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$650,000

170 Spruce Street

Tarpon Springs, FL 34689

Listing updated: August 23, 2026 at 3:06 PM ET

Active

Listing courtesy of Sunbelt Real Estate Florida · Christopher Dufala · MLS #TB8537334 · Active · 727-741-9007

Beds

Baths

1,900

Sq Ft

0.1

Acres

2020

Built

◆New construction◆In-law suite◆9-car garage◆$342/sqft◆360° tour

Single Family Residence

Property type

2020

Year built

5,750 sqft

Lot size

$342

Price / sq ft

No HOA

HOA dues

Days on market

Garage spaces

Flood zone

About this home

Elevated, nearly new construction in the heart of Tarpon Springs — this 3-bedroom, 2-bathroom coastal home was built just 6 years ago and thoughtfully raised above the flood zone, offering peace of mind that older homes in the area simply can't match. From the moment you step inside, you'll notice the modern finishes, open layout, and quality craftsmanship of a home built to current Florida code — engineered for durability, energy efficiency, and long-term insurability. The main living level features an open-concept design that flows effortlessly to a spacious covered balcony — the perfect spot to enjoy your morning coffee, entertain guests, or unwind with Florida's signature Gulf breezes. Below the elevated main floor, you'll find a fully finished efficiency unit with its own private entrance and full kitchenette — a rare bonus space that adds tremendous versatility to the property. While not counted in the home's official living area due to its location within the flood zone, this space has been successfully used as a private guest suite and rental unit, generating meaningful supplemental income for the current owners. Ideal for extended family, visiting guests, a home office, or continued rental use. Located just minutes from historic downtown Tarpon Springs, the world-famous Sponge Docks, Fred Howard Park, Sunset Beach, and the Pinellas Trail, this property offers the best of Florida's Gulf Coast lifestyle — walkable, laid-back, and full of charm. Whether you're looking for a full-time residence, seasonal retreat, or an income-producing opportunity, 170 East Spruce Street delivers modern peace of mind in one of Tarpon Springs' most desirable neighborhoods.

Estimated monthly payment

Principal & interest$3,287

Property taxes$543

Home insurance (est.)$298

Down payment

20%

$130,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history9 days on market

Status: Active
Aug 14, 2026
Listed$650,000
Aug 10, 2026
Price increased$650,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 9
Subdivision: Riverview
County: Pinellas
Year built: 2020
Living area: 1,900 sq ft
Price/sq ft: $342
Building area: 4,700 sq ft (Public Records)
Lot size: 5,750 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE
Garage: 9 spaces
Annual taxes: $6,511 (2026)
Parcel #: 122715758520000080
MLS #: TB8537334

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Laminate, Tile
Appliances: Dishwasher, Disposal, Exhaust Fan, Range, Refrigerator
Interior features: Ceiling Fans(s), Crown Molding, High Ceilings, Solid Wood Cabinets
Laundry: Laundry Room
Stories / Levels: One
Direction faces: North
New construction: Yes
In-law suite: Yes

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 9
Attached garage: No
Parking features: Curb Parking, Driveway, Open
Carport: Yes

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Home can be used as a seasonal rental

Exterior & Construction

Exterior features: Balcony, Sidewalk, Storage
Construction materials: Other
Roof: Metal
Foundation: Slab, Stilt/On Piling
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Available, Electricity Available, Public, Sewer Connected

Schools

ElementaryTarpon Springs Elementary-PNGreatSchools ↗

MiddleTarpon Springs Middle-PNGreatSchools ↗

High SchoolTarpon Springs High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Bathroom 1	First	5x9
Balcony/Porch/Lanai	First	10x35
Bedroom 1	First	11x13
Bedroom 2	First	11x13
Balcony/Porch/Lanai	First	6x35
Family Room	First	15x17
Great Room	First	19x21
Primary Bedroom	First	13x19
Laundry	First	6x9
Kitchen	First	15x18
Primary Bathroom	First	8x13

Listing Details

Listing date: 2026-08-07
On market date: 2026-08-10
Original list price: $650,000
Occupant type: Owner
MLS area: 34689 - Tarpon Springs
Listing AOR: Suncoast Tampa
Home warranty: Yes
Status changed: 2026-08-14
Tax legal description: Riverview lot 8

Flood risk

High riskFEMA Zone AE

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Turn West off of ALT 19. Home is half way up Spruce St

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 23, 2026 at 3:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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