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$375,000

603 Ocala Street

Umatilla, FL 32784

Listing updated: August 5, 2026 at 1:23 PM ET

Active

Listing courtesy of All Florida Property Group,Inc · Melinda Foley · MLS #O6430745 · Active · 321-622-5211

Beds

Baths

2,109

Sq Ft

0.41

Acres

1974

Built

◆Waterfront◆Water access◆Private pool◆Fireplace◆$178/sqft◆360° tour

Single Family Residence

Property type

1974

Year built

17,898 sqft

Lot size

$178

Price / sq ft

No HOA

HOA dues

Day on market

Flood zone

About this home

Discover the potential of this spacious lakefront home situated on a picturesque 0.41-acre corner lot shaded by majestic oak trees in the heart of Umatilla. Offering approximately 2,876 square feet of living space, this 4-bedroom, 2-bath residence provides an exceptional opportunity to create your dream home in a beautiful waterfront setting. Inside, you'll find a versatile floor plan featuring a generous family room, a separate living room with a striking stone fireplace, and sliding glass doors leading to the screened pool and patio with bar area overlooking the backyard and peaceful lake views. The spacious kitchen is equipped with beautiful wood cabinetry, abundant countertop space, and a dining area perfect for gathering with family and friends. The desirable split-bedroom layout includes a gracious primary suite with a private bath and sliding glass doors opening directly to the pool area. The converted garage provides additional under-air living space ideal for a home office, game room, fitness area, or hobby room. An interior laundry room with utility sink adds everyday convenience. Enjoy the privacy of a mature oak-shaded homesite, an inviting screened pool, and the beauty of lakefront living, all while being conveniently located near local shopping, dining, parks, and schools. Don't miss this opportunity to make this waterfront property your own! All information recorded in the MLS is intended to be accurate but cannot be guaranteed, buyer advised to verify.

Estimated monthly payment

Principal & interest$1,896

Property taxes$287

Home insurance (est.)$172

Down payment

20%

$75,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

Status: Active
Aug 4, 2026
Listed$375,000
Aug 4, 2026
Price increased$375,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 1
Subdivision: Umatilla Wingfield Sub
County: Lake
Year built: 1974
Living area: 2,109 sq ft
Price/sq ft: $178
Lot size: 17,898 sq ft
Lot category: 1/4 to less than 1/2
Flood zone: X (12069C0220E)
Pool: Private pool
Annual taxes: $3,448 (2025)
Parcel #: 14-18-26-0100-000-00401
Zoning: R-15
MLS #: O6430745

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Interior Details

Bedrooms: 4
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Range, Refrigerator
Interior features: Eat-in Kitchen, Open Floorplan
Laundry: Laundry Room
Stories / Levels: One
Direction faces: North
Fireplace: Yes

Heating & Cooling

Heating: Central, Electric
Cooling: Central Air

Parking

Attached garage: No
Parking features: Circular Driveway

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Homestead exemption: Yes
Min lease term: No Minimum
Listing terms: Cash, Other
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Exterior features: Private Yard
Construction materials: Block, Frame
Roof: Shingle
Foundation: Block, Slab
Pool: Private pool
Waterfront: Yes
Water access: Yes
Water view: Yes
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Electricity Available, Public

Community

Pets allowed: Yes

Room Details

Room	Level	Dimensions
Kitchen	First	15x20
Living Room	First	30x14
Primary Bedroom	First	20x15

Listing Details

Listing date: 2026-08-04
On market date: 2026-08-04
Original list price: $375,000
Occupant type: Vacant
Special conditions: Real Estate Owned
MLS area: 32784 - Umatilla / Dona Vista
Listing AOR: Orlando Regional
Status changed: 2026-08-04
Tax legal description: UMATILLA WINGFIELD SUB BEG SW COR LOT 4 S 60DEG 39MIN 50SEC W TO LAKE ELLA BEG AGAIN AT POB N ALONG E LINE OF LOT 3 A DIST OF 20 FT S 60DEG 39MIN 50SEC W TO LAKE SE'LY ALONG LAKE TO INTERSECT FIRST LINE LOT 4--LESS S 10 FT-- PB 13 PG 12 ORB 506 PG 53 3 ORB 581 PG 354 ORB 767 PG 2327 ORB 771 PG 450 ORB 3305 PG 916

Flood risk

Minimal riskFEMA Zone XPanel 12069C0220E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From North Central Ave head west on W Ocala to home on left corner

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 5, 2026 at 1:23 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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