
$265,000
404 Lutz Lake Fern Road
Lutz, FL 33548
Listing updated: August 23, 2026 at 7:12 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
PRIME LUTZ COMMERCIAL / MIXED-USE INVESTMENT OPPORTUNITY NOW AVAILABLE! Excellent investment and owner-user opportunity in the heart of desirable Lutz, Florida. This well-located property offers a unique combination of commercial potential and residential flexibility, making it an attractive opportunity for investors, small business owners, and professionals seeking a highly visible location. The property is currently zoned Lutz Downtown Center (LDC), a zoning designation intended to encourage a vibrant, mixed-use activity center while preserving the character of the surrounding residential area. LDC zoning allows for residential uses as well as lower-intensity professional offices, personal services, and limited specialty retail uses. Potential uses may include professional services, florist, beauty or barbershop, locksmith, jewelry repair or sales, photography studio, computer repair, art gallery, bicycle repair, shoe repair, and other similar neighborhood-oriented businesses, subject to applicable zoning requirements and approvals. The existing 3-bedroom, 1-bathroom structure provides additional flexibility and may be suitable for residential use, offering an opportunity to live, operate a business, or hold the property as an investment, subject to zoning and applicable regulations. Positioned along Lutz Lake Fern Road, the property benefits from excellent visibility and convenient accessibility. The surrounding area features established medical and professional offices, restaurants, schools, retail centers, and other commercial services, providing a strong neighborhood setting and steady exposure. Located in one of the Tampa Bay area's rapidly growing communities, the property offers convenient access to major transportation corridors, including Veterans Expressway, I-75, I-275, and I-4, providing connectivity to Tampa International Airport, Downtown Tampa, Orlando, Clearwater, and the beaches of St. Petersburg. PROPERTY HIGHLIGHTS • Lutz Downtown Center (LDC) Zoning • Excellent owner-user or investment opportunity • Flexible commercial/mixed-use potential • Existing 3-bedroom, 1-bathroom structure • Approximately 819 SF living area / 1,056 SF total building area • 0.1905-acre lot • Built in 1969 • Highly visible location on Lutz Lake Fern Road • Surrounded by established medical, professional, retail, restaurant, and service businesses • Convenient access to major highways • Located in desirable and growing Lutz, Florida • Offered at $265,000 A rare opportunity to acquire an affordable property in a highly desirable Lutz location with flexible zoning and multiple potential uses. Schedule your private showing today and explore the possibilities this property has to offer.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history6 days on market
- Status: ActiveAug 17, 2026
- Listed$265,000Aug 17, 2026
- Price increased$265,000
Facts & features
- Property type
- Commercial Sale
- Sub type
- Mixed Use
- Status
- Active
- Days on market
- 6
- Subdivision
- West North Tampa
- County
- Hillsborough
- Year built
- 1969
- Living area
- 812 sq ft
- Price/sq ft
- $251
- Building area
- 1,056 sq ft (Public Records)
- Lot size
- 8,300 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X* (12057C0064H)
- Annual taxes
- $3,045 (2025)
- Parcel #
- U-12-27-18-0JF-000013-00002.0
- Zoning
- LDC
- MLS #
- TB8537276
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Heating & Cooling
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- Ownership
- Fee Simple
Exterior & Construction
- Construction materials
- Block, Concrete
- Foundation
- Concrete Perimeter
- Road surface
- Asphalt
Listing Details
- Listing date
- 2026-08-14
- On market date
- 2026-08-17
- Original list price
- $265,000
- MLS area
- 33548 - Lutz
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-17
- Tax legal description
- WEST NORTH TAMPA W 17 FT OF LOT 2 AND LOT 3 AND E 16 FT OF LOT 4 BLOCK 13
Flood risk
See FEMA for this zone’s designation and insurance requirements.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US Hwy 41, head west on Lutz Lake Fern Rd. Turn left onto Lutz Lake Fern Rd. The property will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 23, 2026 at 7:12 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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