324 Gina Lane, FL324 Gina Lane, FL324 Gina Lane, FL
Stellar MLS
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$299,999

324 Gina Lane

Davenport, FL 33837

Listing updated: August 17, 2026 at 7:51 PM ET

Active
Stellar MLSListing courtesy of Serhant · Clinton Luke · MLS #O6432891 · Active · 786-296-8626
3
Beds
2
Baths
1,516
Sq Ft
0.11
Acres
2022
Built
$198/sqft360° tour
Single Family Residence

Property type

2022

Year built

4,600 sqft

Lot size

$198

Price / sq ft

$14/mo

HOA dues

0

Days on market

2

Garage spaces

X

Flood zone

About this home

Built in 2022, this three-bedroom, two-bath home gives you 1,504 square feet in a layout that uses the space well. The open kitchen, dining, and living areas keep the main part of the home connected, while the split-bedroom floor plan gives the primary suite a little separation when you want it. ASSUMABLE 4.75% RATE FHA Loan. Inside, the home has been freshly painted and kept simple, giving the next owner a clean starting point to make it their own. There’s also a two-car garage, walk-in closet, indoor laundry, and a covered patio for a little extra room outside. Horse Creek at Crosswinds adds a community pool, cabana, and playground without requiring you to maintain those amenities yourself. And when you leave the neighborhood, Davenport puts shopping, restaurants, Posner Park, and the greater Central Florida area within easy reach. For someone ready to move out of renting and into a place of their own, this is the kind of home that doesn’t ask you to take on a massive project first. It’s newer, comfortable, practical, and ready for whatever you want to make of it

Estimated monthly payment

Principal & interest$1,517
Property taxes$528
Home insurance (est.)$137
HOA dues$14

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

  1. Status: Active
    Aug 17, 2026
  2. Listed$299,999
    Aug 17, 2026
  3. Price increased$299,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
0
Subdivision
Bella Vita Ph 1a & 1b-1
County
Polk
Year built
2022
Living area
1,516 sq ft
Price/sq ft
$198
Building area
2,034 sq ft (Public Records)
Lot size
4,600 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0240G)
Garage
2 spaces
Annual taxes
$6,338 (2025)
Parcel #
27-26-34-710501-002810
MLS #
O6432891

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Ceramic Tile
Appliances
Dishwasher, Electric Water Heater, Microwave, Refrigerator
Interior features
Ceiling Fans(s)
Laundry
Inside
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$171 / Annually
Monthly HOA
$14/mo
Total monthly fees
$14/mo
Total annual fees
$171
HOA name
Sharon Gastelbondo
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Docs

Exterior & Construction

Exterior features
Lighting, Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Public, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BathroomFirst
Primary BedroomFirst

Listing Details

Listing date
2026-08-12
On market date
2026-08-17
Original list price
$299,999
Occupant type
Owner
MLS area
33837 - Davenport
Listing AOR
Orlando Regional
Status changed
2026-08-17
Tax legal description
BELLA VITA PHASE 1A & 1B-1 PB 183 PG 8-16 LOT 281

Flood risk

Minimal riskFEMA Zone XPanel 12105C0240G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From I-4 / Champions Gate (Exit 58), take Osceola Polk Line Road east to US-17/92, then head south for approximately 5 miles. Turn left into Horse Creek at Crosswinds, then follow the community roads to Gina Lane and 324 Gina Ln

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 17, 2026 at 7:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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