5669 40th Street, FL5669 40th Street, FL5669 40th Street, FL
Stellar MLS
1 / 61

$309,000

5669 40th Street

Ocala, FL 34474

Listing updated: September 8, 2026 at 5:45 PM ET

Active
Stellar MLSListing courtesy of Exp Realty Llc · Sascha Davis · MLS #O6428077 · Active · 888-883-8509
4
Beds
2
Baths
1,944
Sq Ft
0.17
Acres
2007
Built
$159/sqft
Single Family Residence

Property type

2007

Year built

7,405 sqft

Lot size

$159

Price / sq ft

$144/mo

HOA dues

39

Days on market

2

Garage spaces

X

Flood zone

About this home

Welcome to this beautifully designed Pulte-built 4-bedroom, 2-bath home, offering nearly 2,000 square feet of comfortable living space in the desirable Saddle Creek Community of Ocala, Florida. Thoughtfully designed with room for everyone, this spacious home features two separate living areas, providing the perfect layout for entertaining, relaxing, or creating a dedicated home office or playroom. The heart of the home is the well-appointed kitchen, showcasing beautiful wood cabinetry with abundant storage, ample counter space, and a full suite of stainless steel appliances that all remain with the home. The open flow into the living and dining areas makes everyday living both functional and inviting. Retreat to the generous primary suite featuring a private en-suite bathroom complete with dual vanities, a relaxing soaking tub, a separate walk-in shower, and an oversized walk-in closet. Three additional spacious bedrooms give flexibility for family, guests, or hobbies. The convenient laundry room provides direct access to the oversized two-car garage, while the private enclosed patio creates the perfect outdoor space to enjoy your morning coffee or unwind after a long day. Living in Saddle Creek means enjoying outstanding community amenities, including a clubhouse, resort-style swimming pool, fitness center, sports courts, and playground, offering something for every member of the family. Conveniently located near shopping, dining, schools, and major roadways, this move-in-ready home combines space, comfort, and exceptional community living. Don't miss your opportunity to make this beautiful Ocala home your own!

Estimated monthly payment

Principal & interest$1,562
Property taxes$404
Home insurance (est.)$142
HOA dues$144

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history39 days on market

  1. Status: Active
    Jul 31, 2026
  2. Listed$315,000
    Jul 31, 2026
  3. Price reduced$309,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
39
Subdivision
Saddle Creek Ph 02
County
Marion
Year built
2007
Living area
1,944 sq ft
Price/sq ft
$159
Building area
2,588 sq ft (Public Records)
Lot size
7,405 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12083C0514E)
Garage
2 spaces
Annual taxes
$4,850 (2025)
Parcel #
2386-002-116
Zoning
PUD
MLS #
O6428077

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Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s)
Laundry
Laundry Room
Stories / Levels
One
Direction faces
Southwest

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$144 / Monthly
Monthly HOA
$144/mo
Total monthly fees
$144/mo
Total annual fees
$1,728
HOA name
Monica Berrios
CDD
No
Homestead exemption
Yes
Min lease term
1-2 Years
Listing terms
Cash, Conventional
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Buyer to verify lease restrictions

Exterior & Construction

Exterior features
Lighting, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Public

Community

Pets allowed
Cats OK, Dogs OK

Room Details

RoomLevelDimensions
Utility RoomFirst6x5
Primary BedroomFirst14x15
Bedroom 2First12x10
Bedroom 3First11x10
Bedroom 3First11x10
Bedroom 4First10x10
KitchenFirst12x9
Living RoomFirst15x16
Dining RoomFirst9x8

Listing Details

Listing date
2026-07-31
On market date
2026-07-31
Original list price
$315,000
Occupant type
Vacant
MLS area
34474 - Ocala
Listing AOR
Sarasota - Manatee
Status changed
2026-07-31
Tax legal description
SEC 33 TWP 15 RGE 21 PLAT BOOK 009 PAGE 119 SADDLE CREEK PHASE 2 LOT 116

Flood risk

Minimal riskFEMA Zone XPanel 12083C0514E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Ocala to saddlecreek

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 8, 2026 at 5:45 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA