$1,187,000
1040 Palm Drive
Belleair Beach, FL 33786
Listing updated: August 5, 2026 at 12:03 AM ET
Listing courtesy of Exp Realty Llc · Kimberly Way-Haggerty · MLS #TB8534927 · Active · 888-883-8509Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to 1040 Palm Drive Belleair Beach — a coastal retreat just steps away from Pinellas County's world-renowned sugar-sand beaches and close to restaurants, shopping, and more. Every room has been fully renovated with beautiful high-end finishes; no expense was spared blending classic Florida charm with modern luxury. Step inside and be captivated by the chef-inspired kitchen with quartz countertops, top of the line appliances, an oversized island, coffee bar, and if it couldn’t get any better a walk-in pantry. With 2341 sq. ft. of living space this home offers 3 bedrooms, 3 full baths, a formal living room, and an enormous family room with a wood burning fireplace [the perfect backdrop for the holidays]. The thoughtful open-concept floor plan is perfect for hosting dinners, holidays, and out of town guests. Step into the serene primary suite, set apart from the guest wing, featuring a luxurious ensuite bathroom and direct access to the spacious screened-in lanai. The two guest bedrooms are generously sized with ample walk-in closets and a stylish Jack-and-Jill bath, while skylights bathe one room in natural Florida sunshine. Designed for the true Florida lifestyle — bright, airy, and impeccably finished — this home has been meticulously maintained throughout. And the outside gets even better with three additional gathering spaces in this resort-style, outside oasis. One of the most peaceful spaces is the lanai - picture yourself drinking a glass of wine by the outdoor wood burning fireplace [yes, another fireplace], or after a long day at the beach, relaxing in the brand-new hot tub, or maybe have a luncheon surrounded by lush tropical landscaping. The possibilities are endless on the oversized corner lot property. This home is a must see because the pictures can't possibly do it justice! Additional highlights include sky light, exterior security cameras, a vinyl privacy fence, two-car garage with new epoxy flooring, and a storage shed.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveAug 4, 2026
- Listed$1,187,000Aug 4, 2026
- Price increased$1,187,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 0
- Subdivision
- Belleair Beach Yacht Club Estates
- County
- Pinellas
- Year built
- 1972
- Living area
- 2,341 sq ft
- Price/sq ft
- $507
- Lot size
- 10,350 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0111H)
- Garage
- 2 spaces
- Annual taxes
- $4,590 (2025)
- Parcel #
- 31-29-15-06678-000-0100
- MLS #
- TB8534927
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 3
- Flooring
- Luxury Vinyl, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Range Hood, Refrigerator, Washer, Wine Refrigerator
- Interior features
- Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Sauna, Solid Surface Counters, Solid Wood Cabinets, Stone Counters, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Electric Dryer Hookup, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- North
- Fireplace
- Yes
- In-law suite
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air, Mini-Split Unit(s)
Parking
- Garage spaces
- 2
- Attached garage
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- None
- Approval process
- No approval required
Exterior & Construction
- Exterior features
- Garden, Private Mailbox, Private Yard, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Cable Connected, Electricity Available, Electricity Connected, Phone Available, Sewer Connected, Sprinkler Recycled, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 12.1x23.6 |
| Dining Room | First | 11.1x15.4 |
| Living Room | First | 11.1x13.9 |
| Family Room | First | 27.8x17.4 |
| Balcony/Porch/Lanai | First | 15.8x15.1 |
| Primary Bedroom | First | 17x11.11 |
| Primary Bathroom | First | 9.1x7.1 |
| Bedroom 1 | First | 14.1x10.6 |
| Bathroom 1 | First | 9.1x5.9 |
| Bedroom 2 | First | 10.2x18.1 |
| Bathroom 2 | First | 9.3x13.1 |
Listing Details
- Listing date
- 2026-07-31
- On market date
- 2026-08-04
- Original list price
- $1,187,000
- Occupant type
- Owner
- MLS area
- 33786 - Belleair Bch/Shores/Indian Rocks Bch
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-08-04
- Tax legal description
- BELLEAIR BEACH YACHT CLUB ESTATES UNIT F LOT 10
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Take I-275 S and FL-688 W/Ulmerton Rd to U.S. 19 Frontage Rd in Highpoint; Follow U.S. 19 Frontage Rd to FL-686 W/E Bay Dr in Largo - use any lane to turn slightly left onto FL-686 W/E Bay Dr; Follow Belleair Bluffs to Palm Dr in Belleair Beach.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 5, 2026 at 12:03 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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