689 Lake Howard Drive, FL689 Lake Howard Drive, FL689 Lake Howard Drive, FL
Stellar MLS
1 / 64

$145,000

689 Lake Howard Drive

Winter Haven, FL 33880

Listing updated: September 21, 2026 at 6:47 PM ET

Active
Stellar MLSListing courtesy of The Stones Real Estate Firm · Michael Stone · MLS #L4963853 · Active · 863-412-2080
2
Beds
2
Baths
1,072
Sq Ft
0
Acres
1976
Built
◆Water access◆55+ community◆$135/sqft
Condominium

Property type

1976

Year built

$135

Price / sq ft

No HOA

HOA dues

44

Days on market

X

Flood zone

About this home

Virtually Staged. Completely remodeled with high-end finishes, a spotless, move-in-ready interior, and a desirable lakeside setting on the world-famous Winter Haven Chain of Lakes. Welcome to 689 Lake Howard Drive, Unit 213, where thoughtful updates, generous living spaces, and an exceptional waterfront community come together at an attractive price point. Located in The Wellington on the shores of Lake Howard, this impressive 2 bedroom, 2 bath condo feels fresh, modern, and remarkably spacious. The expansive living and dining area features beautiful flooring, crown molding, updated lighting and ceiling fans, and plenty of room for comfortable everyday living and entertaining. Sliding glass doors open to a large enclosed Florida room overlooking the beautifully maintained community grounds, providing even more space to relax and enjoy the Florida lifestyle. The remodeled kitchen is a standout, featuring quartz countertops, abundant white soft-close cabinetry, a farmhouse-style sink, herringbone tile backsplash, under-cabinet lighting, and a complete stainless steel LG appliance package including refrigerator, range, microwave, and dishwasher. Both bathrooms have been beautifully remodeled with quartz-topped vanities and impressive custom tile work. Walk-in showers feature frameless glass enclosures, decorative tile accents, niches, and contemporary finishes. An exceptionally large walk-in closet provides outstanding storage, while an interior laundry closet with included washer and dryer and a large private exterior storage room add everyday convenience. The Wellington offers beautifully landscaped grounds, two pool areas including a heated pool for winter use, clubhouse, shuffleboard, community activities, and a private dock on Lake Howard with access to the Winter Haven Chain of Lakes—perfect for fishing and enjoying life on the water. The condo fee includes basic cable and internet, water, garbage pickup, exterior building maintenance, and grounds maintenance. A private covered parking space is also included. Conveniently located near medical facilities, shopping, restaurants, churches, grocery stores, and charming Downtown Winter Haven. Beautifully remodeled, incredibly spacious, and located in a Chain of Lakes waterfront community—this is 55+ living with the updates already done for you!

Estimated monthly payment

Principal & interest$733
Property taxes$57
Home insurance (est.)$66

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history44 days on market

  1. Status: Active
    Aug 8, 2026
  2. Listed$149,000
    Aug 8, 2026
  3. Price reduced$145,000

Facts & features

Property type
Residential
Sub type
Condominium
Status
Active
Days on market
44
Subdivision
Wellington Pt 01 Bldgs 01 02 & Wellington Pt 02 B
County
Polk
Year built
1976
Living area
1,072 sq ft
Price/sq ft
$135
Building area
1,184 sq ft (Public Records)
Lot size
0 acres
Flood zone
X (12105C0345G)
Annual taxes
$679 (2025)
Parcel #
26-28-19-553650-022130
MLS #
L4963853

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Interior Details

Bedrooms
2
Full bathrooms
2
Flooring
Luxury Vinyl, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Crown Molding, Living Room/Dining Room Combo, Open Floorplan, Split Bedroom, Walk-In Closet(s)
Laundry
Inside, Laundry Closet, Same Floor As Condo Unit
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Parking features
Assigned, Covered, Guest
Carport
Yes

HOA & Financial

HOA fee
$0 / Monthly
Monthly HOA
$0/mo
Total monthly fees
$436/mo
Total annual fees
$5,232
HOA name
Bobbi Martiniano
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional
Ownership
Condominium
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Must contact the HOA directly to confirm all leasing rules and restrictions.
Approval process
Must contact the HOA directly to confirm all leasing rules and restrictions.

Exterior & Construction

Exterior features
Balcony, Sidewalk, Storage
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Water access
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
No
Senior community
Yes

Room Details

RoomLevelDimensions
Living RoomFirst13x14
Dining RoomFirst13x14
KitchenFirst7x14
Primary BedroomFirst11x14
Primary BathroomFirst5x8
Bedroom 2First10x11
Bathroom 2First5x8
Balcony/Porch/LanaiFirst11x14

Listing Details

Listing date
2026-08-08
On market date
2026-08-08
Original list price
$149,000
Occupant type
Vacant
MLS area
33880 - Winter Haven/Eloise/JPV/Wahnetta
Listing AOR
Lakeland
Status changed
2026-08-08
Tax legal description
THE WELLINGTON PART II BLDG II COND BK 3 PGS 4 & 5 BLDG II UNIT 213 & AN INTEREST IN COMMON ELEMENTS AS PER CONDO DECLARATION

Flood risk

Minimal riskFEMA Zone XPanel 12105C0345G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

6th Street to Ave D NW - Right on N Lake Howard - Right on Ave G NW - Left into the Wellington - Unit is in the first building you come to.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 21, 2026 at 6:47 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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