


$209,900
0 Eloise Loop Road
Winter Haven, FL 33884
Listing updated: August 14, 2026 at 1:07 PM ET
Property type
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
OSPREY ESTATES IS A SMALL, GATED COMMUNITY LOCATED IN BEAUTIFUL SE WINTER HAVEN, FLORIDA. THE COMMUNITY HAS A TOTAL OF FOUR LOTS--THREE HAVE UPSCALE RESIDENCES AND THIS IS THE LAST ONE AVAILABLE. THE LOT IS .75 ACRE. THIS LOCATION IS CLOSE TO SHOPPING, MULTIPLE RESTAURANTS, LEGOLAND AND BOTH TAMPA AND ORLANDO. HOA REQUIRES A MINIMUM 3,500 SQ FEET OF LIVING AND A MAXIMUM 5,500 SQ FEET OF LIVING--ALSO THE NEW BUILD MUST HAVE A THREE-CAR GARAGE. THERE IS A WELL ON THE PROPERTY FOR IRRIGATION.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveAug 10, 2026
- Listed$209,900Aug 10, 2026
- Price increased$209,900
Facts & features
- Property type
- Land
- Status
- Active
- Days on market
- 4
- Subdivision
- Osprey Estates
- County
- Polk
- Price/sq ft
- $6
- Lot size
- 32,666 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X (12105C0535H)
- Annual taxes
- $1,113 (2025)
- Parcel #
- 26-29-14-000000-014070
- Zoning
- RES
- MLS #
- P4939471
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HOA & Financial
- HOA fee
- $475 / Quarterly
- Monthly HOA
- $158/mo
- Total monthly fees
- $158/mo
- Total annual fees
- $1,900
- HOA name
- Michael Mason
- CDD
- No
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
Exterior & Construction
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Available, Natural Gas Available, Phone Available, Public, Water Available
Community
- Pets allowed
- Yes
Listing Details
- Listing date
- 2026-08-10
- On market date
- 2026-08-10
- Original list price
- $209,900
- MLS area
- 33884 - Winter Haven / Cypress Gardens
- Listing AOR
- East Polk
- Status changed
- 2026-08-10
- Tax legal description
- UNREC LOT 3 DESC AS: COM SW COR OF NW1/4 OF NE1/4 N 171.93 FT TO S BNDRY RENAISSANCE SUB PB 106 PG 40 W 168.45 FT TO ELY R/W CR 540-A S 38 DEG 16 MIN 02 SEC E ALONG SD R/W 264.97 FT TO POB CONT S 38 DEG 16 MIN 02 SEC E ALONG SD R/W 60 FT TO PT ON N B NRY OF S 1246 FT OF US GOVT LOT 2 E 301.27 FT N 150 FT W 147.18 FT S 24 DEG 34 MIN 22 SEC W 113.16 FT W 144.19 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Winter Haven, head towards Legoland on Cypress Gardens Blvd. Turn right on Helena Road. Stay on Helena until you come to the traffic light @ Helena and Eloise Loop Rd. Turn left at the light. Osprey Estates will be on your left after you pass the community of Renaissance. Gate Code is Required.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 14, 2026 at 1:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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