$389,900
950 Lake Cove Trail
Lakeland, FL 33813
Listing updated: August 25, 2026 at 7:57 PM ET
Listing courtesy of Remax Experts · Angela Poole · MLS #L4963975 · Active · 863-802-5262Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
PRICE IMPROVEMENT + $5,000 TOWARD BUYER'S CLOSING COSTS! Discover peaceful lakefront living in desirable South Lakeland! Tucked away on a private road with only three other homes, this beautiful 4-bedroom, 2-bath modular home offers privacy and tranquility while remaining just minutes from shopping, dining, medical facilities, and everyday conveniences. NO HOA! Built in 2023, this 1,836± SF home sits along the shores of picturesque Little Lake Victoria, a private 7± acre lake. Enjoy direct waterfront access for swimming, canoeing, kayaking, paddleboarding, and fishing. No motorized boats are permitted, preserving the peaceful setting. Inside, the open-concept design features a desirable split-bedroom floor plan, spacious living room, separate family room, inside utility room, and abundant storage. 10½-foot ceilings, crown molding, and numerous ceiling fans create a bright, spacious, and airy atmosphere. The property also features an impressive 24' x 26' metal garage with two 12' x 12' roll-up doors, offering plenty of room for vehicles, recreational equipment, storage, hobbies, or a workshop. The garage features approximately 15' eave height and 19' center height, providing exceptional versatility. The home itself is NOT located in a flood zone and sits high and dry; the lake area is within the flood zone. Enjoy the best of both worlds—your own private waterfront retreat while staying conveniently close to everything South Lakeland has to offer. Schedule your private showing today and experience this unique lakefront property for yourself!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history23 days on market
- Status: ActiveAug 2, 2026
- Listed$425,000Aug 2, 2026
- Price reduced$389,900
Facts & features
- Property type
- Residential
- Sub type
- Modular Home
- Status
- Active
- Days on market
- 23
- Subdivision
- Na
- County
- Polk
- Year built
- 2023
- Living area
- 1,836 sq ft
- Price/sq ft
- $212
- Lot size
- 44,074 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X (12105C0480G)
- Garage
- 2 spaces
- Annual taxes
- $3,757 (2025)
- Parcel #
- 24-29-18-000000-041530
- MLS #
- L4963975
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
- Parking features
- Parking Pad
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check with local zoning regulations
Exterior & Construction
- Exterior features
- Private Entrance, Rain Gutters, Storage
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank, Other
- Water source
- Public
- Utilities
- Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x18 |
| Kitchen | First | 13x13 |
| Family Room | First | 13x13 |
| Dining Room | First | 9x13 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 10x10 |
| Primary Bedroom | First | 12x14 |
| Primary Bathroom | First | 6x12 |
| Bathroom 2 | First | |
| Bedroom 4 | First | 12x12 |
Listing Details
- Listing date
- 2026-08-01
- On market date
- 2026-08-02
- Original list price
- $425,000
- Occupant type
- Owner
- MLS area
- 33813 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-08-02
- Tax legal description
- BEG SW COR OF NE1/4 OF SW1/4 RUN E 171 FT N 245 FT W 171 FT S 245 FT TO POB & BEG SW COR OF NE1/4 OF SW1/4 RUN W 9 FT N 245 FT E 9 FT S 245 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From South Florida Ave, turn East on CR 540A and continue 1.3 miles to Scott Lake Rd. and turn left. In 0.3 miles, turn left onto Lake Cove Trail (beside Scott Lake Baptist) Follow the drive with the fence on the left for 0.2 miles to the home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 25, 2026 at 7:57 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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