$684,900
3840 Saddle Hill Trail
Fruitland Park, FL 34731
Listing updated: September 14, 2026 at 2:46 PM ET
Listing courtesy of Lgi Realty- Florida, Llc · Gayle Van Wagenen · MLS #TB8535507 · Active · 904-449-3938Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Under Construction. From the expansive ½-acre homesite to the covered outdoor kitchen, this Albany by Terrata Homes is designed for comfortable Florida living. This thoughtfully designed 4-bedroom, 2-bath home with a 2-car garage features an open-concept layout that seamlessly connects the family room, dining area, and kitchen, creating the perfect space for everyday living and entertaining. The kitchen comes complete with sought-after upgrades, including quartz countertops, stainless steel appliances, white cabinetry, a large center island, a tile backsplash, and matte black hardware. Extend your living space outdoors with the covered outdoor kitchen, ideal for hosting gatherings or enjoying Florida's year-round sunshine while taking advantage of the spacious backyard. The private owner's suite offers a walk-in closet, dual vanities, a soaking tub, and a separate walk-in shower. Additional features include luxury vinyl plank flooring in the main living areas, upgraded lighting and plumbing fixtures, blinds throughout, a separate laundry room, and a covered front porch. Located in Saddle Hill, residents enjoy a peaceful setting with convenient access to Lake Griffin, golf courses, shopping, dining, and everyday conveniences.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history42 days on market
- Status: ActiveAug 3, 2026
- Listed$722,900Aug 3, 2026
- Price reduced$684,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 42
- Subdivision
- Saddle Hill Sub
- County
- Lake
- Year built
- 2026
- Living area
- 2,642 sq ft
- Price/sq ft
- $259
- Building area
- 3,419 sq ft (Builder)
- Lot size
- 26,756 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12069C0170E)
- Garage
- 2 spaces
- Annual taxes
- $605 (2025)
- Parcel #
- 34-18-24-0400-000-01400
- Zoning
- R-2
- MLS #
- TB8535507
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Built-In Oven, Cooktop, Dishwasher, Disposal, Electric Water Heater, Exhaust Fan, Ice Maker, Microwave, Range, Range Hood, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, High Ceilings, Kitchen/Family Room Combo, Open Floorplan, Pest Guard System, Solid Surface Counters, Solid Wood Cabinets, Thermostat, Tray Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
- New construction
- Yes
Heating & Cooling
- Heating
- Heat Pump
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $125 / Monthly
- Monthly HOA
- $125/mo
- Total monthly fees
- $125/mo
- Total annual fees
- $1,500
- HOA name
- Melrose Management
- CDD
- No
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- No
Exterior & Construction
- Exterior features
- Lighting, Outdoor Kitchen, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Phone Available, Underground Utilities, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 14x19 |
| Dining Room | First | 13x11 |
| Living Room | First | 18x23 |
| Primary Bedroom | First | 16x20 |
| Primary Bathroom | First | 14x13 |
| Bedroom 2 | First | 10x13 |
| Bedroom 3 | First | 11x13 |
| Bedroom 4 | First | 13x11 |
| Bathroom 2 | First | 7x11 |
| Utility Room | First | 6x7 |
Listing Details
- Listing date
- 2026-08-03
- On market date
- 2026-08-03
- Original list price
- $722,900
- Occupant type
- Vacant
- MLS area
- 34731 - Fruitland Park
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-03
- Tax legal description
- SADDLE HILL PB 62 PG 64-65 LOT 14 ORB 6503 PG 190
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From The Villages, take Morse Blvd. At the first roundabout, take the first exit onto Morse Blvd. At the next roundabout, take the second exit to continue on Morse Blvd. Turn left onto CR-466A E. Turn left onto US Hwy 27/441. Turn right onto S Grays Airport Rd. Turn right onto Saddle Hill Trail. Our model home will be on the left at 36795 Sundowner Trail, Fruitland Park.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 14, 2026 at 2:46 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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