommodate up to 6 people. Tile flooring throughout the whole house. A large master bedroom and master bath shower with zero entry and built-in bench, and a huge walk-in closet. The two guest bedrooms have convenient access to a full bathroom with quartz countertops and a tub/shower combo. The inside laundry room includes the washer, dryer, storage cabinets and clothes, folding area. Other features include, a large 400 sq ft, screened enclosure (bird cage), and a screened garage door. The home is pet and smoke free and was painted on the exterior in 2024. Indigo East has curbside mail service and waste collection. Indigo East offers a low HOA and amenities that include: clubhouse, pool, fitness studio, dog park and more! For an additional fee, the Gateway Pass provides the option to use the amenities at On Top of the World, where you can enjoy indoor/outdoor pools, 2 restaurants, multiple exercise facilities with plenty of top-of-the-line equipment, water aerobics, yoga, exercise classes, steam and sauna, Pickleball courts, RC plane airport, RC car track, min golf, wood working, 100’s of clubs and continuing education, bocce, horseshoes, shuffleboard, billiards, game room. Social activities galore with great residents. Indigo East is part of Ocala's On Top of the World premiere, gated, active 55+ community.

Estimated monthly payment

Principal & interest$1,608
Property taxes$401
Home insurance (est.)$146
HOA dues$268

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history22 days on market

  1. Status: Active
    Aug 17, 2026
  2. Listed$318,000
    Aug 17, 2026
  3. Price increased$318,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
22
Cumulative DOM
126
Subdivision
Indigo East
County
Marion
Year built
2017
Living area
1,874 sq ft
Price/sq ft
$170
Building area
2,866 sq ft (Public Records)
Lot size
9,918 sq ft
Lot category
0 to less than 1/4
Flood zone
x
Garage
2 spaces
Annual taxes
$4,807 (2025)
Parcel #
3566-7705-22
Zoning
PUD
MLS #
OM730549

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Tile
Appliances
Built-In Oven, Cooktop, Dishwasher, Dryer, Gas Water Heater, Microwave, Refrigerator, Washer
Interior features
Ceiling Fans(s), High Ceilings, Smart Home, Thermostat
Laundry
Inside
Stories / Levels
One
Direction faces
Northwest

Heating & Cooling

Heating
Central, Natural Gas
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$268 / Monthly
Monthly HOA
$268/mo
Total monthly fees
$268/mo
Total annual fees
$3,215
HOA name
Lori Sands
CDD
Yes
Homestead exemption
Yes
Min lease term
6 Months
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
SEE HOA
Approval process
SEE HOA

Exterior & Construction

Exterior features
Rain Gutters
Construction materials
Block, Concrete
Roof
Shingle
Foundation
Slab
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Natural Gas Connected, Underground Utilities

Community

Pets allowed
Cats OK, Dogs OK, Yes
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst
Primary BedroomFirst
KitchenFirst

Listing Details

Listing date
2026-08-17
On market date
2026-08-17
Original list price
$318,000
Occupant type
Owner
MLS area
34476 - Ocala
Listing AOR
Ocala - Marion
Status changed
2026-08-17
Tax legal description
SEC 18 TWP 16 RGE 21 PLAT BOOK 009 PAGE 136 INDIGO EAST PHASE 1 UNIT GG BLK E LOT 22

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

SR 200 west to SW 90th ST turn right. Go to SW 79th Ter Rd and turn right. Go to SW 82nd Pl turn right, Go to SW 78th Ter Rd and turn right. Property will be on right after curve.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 8, 2026 at 4:25 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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