


$465,000
3624 Vega Creek DriveSt Cloud, FL 34772
Listing updated: August 20, 2026 at 5:40 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience WaterFront living in this beautifully updated home located in WHALEYS CREEKs community, this spacious two-story residence offers 4 bedrooms, 2.5 bathrooms, a versatile office/flex room and approximately 2,820 square feet. of well-designed living space. From the moment you enter, you'll appreciate the freshly painted interior and bright, open layout designed for both everyday living and entertaining. The spacious kitchen is a standout feature, showcasing granite countertops, abundant wood cabinetry, stainless steel and dark-finish appliances, a large center island with bar seating, and plenty of workspace for cooking and gathering. The kitchen overlooks the dining and family room, creating an inviting space enhanced by natural light and picturesque water views. The first floor also includes a flexible room ideal for a home office, playroom, fitness space, or guest room, along with a convenient laundry room and an attached two-car garage. Upstairs, the private living quarters feature four generously sized bedrooms, including a spacious owner's suite designed for comfort and relaxation. Step outside and unwind while overlooking the peaceful pond from your premium waterfront backyard. Whether you're enjoying your morning coffee or hosting family and friends, this outdoor space provides a beautiful backdrop year-round. Conveniently located near shopping, restaurants, schools, parks, and major roadways, this move-in-ready home offers the ideal combination of modern finishes, functional living space, and an exceptional waterfront setting. Don't miss the opportunity to make this beautiful St. Cloud home your own.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history8 days on market
- Status: ActiveAug 12, 2026
- Listed$465,000Aug 12, 2026
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 8
- Subdivision
- Whaleys Creek Ph 3
- County
- Osceola
- Year built
- 2018
- Living area
- 2,820 sq ft
- Price/sq ft
- $165
- Building area
- 3,455 sq ft (Public Records)
- Lot size
- 8,276 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0260G)
- Garage
- 2 spaces
- Annual taxes
- $3,244 (2025)
- Parcel #
- 35-26-30-0966-0001-3220
- Zoning
- RES
- MLS #
- S5155107
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet
- Appliances
- Dishwasher, Disposal, Microwave, Refrigerator
- Interior features
- Other, Thermostat
- Laundry
- Laundry Closet
- Stories / Levels
- Two
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
HOA & Financial
- HOA fee
- $99 / Monthly
- Monthly HOA
- $99/mo
- Total monthly fees
- $99/mo
- Total annual fees
- $1,188
- HOA name
- Artemis Lifestyles
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- The buyer/buyer agent is responsible for confirming all information with the HOA. Buyer must verify with HOA for rules and regulations.
- Approval process
- Please contact the HOA to verify any information
Exterior & Construction
- Exterior features
- Other, Sliding Doors
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public
Community
- Pets allowed
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | |
| Kitchen | First | |
| Primary Bedroom | Second |
Listing Details
- Listing date
- 2026-08-12
- On market date
- 2026-08-12
- Original list price
- $465,000
- Occupant type
- Vacant
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-12
- Tax legal description
- WHALEYS CREEK PH 3 PB 26 PGS 168-172 LOT 322
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-192 (Irlo Bronson Memorial Hwy), head south on Hickory Tree Road. Turn left onto Zuni Road, then right onto Vega Creek Drive. The property will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 20, 2026 at 5:40 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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