1116 Shipwatch Circle, FL1116 Shipwatch Circle, FL1116 Shipwatch Circle, FL
Stellar MLS
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$679,900

1116 Shipwatch Circle

Tampa, FL 33602

Listing updated: September 3, 2026 at 10:14 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Tampa Central · Jill Neuman · MLS #TB8536366 · Active · 813-865-0700
2
Beds
3
Baths
1,321
Sq Ft
0.04
Acres
1991
Built
$515/sqft360° tour
Townhouse

Property type

1991

Year built

1,663 sqft

Lot size

$515

Price / sq ft

$534/mo

HOA dues

18

Days on market

1

Garage space

AE

Flood zone

About this home

Experience elevated coastal living in this impeccably maintained and beautifully updated Harbour Island townhome, set within a desirable community offering 24-hour gated security. Harbour Homes feels private, peaceful, and tucked away while placing you moments from everything downtown Tampa has to offer. Step inside and you are greeted by abundant natural light, soaring ceilings, and a bright, open layout designed for comfortable everyday living and effortless entertaining. The kitchen opens to the main living area, where new French doors lead to a private deck—perfect for seamless indoor-outdoor living. Thoughtful updates throughout the home include shiplap accent walls, luxury vinyl plank flooring, and an updated powder bathroom conveniently located on the first floor, adding warmth, style, and everyday functionality. Upstairs, the spacious primary suite offers high ceilings, an oversized, custom-designed walk-in closet, and a beautifully remodeled spa-like bathroom, creating a true retreat. The second bedroom also features an en-suite bathroom and a custom designed closet to maximize space and minimize clutter. Enjoy the added benefit of a whole house water softener and upstairs laundry for convenience. Toast the sunset from your private deck while overlooking the neighborhood courtyard, complete with a pavered pathway, peaceful fountain, and lush landscaping. This home is also just steps from the expansive community pool and spa that features a heater/chiller for comfort all year long. A major 2026 community enhancement included the replacement of all roofs throughout Harbour Homes, adding peace of mind, improved protection, and long-term value for homeowners. Nestled in one of Tampa’s most sought-after locations, this home offers effortless access to the city’s thriving downtown scene. The Harbour Island Marina is close by and one of the many benefits of living here is the opportunity to purchase/own a boat slip at the marina. Enjoy a short stroll to Water Street, Amalie Arena, Sparkman Wharf, Channelside, Life Time Fitness, and the Riverwalk, where you will find excellent restaurants, coffee shops, and weekend farmers markets. Arts, culture, sports venues, and the trolley to Ybor City are all nearby. Harbour Homes is a beautifully maintained and landscaped neighborhood with brand new tile roofs, tree-lined streets, and the secure, relaxed lifestyle Harbour Island is known for. This turn-key residence is an exceptional opportunity for anyone seeking easy living in the heart of Tampa. Do not miss your chance to own a home where thoughtful upgrades, beautiful details, and a prime location come together seamlessly.

Estimated monthly payment

Principal & interest$3,438
Property taxes$304
Home insurance (est.)$312
HOA dues$534

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history18 days on market

  1. Status: Active
    Aug 16, 2026
  2. Listed$699,900
    Aug 16, 2026
  3. Price reduced$679,900

Facts & features

Property type
Residential
Sub type
Townhouse
Status
Active
Days on market
18
Subdivision
Harbor Homes Ph One
County
Hillsborough
Year built
1991
Living area
1,321 sq ft
Price/sq ft
$515
Building area
1,775 sq ft (Public Records)
Lot size
1,663 sq ft
Lot category
0 to less than 1/4
Flood zone
AE (12057C0362J)
Garage
1 spaces
Annual taxes
$3,653 (2025)
Parcel #
A-30-29-19-52H-000001-00013.0
Zoning
PD-A
MLS #
TB8536366

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Interior Details

Bedrooms
2
Full bathrooms
2
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer, Water Softener
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, Living Room/Dining Room Combo, Open Floorplan, PrimaryBedroom Upstairs, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Closet
Stories / Levels
Two
Direction faces
East

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
1
Attached garage
Yes
Parking features
Driveway, Garage Door Opener, Guest

HOA & Financial

HOA fee
$534 / Monthly
Monthly HOA
$534/mo
Total monthly fees
$910/mo
Total annual fees
$10,917
HOA name
Amanda Smith
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Contact association.
Approval process
Application available through owner portal

Exterior & Construction

Exterior features
Lighting, Rain Gutters
Construction materials
Block, Stucco, Frame
Roof
Tile
Foundation
Crawlspace
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Available, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Number Limit

Schools

ElementaryGorrie-HBGreatSchools ↗
MiddleWilson-HBGreatSchools ↗
High SchoolPlant-HBGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst9x15
Family RoomFirst12x17
Dining RoomFirst9x10
Primary BedroomSecond23x12
Bedroom 2Second13x11

Listing Details

Listing date
2026-08-16
On market date
2026-08-16
Original list price
$699,900
Occupant type
Owner
MLS area
33602 - Tampa
Listing AOR
Suncoast Tampa
Status changed
2026-08-16
Tax legal description
HARBOUR HOMES PHASE ONE LOT 13 BLOCK 1

Flood risk

High riskFEMA Zone AEPanel 12057C0362J

FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Channelside Drive, head SOUTH onto Beneficial Drive, over the bridge. At the stop sign, continue straight to the guard house. Once through, continue on Beneficial. Turn LEFT onto Shipwatch Circle into Harbour Homes neighborhood to address.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 3, 2026 at 10:14 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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