$329,000
3248 Mangrove Point Drive
Ruskin, FL 33570
Listing updated: August 3, 2026 at 10:47 AM ET
Listing courtesy of Engel & Volkers South Tampa · Kirby Drake · MLS #TB8532153 · Active · 813-448-2876Property type
Year built
Price / sq ft
HOA dues
Days on market
Garage space
Flood zone
About this home
An elevated, Key West-style waterfront townhome with four private balconies on Tampa Bay. Sold turnkey and ready to rent from day one, where every day starts like a resort stay. This fully furnished 2-bedroom, 2.5-bath townhome sits directly on the canal, where dolphins and manatees are frequently spotted and the Skyway Bridge is visible from the balcony. The open living and dining space flows to a balcony with a retractable screen overlooking the water. The kitchen offers granite counters, solid wood cabinetry, and stainless appliances, with a stacked washer/dryer nearby. Upstairs on the third floor, both bedrooms have their own en-suite bathroom and private balcony. A one-car garage provides added parking and storage, and recent updates include a new water heater (2024). The turnkey interior offers rental income potential from day one. For an investor or second-home buyer, that combination, waterfront setting, walkable amenities, and a lease-ready interior, is uncommon, and the price reflects it: among the most competitive of any 2-bedroom townhome currently active in Little Harbor. Little Harbor delivers a full resort experience: two marinas with in-water docking and dry rack storage, two waterfront restaurants and a tiki bar, a private beach with paddleboard and kayak access, a fishing pier, multiple pools, tennis and pickleball courts, a fitness center, a clubhouse, a playground, and an arcade, all within a gated, golf-cart-friendly community roughly 30 minutes from downtown Tampa and St. Petersburg. The HOA takes care of exterior flood insurance, water, cable, internet, trash, and pool and grounds maintenance, one less thing to manage, whether you're living here or leasing it out. This is a fresh, competitively priced waterfront townhome in Little Harbor, move-in ready from day one.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history4 days on market
- Status: ActiveJul 30, 2026
- Listed$329,000Jul 30, 2026
- Price increased$329,000
Facts & features
- Property type
- Residential
- Sub type
- Townhouse
- Status
- Active
- Days on market
- 4
- Cumulative DOM
- 426
- Subdivision
- Bahia Beach Twnhms Ph 2
- County
- Hillsborough
- Year built
- 2007
- Living area
- 1,258 sq ft
- Price/sq ft
- $262
- Building area
- 2,336 sq ft (Public Records)
- Lot size
- 0 sq ft
- Lot category
- Non-Applicable
- Flood zone
- AE
- Garage
- 1 spaces
- Annual taxes
- $8,152 (2025)
- Parcel #
- U-02-32-18-82I-000002-00010.0
- Zoning
- PD
- MLS #
- TB8532153
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Solid Wood Cabinets, Stone Counters, Thermostat, Tray Ceiling(s), Walk-In Closet(s)
- Laundry
- In Kitchen
- Stories / Levels
- Three Or More
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 1
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener, Guest
HOA & Financial
- HOA fee
- $620 / Monthly
- Monthly HOA
- $620/mo
- Total monthly fees
- $795/mo
- Total annual fees
- $9,540
- HOA name
- Communities First Association / Christine Trimmer
- CDD
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer and Buyer’s Agent are responsible for independently verifying all association fees, rules, regulations, and restrictions with the property management company during the due diligence period.
- Approval process
- Buyer and Buyer’s Agent are responsible for independently verifying all association fees, rules, regulations, and restrictions with the property management company during the due diligence period.
Exterior & Construction
- Exterior features
- Balcony
- Construction materials
- Block, Metal Frame, Stucco, Frame
- Roof
- Metal
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Electricity Connected, Public, Sewer Connected, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | Second | 20x15 |
| Kitchen | Second | 9x8 |
| Bathroom 1 | Second | 6x6 |
| Primary Bedroom | Third | 15x12 |
| Primary Bathroom | Third | 8x8 |
| Bedroom 2 | Third | 12x9 |
| Bathroom 2 | Third | 8x5 |
Listing Details
- Listing date
- 2026-07-24
- On market date
- 2026-07-30
- Original list price
- $329,000
- Occupant type
- Vacant
- MLS area
- 33570 - Ruskin/Apollo Beach
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-30
- Tax legal description
- BAHIA BEACH TOWNHOMES PHASE 2 LOT 10 BLOCK 2
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-41, head toward 19th Ave NW, then turn right onto W Shell Point Rd. Turn right onto 32nd St NW, then turn left onto Bahia Beach Blvd. Follow into the Little Harbor community and continue onto Mangrove Point Dr. Destination will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 3, 2026 at 10:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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