12185 98th Street, FL12185 98th Street, FL
Stellar MLS
1 / 2

$514,725

12185 98th StreetDunnellon, FL 34432

Listing updated: September 17, 2026 at 5:33 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Classic · Lisa Gehret · MLS #O6431491 · Active · 407-292-5400
4
Beds
3
Baths
2,621
Sq Ft
1.16
Acres
2026
Built
◆New construction◆3-car garage◆1.16 acres◆$196/sqft
Single Family Residence

Property type

2026

Year built

50,530 sqft

Lot size

$196

Price / sq ft

No HOA

HOA dues

38

Days on market

3

Garage spaces

X

Flood zone

About this home

MOVE-IN READY NEW CONSTRUCTION ON 1.16 ACRES WITH NO HOA, A TRUE 3-CAR GARAGE AND AN IMPRESSIVE 75-FOOT DRIVEWAY! Skip the build timeline—this completed HAVEN II is the builder’s last available Haven for 2026 and offers over 2,600 sq. ft., 4 bedrooms, 3 full baths, a dedicated OFFICE, guest ENSUITE and exceptional space for everyday Florida living. Builder lender incentives may be available to help with closing costs or an interest-rate buydown. Set high and dry on a spacious 1.16-acre homesite, the home is positioned well back from the road with an impressive 75-foot driveway, creating a more private and substantial approach to the property. With NO HOA and plenty of usable space, there is room for your RV or boat, plus possibilities for a future pool or detached workshop. The striking exterior features upgraded PEARL STONE VENEER, while inside, vaulted ceilings and abundant natural light create an open and inviting main living area. The kitchen is designed to be the centerpiece of the home with 42-inch soft-close cabinetry, granite countertops, custom tile backsplash, stainless steel appliances, range hood, pot filler and an oversized center island finished in a warm oak tone for a beautiful contrast. Just off the kitchen, the CUSTOM MUDROOM includes a built-in coffee/wine bar and connects to an OVERSIZED WALK-IN PANTRY and separate laundry room—creating an exceptionally functional everyday drop zone. The redesigned owner’s suite offers tray ceilings, dual walk-in closets and a spacious bath featuring an oversized L-shaped dual vanity with dedicated makeup area and a large tiled walk-in shower. On the opposite side of the home, a PRIVATE GUEST ENSUITE includes its own full bath and direct access to the covered lanai—ideal for overnight guests, extended stays or multigenerational living. Step outside to the expansive COVERED LANAI overlooking the large backyard with room to create the outdoor space you want. With NO HOA, acreage, a true 3-car garage, dedicated office, flexible guest accommodations and immediate occupancy, this home offers a combination that is increasingly difficult to find in new construction. Photos. and video show the actual home. CO ISSUED — COMPLETED AND READY FOR IMMEDIATE OCCUPANCY. Schedule your private showing today!

Estimated monthly payment

Principal & interest$2,603
Property taxes$31
Home insurance (est.)$236

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history38 days on market

  1. Status: Active
    Aug 10, 2026
  2. Listed$525,000
    Aug 10, 2026
  3. Price reduced$514,725

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
38
Subdivision
Rolling Hills Un 01
County
Marion
Year built
2026
Living area
2,621 sq ft
Price/sq ft
$196
Building area
3,745 sq ft (Builder)
Lot size
50,530 sq ft
Lot category
1 to less than 2
Flood zone
X
Garage
3 spaces
Annual taxes
$375 (2025)
Parcel #
3490-004-005
Zoning
R1
MLS #
O6431491

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Interior Details

Bedrooms
4
Full bathrooms
3
Flooring
Carpet, Luxury Vinyl
Appliances
Cooktop, Dishwasher, Electric Water Heater, Microwave, Range Hood, Refrigerator, Water Filtration System, Wine Refrigerator
Interior features
Ceiling Fans(s), High Ceilings, Living Room/Dining Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Tray Ceiling(s), Vaulted Ceiling(s), Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
New construction
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
3
Attached garage
Yes

HOA & Financial

Total monthly fees
None
Total annual fees
None
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting
Construction materials
Block
Roof
Shingle
Foundation
Slab
Road surface
Dirt, Limerock

Utilities

Sewer
Septic Tank
Water source
Well
Utilities
Other

Room Details

RoomLevelDimensions
OfficeFirst13.8x10
Primary BedroomFirst15.2x18
Bedroom 2First16.4x13
Bedroom 3First12x12
Bedroom 4First12x12
KitchenFirst20.1x10.4
Dining RoomFirst11.2x14
Living RoomFirst15.8x17.8

Listing Details

Listing date
2026-08-10
On market date
2026-08-10
Original list price
$525,000
Occupant type
Vacant
MLS area
34432 - Dunnellon
Listing AOR
Orlando Regional
Status changed
2026-08-10
Tax legal description
SEC 20 TWP 16 RGE 20 PLAT BOOK K PAGE 058 ROLLING HILLS UNIT 1 BLK 4 LOT 5 W 1/2

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

WESTBOUND ON 484/ RIGHT ONTO SW 128 AVE/ DRIVE 1 MILE LEFT AT STOP SIGN/ TAKE A RIGHT AT SW 99 LN/LEFT AT SW 125 CT RD/RIGHT ONTO SW 98 ST. - LOT IS ON THE LEFT/ LOOK FOR SIGNS

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 17, 2026 at 5:33 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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