8281 Lake James Drive, FL8281 Lake James Drive, FL8281 Lake James Drive, FL
Stellar MLS
1 / 53

$390,000

8281 Lake James Drive

Lakeland, FL 33810

Listing updated: August 13, 2026 at 10:11 PM ET

Active
Stellar MLSListing courtesy of Clark Realty Llc · Steven Perkins · MLS #L4964229 · Active · 863-345-2155
2
Beds
2
Baths
1,847
Sq Ft
0.19
Acres
2006
Built
55+ community$211/sqft
Single Family Residence

Property type

2006

Year built

8,215 sqft

Lot size

$211

Price / sq ft

$310/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Rare opportunity to own a lakefront home in Lake James, a sought after 55+ gated community in North Lakeland where every residence is crafted by award winning Ernie White Construction. Ideally located just two homes from the clubhouse and community pool, this property offers exceptional convenience and a premier position within the neighborhood. This popular Gibson Model features 2 bedrooms, 2 bathrooms, and a spacious den, perfect for an office, hobby space, or additional guest room. The open concept layout is bright and inviting, highlighted by triple sliding glass doors that open to a large patio overlooking Lake James, creating a peaceful setting for morning coffee or evening relaxation. The HOA provides yard maintenance, internet, and cable, allowing you to enjoy a low maintenance lifestyle with valuable included services. Lakefront living, quality construction, and a vibrant 55+ community come together beautifully in this rare offering. Homes on the lake seldom become available. Do not miss your chance to make this one yours.

Estimated monthly payment

Principal & interest$1,972
Property taxes$222
Home insurance (est.)$179
HOA dues$310

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 14, 2026
  2. Listed$390,000
    Aug 13, 2026
  3. Price increased$390,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Lake James Ph 01
County
Polk
Year built
2006
Living area
1,847 sq ft
Price/sq ft
$211
Building area
2,654 sq ft (Public Records)
Lot size
8,215 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0163G)
Garage
2 spaces
Annual taxes
$2,658 (2025)
Parcel #
23-27-10-000829-002150
MLS #
L4964229

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
Laundry
Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Garage Door Opener

HOA & Financial

HOA fee
$1,860 / Semi-Annually
Monthly HOA
$310/mo
Total monthly fees
$310/mo
Total annual fees
$3,720
HOA name
Lake James HOA
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please verify all lease restrictions with HOA
Approval process
Please verify with HOA

Exterior & Construction

Exterior features
Awning(s), Lighting, Permeable Paving, Sidewalk, Sliding Doors
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK
Senior community
Yes

Schools

ElementaryR. Clem Churchwell ElemGreatSchools ↗
MiddleSleepy Hill MiddleGreatSchools ↗
High SchoolKathleen HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Living RoomFirst
KitchenFirst
DenFirst
Primary BedroomFirst
Primary BathroomFirst
Bedroom 2First

Listing Details

Listing date
2026-08-12
On market date
2026-08-13
Original list price
$390,000
Occupant type
Vacant
MLS area
33810 - Lakeland
Listing AOR
Lakeland
Status changed
2026-08-14
Tax legal description
LAKE JAMES PHASE ONE PB 129 PGS 41-42 LOT 215

Flood risk

Minimal riskFEMA Zone XPanel 12105C0163G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading north on US Highway 98, take a left at Banana Rd. Turn left into Lake James on Lake James Blvd. At the traffic circle, take the first exit on Lake James Drive. Home will be the second home on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 13, 2026 at 10:11 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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