$310,000
38648 Ferm Circle
Zephyrhills, FL 33540
Listing updated: September 16, 2026 at 4:45 PM ET
Listing courtesy of Coldwell Banker Realty · Samuel Rudolph · MLS #TB8534899 · Active · 727-822-9111Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome home to 38648 Ferm Circle, a beautifully maintained 3-bedroom, 2-bathroom nestled under a canopy of gorgeous mature oaks in the heart of Zephyrhills. This 1,404 sq ft gem sits on a generous 0.26-acre fully fenced lot, offering the kind of privacy and space that's getting harder to find. Step inside to a bright, open living area featuring vaulted ceilings and new flooring throughout, creating a fresh, move in ready feel from room to room. The eat in kitchen offers plenty of cabinet and counter space and a cozy dining nook perfect for morning coffee. Peace of mind comes standard here with double pane windows, a newer drain field, and a newer hot water heater major ticket items already handled for you. Step outside and fall in love with the massive, fully fenced backyard shaded by mature oaks plenty of room to garden, entertain, or just relax. A large covered carport offers room for a boat, RV, or trailer, ideal for the outdoor enthusiast who needs space for the toys. Not to mention a huge shed connected to electricity. Bonus: With an acceptable offer, a 1985 ProCraft boat with a 2024 Honda motor can be included hop in the water without the extra shopping trip! Centrally located in Zephyrhills with easy access to shopping, dining, and Tampa's outdoor recreation, this move in ready home won't last.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history40 days on market
- Status: ActiveAug 7, 2026
- Listed$315,000Aug 7, 2026
- Price reduced$310,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 40
- Cumulative DOM
- 404
- Subdivision
- Groves
- County
- Pasco
- Year built
- 1985
- Living area
- 1,304 sq ft
- Price/sq ft
- $238
- Building area
- 1,975 sq ft (Public Records)
- Lot size
- 11,235 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE* (12101C0293F)
- Garage
- 1 spaces
- Annual taxes
- $813 (2025)
- Parcel #
- 26-25-21-0050-00000-0080
- Zoning
- AR
- MLS #
- TB8534899
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Microwave, Refrigerator
- Interior features
- Built-in Features, Thermostat
- Laundry
- In Garage
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Carport
- Yes
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Storage
- Construction materials
- Block
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Concrete
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected, Other, Sewer Connected, Water Connected
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 11.5x22.11 |
| Primary Bathroom | First | 10.3x9.4 |
| Bedroom 2 | First | 11.6x12.1 |
| Bathroom 2 | First | 4.11x7.9 |
| Bedroom 3 | First | 11.6x11.5 |
| Living Room | First | 18.1x12.8 |
| Balcony/Porch/Lanai | First | 15.4x27.1 |
| Kitchen | First | 8.4x11.5 |
Listing Details
- Listing date
- 2026-07-31
- On market date
- 2026-08-07
- Original list price
- $315,000
- Occupant type
- Owner
- MLS area
- 33540 - Zephyrhills
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-08-07
- Tax legal description
- THE GROVES PB 23 PG 69 LOT 8 OR 3266 PG 1166
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-301 South: Turn east onto Pretty Pond Rd. Turn left onto Wire Rd. Turn right onto Ferm Circle. Home will be on the left/right. Alternate from I-75: Take the SR-54 E exit. Turn left onto Gall Blvd (US-301). Turn right onto Pretty Pond Rd. Turn left onto Wire Rd, then turn onto Ferm Circle.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 16, 2026 at 4:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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