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$505,000

440 89th AvenueSt Pete Beach, FL 33706

Listing updated: October 14, 2026 at 1:02 PM ET

Active

Listing courtesy of Charles Rutenberg Realty Inc · Sandra Munoz · MLS #TB8537114 · Active · 727-538-9200

Beds

Baths

1,266

Sq Ft

0.16

Acres

1956

Built

◆$399/sqft

Single Family Residence

Property type

1956

Year built

6,900 sqft

Lot size

$399

Price / sq ft

No HOA

HOA dues

477

Days on market

Garage space

Flood zone

About this home

One of the Best Values in St. Pete Beach! Fully Renovated & Move-In Ready! Discover the perfect blend of coastal charm, modern updates, and exceptional value in this beautifully renovated 3-bed, 2-bath home. Offering flexibility as a primary residence, beach retreat, or investment property, this home is ideally located in one of Florida’s most desirable coastal communities. *Potential future tax benefit for qualifying owner-occupants: Florida voters are considering a proposed increase to the homestead exemption beginning in 2027, subject to voter approval and eligibility requirements. Buyers should verify potential savings with the Pinellas County Property Appraiser. * Situated on an oversized lot with plenty of room to add a pool and create your own private outdoor oasis. Renovations were completed with permits, all of which have been approved and closed. A transferable flood insurance policy may be available to the buyer, subject to the insurance carrier’s approval, potentially offering added value and savings. Just minutes from the award-winning Gulf beaches, Corey Avenue, John’s Pass Village & Boardwalk, waterfront dining, marinas, Treasure Island, and downtown St. Petersburg. A rare opportunity to own a fully renovated home in St. Pete Beach at an exceptional value!

Estimated monthly payment

Principal & interest$2,554

Property taxes$463

Home insurance (est.)$231

Down payment

20%

$101,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history477 days on market

Status: Active
Aug 8, 2026
Listed$509,000
Aug 8, 2026
Price reduced$505,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 477
Cumulative DOM: 477
Subdivision: St Petersburg Beach North Unit 8
County: Pinellas
Year built: 1956
Living area: 1,266 sq ft
Price/sq ft: $399
Building area: 1,915 sq ft (Estimated)
Lot size: 6,900 sq ft
Lot category: 0 to less than 1/4
Flood zone: AE (12103C0194H)
Garage: 1 spaces
Annual taxes: $5,561 (2025)
Parcel #: 25-31-15-78282-107-0100
MLS #: TB8537114

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Laminate
Appliances: Dishwasher, Microwave, Refrigerator
Interior features: Ceiling Fans(s)
Laundry: In Garage
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 1
Attached garage: Yes
Parking features: Garage Door Opener

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Ownership: Fee Simple
Available for lease: No

Exterior & Construction

Exterior features: None
Construction materials: Block
Roof: Other
Foundation: Slab
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Connected, Sewer Connected

Schools

ElementaryAzalea Elementary-PNGreatSchools ↗

MiddleAzalea Middle-PNGreatSchools ↗

High SchoolBoca Ciega High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First	10.3x14.1
Bedroom 2	First	10.3x13.1
Bedroom 3	First	9.4x11.1
Primary Bathroom	First	6.6x5.1
Bathroom 2	First	6.6x5.1
Kitchen	First	8.1x10.6
Dining Room	First	12.9x10.11
Living Room	First	16.1x8.8

Listing Details

Listing date: 2026-08-08
On market date: 2026-08-08
Original list price: $509,000
Occupant type: Vacant
MLS area: 33706 - Pass a Grille Bch/St Pete Bch/Treasure Isl
Listing AOR: Suncoast Tampa
Status changed: 2026-08-08
Tax legal description: ST PETERSBURG BEACH NORTH UNIT NO. 8 BLK 107, LOT 10

Flood risk

High riskFEMA Zone AEPanel 12103C0194H

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Pasadena Ave to Blind Pass Rd. Turn onto 89th Ave and continue to the property.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 14, 2026 at 1:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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