


$199,900
8785 91st Street
Ocala, FL 34481
Listing updated: August 7, 2026 at 2:16 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
Welcome to this charming, End Unit, Philadelphia model villa in the highly sought-after 55+ golf community of On Top of the World. Set along a picturesque, tree-lined street, this inviting home features a shaded front porch - the perfect place to enjoy your morning coffee. Inside, a spacious living and dining area offers attractive wood flooring, a ceiling fan, and updated lighting. The well-appointed kitchen features an eat-in area, oak cabinetry with some glass-front display cabinets, convenient pull-out storage, 2025 stainless steel appliances, and a neutral tile backsplash. The enclosed Florida room is under heat and air so it adds valuable year-round living space, featuring a full wall of windows. Use it as a relaxing retreat, hobby room, or additional entertaining area. The generously sized primary suite includes a spacious walk-in closet and an en suite bathroom with an updated step-in shower, glass doors, an oak vanity, and a comfort-height toilet. The guest bedroom is ideal for visitors or a home office, while the guest bathroom offers a tub-and-shower combination. A 1.5 car garage provides exceptional functionality with a screened front, washer and dryer, utility sink, and abundant cabinet storage. Major updates include a new roof in 2023 and new HVAC system in 2025, making this home truly move-in ready. On Top of the World offers an outstanding active-adult lifestyle with multiple clubhouses and pools, three golf courses, two restaurants, walking and fitness trails, and much more. Schedule your private showing and discover everything this beautiful home and vibrant community have to offer!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history12 days on market
- Status: ActiveJul 26, 2026
- Listed$199,900Jul 26, 2026
- Price increased$199,900
Facts & features
- Property type
- Residential
- Sub type
- Villa
- Status
- Active
- Days on market
- 12
- Subdivision
- On Top Of The World
- County
- Marion
- Year built
- 1991
- Living area
- 1,375 sq ft
- Price/sq ft
- $145
- Building area
- 2,115 sq ft (Public Records)
- Lot size
- 1,860 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12083C0684E)
- Garage
- 1 spaces
- Annual taxes
- $1,861 (2025)
- Parcel #
- 3530-2185-04
- Zoning
- PUD
- MLS #
- OM729098
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Flooring
- Tile, Wood
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Primary Bedroom Main Floor, Thermostat
- Laundry
- Electric Dryer Hookup, In Garage, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
HOA & Financial
- HOA fee
- $494 / Monthly
- Monthly HOA
- $494/mo
- Total monthly fees
- $494/mo
- Total annual fees
- $5,928
- HOA name
- Lori Sands
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 6 Months
- Listing terms
- Cash, Conventional
- Ownership
- Leasehold
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Minimum 6 months + 1 week furnished. Minimum 1 year unfurnished
- Approval process
- Interview, background check and application
Exterior & Construction
- Exterior features
- Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Block, Concrete Perimeter
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | |
| Living Room | First | |
| Primary Bedroom | First |
Listing Details
- Listing date
- 2026-07-26
- On market date
- 2026-07-26
- Original list price
- $199,900
- Occupant type
- Owner
- MLS area
- 34481 - Ocala
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-07-26
- Tax legal description
- SEC 24 TWP 16 RGE 20 PORTION OF TRACT Y CIRCLE SQUARE WOODS AS RECORDED IN PLAT BOOK P PAGES 030-103 BUILDING 2185 DWELLING D (8785-D SW 91ST ST)
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Enter OTOW main gate (SW 99th St Rd), Turn right onto SW 92nd St, Turn left onto SW 89th Terr, Turn right onto SW 91st St. The home is on the left.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 7, 2026 at 2:16 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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