$419,000
34146 Umbrella Rock Drive
Webster, FL 33597
Listing updated: August 12, 2026 at 11:21 AM ET
Listing courtesy of Savvy Avenue, Llc · Moe Mossa · MLS #A4702594 · Active · 888-490-1268Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
The property has not experienced flooding, including during recent major hurricanes. Cedar-sided 3-bedroom, 3-bath single-family home on 1.2 acres in Ridge Manor Estates, offering privacy, character, and plenty of space without an HOA. The home features an open floor plan with a wood-burning fireplace, along with updated flooring, lighting, interior and exterior doors, windows, and electrical fixtures. The kitchen and living areas have been opened up to create a more spacious flow throughout the home. Major systems have also been updated, including a newer roof, HVAC system, water heater, and well pump. A whole-house water filtration system provides additional water treatment for the property. The utility room has been converted into a dedicated office with a window A/C unit, providing a flexible workspace or additional room for a variety of uses. Outside, the property offers 1.2 acres with mature trees, established landscaping, and a deck for enjoying the surrounding natural setting. The cedar exterior adds character that is uncommon among newer homes, while the acreage provides room for outdoor living, gardening, pets, or simply enjoying the privacy of the property. Located in Ridge Manor Estates with convenient access to major roads and nearby amenities. The property is served by a private well and septic system.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveAug 11, 2026
- Listed$419,000Aug 11, 2026
- Price increased$419,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Ridge Manor Estate
- County
- Hernando
- Year built
- 1992
- Living area
- 2,081 sq ft
- Price/sq ft
- $201
- Building area
- 2,402 sq ft (Owner)
- Lot size
- 51,677 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- AE (12053C0241D)
- Annual taxes
- $3,446 (2025)
- Parcel #
- R23-122-21-0890-0590-0250
- Zoning
- N/A
- MLS #
- A4702594
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl
- Appliances
- Convection Oven, Cooktop, Dishwasher, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Kitchen Reverse Osmosis System, Microwave, Range Hood, Refrigerator, Touchless Faucet, Washer, Water Filtration System, Water Purifier, Water Softener
- Interior features
- Ceiling Fans(s), High Ceilings, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Thermostat
- Laundry
- Corridor Access, Inside
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Verify with HOA/County
- Approval process
- Verify with HOA/County
Exterior & Construction
- Exterior features
- French Doors, Garden, Lighting, Private Mailbox, Sidewalk, Sliding Doors, Storage
- Construction materials
- Cedar, Frame
- Roof
- Shingle
- Foundation
- Crawlspace
- Road surface
- Other
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Electricity Connected, Propane, Water Connected
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-08-11
- On market date
- 2026-08-11
- Original list price
- $419,000
- Occupant type
- Owner
- MLS area
- 33597 - Webster/Ridge Manor Estates
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-08-11
- Tax legal description
- RIDGE MANOR EST UNIT 4 BLK 59 LOT 25
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From I-75, take Exit 301 for US-98 S/FL-50 E toward Orlando. Continue east on FL-50/Cortez Blvd for approximately 4.4 miles. Turn left onto US-301 N and continue approximately 4.1 miles. Turn left onto Rousseau St, then right onto Umbrella Rock Dr. Property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 12, 2026 at 11:21 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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