404 Lutz Lake Fern Road, FL
Stellar MLS
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$265,000

404 Lutz Lake Fern Road

Lutz, FL 33548

Listing updated: August 23, 2026 at 7:12 AM ET

Active
Stellar MLSListing courtesy of Doyle & Mcgrath Real Estate Ll · Sunny Claussen · MLS #TB8537276 · Active · 813-948-7368
0
Baths
812
Sq Ft
0.19
Acres
1969
Built
$251/sqft360° tour
Mixed Use

Property type

1969

Year built

8,300 sqft

Lot size

$251

Price / sq ft

No HOA

HOA dues

6

Days on market

X*

Flood zone

About this home

PRIME LUTZ COMMERCIAL / MIXED-USE INVESTMENT OPPORTUNITY NOW AVAILABLE! Excellent investment and owner-user opportunity in the heart of desirable Lutz, Florida. This well-located property offers a unique combination of commercial potential and residential flexibility, making it an attractive opportunity for investors, small business owners, and professionals seeking a highly visible location. The property is currently zoned Lutz Downtown Center (LDC), a zoning designation intended to encourage a vibrant, mixed-use activity center while preserving the character of the surrounding residential area. LDC zoning allows for residential uses as well as lower-intensity professional offices, personal services, and limited specialty retail uses. Potential uses may include professional services, florist, beauty or barbershop, locksmith, jewelry repair or sales, photography studio, computer repair, art gallery, bicycle repair, shoe repair, and other similar neighborhood-oriented businesses, subject to applicable zoning requirements and approvals. The existing 3-bedroom, 1-bathroom structure provides additional flexibility and may be suitable for residential use, offering an opportunity to live, operate a business, or hold the property as an investment, subject to zoning and applicable regulations. Positioned along Lutz Lake Fern Road, the property benefits from excellent visibility and convenient accessibility. The surrounding area features established medical and professional offices, restaurants, schools, retail centers, and other commercial services, providing a strong neighborhood setting and steady exposure. Located in one of the Tampa Bay area's rapidly growing communities, the property offers convenient access to major transportation corridors, including Veterans Expressway, I-75, I-275, and I-4, providing connectivity to Tampa International Airport, Downtown Tampa, Orlando, Clearwater, and the beaches of St. Petersburg. PROPERTY HIGHLIGHTS • Lutz Downtown Center (LDC) Zoning • Excellent owner-user or investment opportunity • Flexible commercial/mixed-use potential • Existing 3-bedroom, 1-bathroom structure • Approximately 819 SF living area / 1,056 SF total building area • 0.1905-acre lot • Built in 1969 • Highly visible location on Lutz Lake Fern Road • Surrounded by established medical, professional, retail, restaurant, and service businesses • Convenient access to major highways • Located in desirable and growing Lutz, Florida • Offered at $265,000 A rare opportunity to acquire an affordable property in a highly desirable Lutz location with flexible zoning and multiple potential uses. Schedule your private showing today and explore the possibilities this property has to offer.

Estimated monthly payment

Principal & interest$1,340
Property taxes$254
Home insurance (est.)$121

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history6 days on market

  1. Status: Active
    Aug 17, 2026
  2. Listed$265,000
    Aug 17, 2026
  3. Price increased$265,000

Facts & features

Property type
Commercial Sale
Sub type
Mixed Use
Status
Active
Days on market
6
Subdivision
West North Tampa
County
Hillsborough
Year built
1969
Living area
812 sq ft
Price/sq ft
$251
Building area
1,056 sq ft (Public Records)
Lot size
8,300 sq ft
Lot category
0 to less than 1/4
Flood zone
X* (12057C0064H)
Annual taxes
$3,045 (2025)
Parcel #
U-12-27-18-0JF-000013-00002.0
Zoning
LDC
MLS #
TB8537276

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Heating & Cooling

Cooling
Central Air

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
Ownership
Fee Simple

Exterior & Construction

Construction materials
Block, Concrete
Foundation
Concrete Perimeter
Road surface
Asphalt

Listing Details

Listing date
2026-08-14
On market date
2026-08-17
Original list price
$265,000
MLS area
33548 - Lutz
Listing AOR
Suncoast Tampa
Status changed
2026-08-17
Tax legal description
WEST NORTH TAMPA W 17 FT OF LOT 2 AND LOT 3 AND E 16 FT OF LOT 4 BLOCK 13

Flood risk

Zone X*FEMA Zone X*Panel 12057C0064H

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From US Hwy 41, head west on Lutz Lake Fern Rd. Turn left onto Lutz Lake Fern Rd. The property will be on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 23, 2026 at 7:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA