


$397,000
109 Cardinal Lane
Eustis, FL 32726
Listing updated: September 9, 2026 at 3:17 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to this beautifully maintained 3-bedroom, 2-bath, 2-car garage home situated on nearly a half-acre with NO HOA! This home sits on a quiet dead-end street just minutes from Lake Eustis with views of the lake and the canal. Inside, you'll find a bright, open floor plan featuring vaulted ceilings, a large living room, and a wood-burning fireplace. The kitchen features wood cabinetry with slide-out shelving, a large pantry, and breakfast nook. The dining area is adjacent to the kitchen and opens to the screened lanai. The split-bedroom layout provides privacy for the primary suite, complete with a 2 closets, and an updated en-suite bath featuring a new vanity, tile flooring and a walk-in shower. Two guest bedrooms with large closets share the second bathroom on the opposite side of the home, which is also updated with a new vanity and toilet. Major updates include a new HVAC, all new appliances, newer roof and newer water heater. Outside, the oversized backyard offers endless possibilities for entertaining, storage, or even adding a pool. This home places you minutes to downtown Eustis, and downtown Mount Dora. You are also around the corner from convenient public boat ramp access to the Harris Chain of Lakes. Call today to schedule a private tour.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history31 days on market
- Status: ActiveAug 9, 2026
- Listed$399,000Aug 9, 2026
- Price reduced$397,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 31
- Subdivision
- N/A
- County
- Lake
- Year built
- 1982
- Living area
- 1,782 sq ft
- Price/sq ft
- $223
- Building area
- 2,560 sq ft (Public Records)
- Lot size
- 20,002 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12069C0355E)
- Garage
- 2 spaces
- Annual taxes
- $4,253 (2025)
- Parcel #
- 33-18-26-0004-000-01804
- Zoning
- SR
- MLS #
- O6430815
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Laminate, Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- West
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to verify directly with the local municipality
Exterior & Construction
- Exterior features
- Other
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Public
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | |
| Living Room | First | |
| Kitchen | First |
Listing Details
- Listing date
- 2026-07-31
- On market date
- 2026-08-09
- Original list price
- $399,000
- Occupant type
- Owner
- MLS area
- 32726 - Eustis
- Listing AOR
- Orlando Regional
- Status changed
- 2026-08-09
- Tax legal description
- BEG ON E LINE OF GOV LOT 1 AT A PT ON S R/W LINE OF SR 44 RUN S 330.40 FT TO POB CONT S 100 FT N 86DEG 54MIN 20SEC W TO A PT THAT IS 200 FT W OF E LINE OF GOV LOT 1 WHEN MEASURED AT RIGHT ANGLES N 100 FT S 86DEG 54MIN 20SEC E TO POB ORB 5972 PG 1853
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From SR-429 North, keep right on SR-453 Toll NW, turn right onto SR-46 W toward Mount Dora Leesburg, keep right onto US - 441 N, take a slight right turn, continue onto SR-19 N, take a slight left turn onto CR-452, turn left onto CR - 44, turn left onto Cardinal Ln, the destination is on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 9, 2026 at 3:17 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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