12185 98th Street, FL12185 98th Street, FL12185 98th Street, FL
Stellar MLS
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$525,000

12185 98th Street

Dunnellon, FL 34432

Listing updated: August 31, 2026 at 10:48 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Classic · Lisa Gehret · MLS #O6431491 · Active · 407-292-5400
4
Beds
3
Baths
2,621
Sq Ft
1.16
Acres
2026
Built
New construction3-car garage1.16 acres$200/sqft
Single Family Residence

Property type

2026

Year built

50,530 sqft

Lot size

$200

Price / sq ft

No HOA

HOA dues

21

Days on market

3

Garage spaces

X

Flood zone

About this home

Under Construction. NEARLY COMPLETE—CO EXPECTED BY LABOR DAY! LAST UNDER-CONSTRUCTION HAVEN AVAILABLE THIS YEAR ON 1.16 ACRES! Skip the lengthy new-construction wait and step into a home that is just weeks—actually now days—from completion. Offering over 2,600 square feet, a TRUE 3-CAR GARAGE, 4 bedrooms, 3 full baths and a MUDROOM and a dedicated OFFICE, this HAVEN II delivers the space, privacy and new-construction features buyers are searching for without the typical build. The striking front elevation is enhanced by upgraded pearl stone veneer, while inside, vaulted ceilings create a bright, open living space centered around a chef-inspired kitchen with soft-close cabinetry, granite countertops, a large center island, stainless steel appliances, custom backsplash, range hood and pot filler. Just beyond the kitchen, the custom MUDROOM features a coffee/wine bar and connects to a generous walk-in pantry and separate laundry room. The redesigned OWNER’S SUITE is a standout, featuring tray ceilings, dual walk-in closets and a beautifully finished primary bath with an oversized L-shaped dual vanity, dedicated makeup station and spacious tiled walk-in shower with transom window. A private GUEST ENSUITE with its own full bath and direct lanai access provides excellent flexibility for visitors or multi-generational living, while two additional bedrooms share a beautifully finished bathroom. Step outside to the expansive covered lanai overlooking your private 1.16-acre homesite—plenty of room to relax, entertain and enjoy the Florida lifestyle. CONSTRUCTION IS NEARLY COMPLETE WITH CERTIFICATE OF OCCUPANCY EXPECTED BY LABOR DAY—an opportunity to own a brand-new home without the typical construction wait. Color features vary as some photos/video are from a previous model. Photos #1–14, taken 8/27/2026, show the ACTUAL HOME including the exterior, kitchen, mudroom, laundry room, coffee station, redesigned primary bath, ensuite bath and third bathroom. Remaining photos show a previous model and may include optional buyer upgrades not included in the listing price, including bedroom luxury vinyl plank flooring, upgraded appliances, butcher-block mudroom bench with upper cabinetry and epoxy garage flooring. Nearly finished and ready to show—schedule your private tour today!

Estimated monthly payment

Principal & interest$2,655
Property taxes$31
Home insurance (est.)$241

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history21 days on market

  1. Status: Active
    Aug 10, 2026
  2. Listed$525,000
    Aug 10, 2026
  3. Price increased$525,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
21
Subdivision
Rolling Hills Un 01
County
Marion
Year built
2026
Living area
2,621 sq ft
Price/sq ft
$200
Building area
3,745 sq ft (Builder)
Lot size
50,530 sq ft
Lot category
1 to less than 2
Flood zone
X
Garage
3 spaces
Annual taxes
$375 (2025)
Parcel #
3490-004-005
Zoning
R1
MLS #
O6431491

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Luxury Vinyl
Appliances
Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System, Wine Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Dirt, Limerock

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Other

Room Details

RoomLevelDimensions
OfficeFirst13.8x10
Primary BedroomFirst15.2x18
Bedroom 2First16.4x13
Bedroom 3First12x12
Bedroom 4First12x12
KitchenFirst20.1x10.4
Dining RoomFirst11.2x14
Living RoomFirst15.8x17.8

Listing Details

Listing date
2026-08-10
On market date
2026-08-10
Original list price
$525,000
Occupant type
Vacant
MLS area
34432 - Dunnellon
Listing AOR
Orlando Regional
Status changed
2026-08-10
Tax legal description
SEC 20 TWP 16 RGE 20 PLAT BOOK K PAGE 058 ROLLING HILLS UNIT 1 BLK 4 LOT 5 W 1/2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

WESTBOUND ON 484/ RIGHT ONTO SW 128 AVE/ DRIVE 1 MILE LEFT AT STOP SIGN/ TAKE A RIGHT AT SW 99 LN/LEFT AT SW 125 CT RD/RIGHT ONTO SW 98 ST. - LOT IS ON THE LEFT/ LOOK FOR SIGNS

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 31, 2026 at 10:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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