


$299,999
324 Gina Lane
Davenport, FL 33837
Listing updated: August 17, 2026 at 7:51 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Built in 2022, this three-bedroom, two-bath home gives you 1,504 square feet in a layout that uses the space well. The open kitchen, dining, and living areas keep the main part of the home connected, while the split-bedroom floor plan gives the primary suite a little separation when you want it. ASSUMABLE 4.75% RATE FHA Loan. Inside, the home has been freshly painted and kept simple, giving the next owner a clean starting point to make it their own. There’s also a two-car garage, walk-in closet, indoor laundry, and a covered patio for a little extra room outside. Horse Creek at Crosswinds adds a community pool, cabana, and playground without requiring you to maintain those amenities yourself. And when you leave the neighborhood, Davenport puts shopping, restaurants, Posner Park, and the greater Central Florida area within easy reach. For someone ready to move out of renting and into a place of their own, this is the kind of home that doesn’t ask you to take on a massive project first. It’s newer, comfortable, practical, and ready for whatever you want to make of it
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 17, 2026
- Listed$299,999Aug 17, 2026
- Price increased$299,999
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Bella Vita Ph 1a & 1b-1
- County
- Polk
- Year built
- 2022
- Living area
- 1,516 sq ft
- Price/sq ft
- $198
- Building area
- 2,034 sq ft (Public Records)
- Lot size
- 4,600 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12105C0240G)
- Garage
- 2 spaces
- Annual taxes
- $6,338 (2025)
- Parcel #
- 27-26-34-710501-002810
- MLS #
- O6432891
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Ceramic Tile
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $171 / Annually
- Monthly HOA
- $14/mo
- Total monthly fees
- $14/mo
- Total annual fees
- $171
- HOA name
- Sharon Gastelbondo
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Docs
Exterior & Construction
- Exterior features
- Lighting, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bathroom | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-08-12
- On market date
- 2026-08-17
- Original list price
- $299,999
- Occupant type
- Owner
- MLS area
- 33837 - Davenport
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-17
- Tax legal description
- BELLA VITA PHASE 1A & 1B-1 PB 183 PG 8-16 LOT 281
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-4 / Champions Gate (Exit 58), take Osceola Polk Line Road east to US-17/92, then head south for approximately 5 miles. Turn left into Horse Creek at Crosswinds, then follow the community roads to Gina Lane and 324 Gina Ln
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 17, 2026 at 7:51 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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