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$325,000

10914 Penny Gale Loop

San Antonio, FL 33576

Listing updated: August 6, 2026 at 11:40 AM ET

Active

Listing courtesy of Century 21 Be3 · Carla Card · MLS #W7888014 · Active · 727-596-1811

Beds

Baths

1,510

Sq Ft

0.15

Acres

2021

Built

◆Water access◆$215/sqft◆360° tour

Single Family Residence

Property type

2021

Year built

6,554 sqft

Lot size

$215

Price / sq ft

$90/mo

HOA dues

Days on market

Garage spaces

Flood zone

About this home

PRICE IMPROVEMENT! Now is your chance to own this beautifully maintained newer-construction home in the highly sought-after Mirada community, home to the nation's largest Metro Lagoon! This inviting 3-bedroom, 2-bathroom home features a bright, open-concept layout designed for both comfortable everyday living and effortless entertaining. The spacious kitchen boasts modern cabinetry, sleek countertops, a stylish backsplash, stainless steel appliances, and abundant storage, all flowing seamlessly into the living and dining areas. The private primary suite offers a walk-in closet and an upgraded spa-inspired shower. This home also includes a whole-house water filtration system, providing clean, high-quality water throughout the home. Step outside to your covered back porch and fully fenced backyard overlooking a tranquil pond and peaceful nature views—the perfect place to relax and unwind. Experience the ultimate Florida lifestyle with HOA amenities that include high-speed ULTRAFi internet, cable, and access to the spectacular 15-acre Crystal Lagoon, where you can enjoy swimming, kayaking, paddleboarding, sandy beaches, a floating obstacle course, and year-round community events. The community also features scenic walking trails, playgrounds, and a dog park. Conveniently located just minutes from I-75, shopping, dining, and downtown Tampa, this home offers an incredible combination of comfort, convenience, beautiful pond views, premium water filtration, and resort-style living. Don't miss this incredible value—schedule your private showing today before this price-improved home is gone!

Estimated monthly payment

Principal & interest$1,643

Property taxes$594

Home insurance (est.)$149

HOA dues$90

Down payment

20%

$65,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history10 days on market

Status: Active
Jul 27, 2026
Listed$330,000
Jul 27, 2026
Price reduced$325,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 10
Subdivision: Mirada Prcl 17-1
County: Pasco
Year built: 2021
Living area: 1,510 sq ft
Price/sq ft: $215
Lot size: 6,554 sq ft
Lot category: 0 to less than 1/4
Flood zone: X (12101C0258F)
Garage: 2 spaces
Annual taxes: $7,126 (2025)
Parcel #: 20-25-15-001.0-022.00-013.0
Zoning: MPUD
MLS #: W7888014

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Carpet, Tile
Appliances: Convection Oven, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Freezer, Ice Maker, Microwave, Washer, Water Softener
Interior features: Kitchen/Family Room Combo, Open Floorplan, Primary Bedroom Main Floor, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry: Laundry Room
Stories / Levels: One
Direction faces: Southwest

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Garage spaces: 2
Attached garage: Yes

HOA & Financial

HOA fee: $90 / Monthly
Monthly HOA: $90/mo
Total monthly fees: $90/mo
Total annual fees: $1,084
HOA name: Managed by Kai
CDD: Yes
Min lease term: No Minimum
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No

Exterior & Construction

Construction materials: Block, Stucco
Roof: Shingle
Foundation: Slab
Water access: Yes
Road surface: Paved

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: BB/HS Internet Available, Cable Connected, Electricity Connected, Sewer Connected

Community

Pets allowed: Yes

Schools

ElementarySan Antonio-POGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Primary Bedroom	First
Primary Bathroom	First
Bathroom 2	First
Living Room	First
Dining Room	First
Kitchen	First

Listing Details

Listing date: 2026-07-27
On market date: 2026-07-27
Original list price: $330,000
Occupant type: Owner
MLS area: 33576 - San Antonio
Listing AOR: Orlando Regional
Status changed: 2026-07-27
Tax legal description: MIRADA PARCEL 17-1 PB 79 PG 60 BLOCK 22 LOT 13

Flood risk

Minimal riskFEMA Zone XPanel 12101C0258F

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Tampa, FL - Head toward I-275 North. Exit 285, head right on the ramp for FL-52 toward Dade City / San Antonio. Keep right, heading toward Dade City / Pasco - Hern State Col / Saint Leo Univ / SAN ANTONIO. Turn right onto Mirada Blvd. Turn right onto Setter Palm Rd. Turn left onto Penny Gale Loop.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 6, 2026 at 11:40 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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