$424,900
10144 98 TerraceGainesville, FL 32608
Listing updated: October 17, 2026 at 4:06 PM ET
Listing courtesy of Watson Realty Corp · Jonathan Colon · MLS #GC542518 · Active · 352-377-8899Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. $5,000 buyer incentive for buyer closing costs!! Check out this 4 bedroom 2 bath 2,000sf home built in 2005 on a corner 1 acre lot in Hammock Ridge community in SW Gainesville. It features luxury vinyl flooring in the great room and bedrooms with tile in the kitchen, baths and laundry room (no carpet anywhere). New roof installed in 2023. TRANE HVAC replaced in 2020. Stove and refrigerator installed in 2023. Well tank and water softener also recently replaced. The kitchen and breakfast nook areas overlook the family room. There are French doors leading to the large, screened lanai and back yard. The exterior is Hardi board plank so it's pretty maintenance free and there is a large. There is a house generator as well for added piece of mind. Inside laundry room with a laundry sink. 2 car side entry garage for additional storage. Hammock Ridge is close to all kinds of shopping and dining in Celebration Pointe and Butler Plaza town centers, I-75 and also UF Health, brand new HCA hospital & the VA hospital. The low $38.33 monthly HOA fee includes a large park with covered pavilion, playground, baseball/softball field and a lengthy concrete walkway perfect for jogging, strollers, wheelchair or an evening stroll. The community boasts homes on large acre lots and is perfect for golf cart rides. Current schools area Archer elementary, Kanapaha Middle and Buchholz High School. Call today for a private viewing.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history63 days on market
- Status: ActiveAug 15, 2026
- Listed$444,900Aug 15, 2026
- Price reduced$424,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 63
- Subdivision
- Hammock Ridge Unit 3-F
- County
- Alachua
- Year built
- 2005
- Living area
- 2,000 sq ft
- Price/sq ft
- $212
- Building area
- 2,796 sq ft (Public Records)
- Lot size
- 43,560 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $6,790 (2025)
- Parcel #
- 07350-044-113
- Zoning
- PD
- MLS #
- GC542518
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Tile, Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Open Floorplan, Split Bedroom, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- Electric Dryer Hookup, Inside, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
Heating & Cooling
- Heating
- Central, Electric, Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Garage Faces Side
HOA & Financial
- HOA fee
- $115 / Quarterly
- Monthly HOA
- $38/mo
- Total monthly fees
- $38/mo
- Total annual fees
- $460
- HOA name
- Leland
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to check with HOA for leasing restrictions
Exterior & Construction
- Construction materials
- Cement Siding, HardiPlank Type, Stone, Frame
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Cable Available, Cable Connected, Electricity Available, Electricity Connected, Fiber Optics, Propane, Underground Utilities
Community
- Pets allowed
- Cats OK, Dogs OK, Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Great Room | First | |
| Kitchen | First | |
| Primary Bedroom | First | |
| Primary Bathroom | First | |
| Bedroom 2 | First | |
| Bedroom 3 | First | |
| Bedroom 4 | First | |
| Bathroom 2 | First | |
| Laundry | First | |
| Balcony/Porch/Lanai | First |
Listing Details
- Listing date
- 2026-08-04
- On market date
- 2026-08-15
- Original list price
- $444,900
- Occupant type
- Owner
- MLS area
- 32608 - Gainesville
- Listing AOR
- Gainesville-Alachua
- Status changed
- 2026-08-15
- Tax legal description
- HAMMOCK RIDGE UNIT III-F PB 26 PG 2 LOT 113 OR 3288/0837
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Archer road west to Hammock Ridge entrance at SW 107th street enter then turn right at SW 107th street, follow all the way down to SW 101st Ave, turn left then home on the right at SW 98th terrace.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 17, 2026 at 4:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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