$364,900
950 Lake Cove Trail
Lakeland, FL 33813
Listing updated: September 18, 2026 at 4:37 PM ET
Listing courtesy of Remax Experts · Angela Poole · MLS #L4963975 · Active · 863-802-5262Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
MAJOR PRICE IMPROVEMENT! NO HOA • PRIVATE LAKE • NOT IN A FLOOD ZONE • HUGE GARAGE Discover the unique opportunity to enjoy peaceful lakefront living in desirable South Lakeland! Tucked away on a private road shared by only three other homes, this beautiful 4-bedroom, 2-bath home offers privacy and tranquility while remaining conveniently located just minutes from shopping, dining, medical facilities, and everyday conveniences. Built in 2023, this 1,836± SF home is situated along the shores of picturesque Little Lake Victoria, a private 7± acre lake. Enjoy direct waterfront access for swimming, canoeing, kayaking, paddleboarding, and fishing. No motorized boats are permitted, helping preserve the peaceful and relaxing atmosphere. The property also features an impressive 24' x 26' metal garage with two 12' x 12' roll-up doors, providing exceptional space for vehicles, recreational equipment, storage, hobbies, or a workshop. With approximately 15' eave height and 19' center height, the garage offers tremendous versatility for woodworking, mechanics, antique cars, boat or recreational equipment storage, and more. Inside, the home features a desirable open-concept layout with a split-bedroom floor plan, spacious living room, separate family room, inside utility room, and abundant storage. 10½-foot ceilings, crown molding, and numerous ceiling fans add to the bright, spacious, and airy feel of the home. Whether you're looking for a private waterfront retreat, a place to enjoy your favorite hobbies, or a property with potential for a vacation rental, this unique property offers plenty of possibilities. *Important Flood Zone Information: The home itself is NOT located in a flood zone and sits high and dry; however, the lake area is within the flood zone. Buyers are encouraged to verify all flood-zone information and intended uses independently. This property also has an advanced septic system. Advanced septic systems are designed to treat wastewater more effectively than traditional systems. With no HOA, private lake frontage, a newer home, and an oversized versatile garage, properties like this are hard to find in South Lakeland. Schedule your private showing today and experience Little Lake Victoria for yourself!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history47 days on market
- Status: ActiveAug 2, 2026
- Listed$425,000Aug 2, 2026
- Price reduced$364,900
Facts & features
- Property type
- Residential
- Sub type
- Modular Home
- Status
- Active
- Days on market
- 47
- Subdivision
- Na
- County
- Polk
- Year built
- 2023
- Living area
- 1,836 sq ft
- Price/sq ft
- $199
- Lot size
- 44,074 sq ft
- Lot category
- 1 to less than 2
- Flood zone
- X (12105C0480G)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $3,757 (2025)
- Parcel #
- 24-29-18-000000-041530
- MLS #
- L4963975
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 2
- Flooring
- Carpet, Luxury Vinyl
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Inside, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- No
- Parking features
- Parking Pad
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Check with local zoning regulations
Exterior & Construction
- Exterior features
- Private Entrance, Rain Gutters, Storage
- Construction materials
- Vinyl Siding
- Roof
- Shingle
- Foundation
- Pillar/Post/Pier
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Tank, Other
- Water source
- Public
- Utilities
- Electricity Connected, Public, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 13x18 |
| Kitchen | First | 13x13 |
| Family Room | First | 13x13 |
| Dining Room | First | 9x13 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 10x10 |
| Primary Bedroom | First | 12x14 |
| Primary Bathroom | First | 6x12 |
| Bathroom 2 | First | |
| Bedroom 4 | First | 12x12 |
Listing Details
- Listing date
- 2026-08-01
- On market date
- 2026-08-02
- Original list price
- $425,000
- Occupant type
- Owner
- MLS area
- 33813 - Lakeland
- Listing AOR
- Lakeland
- Status changed
- 2026-08-02
- Tax legal description
- BEG SW COR OF NE1/4 OF SW1/4 RUN E 171 FT N 245 FT W 171 FT S 245 FT TO POB & BEG SW COR OF NE1/4 OF SW1/4 RUN W 9 FT N 245 FT E 9 FT S 245 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From South Florida Ave, turn East on CR 540A and continue 1.3 miles to Scott Lake Rd. and turn left. In 0.3 miles, turn left onto Lake Cove Trail (beside Scott Lake Baptist) Follow the drive with the fence on the left for 0.2 miles to the home.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 18, 2026 at 4:37 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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