


$390,000
8281 Lake James Drive
Lakeland, FL 33810
Listing updated: September 21, 2026 at 5:35 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
The sellers are willing to replace the existing roof prior to closing! Rare opportunity to own a lakefront home in Lake James, a sought-after gated 55+ community in North Lakeland where every residence was crafted by award winning Ernie White Construction. Ideally located just two homes from the clubhouse and community pool, this property offers exceptional convenience along with a beautiful lakefront setting. The popular Gibson model features 2 bedrooms, 2 bathrooms, and a spacious den, perfect for a home office, hobby room, or flexible guest space. The bright, open-concept floor plan flows into a well-appointed kitchen featuring maple cabinetry, granite countertops, and a large center island that provides plenty of workspace and a natural gathering place for family and friends. Triple sliding glass doors open to a large patio overlooking Lake James, creating a peaceful setting to enjoy morning coffee, entertain guests, or simply relax and take in the water views. The Lake James HOA provides lawn maintenance, Wi-Fi, and cable, allowing you to enjoy a convenient, low-maintenance lifestyle. Lakefront living, quality Ernie White construction, desirable community amenities, and the opportunity for a new roof prior to closing make this a home well worth seeing. Schedule your private showing and discover the lifestyle Lake James has to offer.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history39 days on market
- Status: ActiveAug 14, 2026
- Listed$390,000Aug 13, 2026
- Price increased$390,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 39
- Subdivision
- Lake James Ph 01
- County
- Polk
- Year built
- 2006
- Living area
- 1,847 sq ft
- Price/sq ft
- $211
- Building area
- 2,654 sq ft (Public Records)
- Lot size
- 8,215 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0163G)
- Garage
- 2 spaces
- Annual taxes
- $2,658 (2025)
- Parcel #
- 23-27-10-000829-002150
- MLS #
- L4964229
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Built-in Features, Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Smart Home, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $1,860 / Semi-Annually
- Monthly HOA
- $310/mo
- Total monthly fees
- $310/mo
- Total annual fees
- $3,720
- HOA name
- Lake James HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 1-2 Years
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please verify all lease restrictions with HOA
- Approval process
- Please verify with HOA
Exterior & Construction
- Exterior features
- Awning(s), Lighting, Permeable Paving, Sidewalk
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Den | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First |
Listing Details
- Listing date
- 2026-08-12
- On market date
- 2026-08-13
- Original list price
- $390,000
- Occupant type
- Vacant
- MLS area
- 33810 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-08-14
- Tax legal description
- LAKE JAMES PHASE ONE PB 129 PGS 41-42 LOT 215
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Heading north on US Highway 98, take a left at Banana Rd. Turn left into Lake James on Lake James Blvd. At the traffic circle, take the first exit on Lake James Drive. Home will be the second home on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 21, 2026 at 5:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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