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$324,900

4924 45th AvenueSt Petersburg, FL 33709

Listing updated: October 23, 2026 at 10:51 AM ET

Active

Listing courtesy of Real Estate With An Accent Llc · Anastasia Bizzarri · MLS #TB8531916 · Active · 727-344-9315

Beds

Baths

1,112

Sq Ft

0.12

Acres

1938

Built

◆$292/sqft◆360° tour

Single Family Residence

Property type

1938

Year built

5,441 sqft

Lot size

$292

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Move-in ready means more than fresh finishes: it means the expensive work has already been done. This meticulously maintained St. Petersburg home offers buyers the opportunity to move in and enjoy it without immediately budgeting for the major systems that can turn a lower purchase price into a much more expensive home. Located in a NON FLOOD Zone, just 10 minutes from vibrant Downtown St. Pete and approximately 15 minutes from Treasure Island Beach, the property offers some additional flexibility as well, including the potential for short term rental use and fewer restrictions on parking, including the ability to accommodate an RV on the property. Inside, an unexpectedly spacious open concept living and dining area makes excellent use of the home's footprint, creating a bright, comfortable space for everyday living and entertaining. The updated kitchen opens naturally to the main living areas, while three bedrooms provide a practical and flexible layout. Outside, the private backyard is ready for Florida living and al fresco dining, with water and electric hookups already installed for a future hot tub. Have a dog that loves to run…or dig? The separate fenced and shaded dog run gives your four-legged companion its own space while helping keep the rest of the backyard and landscaping in top notch shape. Most importantly, this home has been proactively maintained, with the major high ticket components already addressed - an important advantage for buyers who want greater predictability after closing rather than a list of projects waiting for them. MAJOR IMPROVEMENTS: NEW Roof (2024) | PVC Plumbing (2023) | Electrical Panel (2025) | Tankless Water Heater (2025) | Dishwasher (2025) | NEW Toilets and Refreshed Bath Fixtures | Rheem HVAC (2017), professionally serviced annually | Backyard Water & Electric Hookups (2024) Move in, unpack and start enjoying St. Pete.

Estimated monthly payment

Principal & interest$1,643

Property taxes$448

Home insurance (est.)$149

Down payment

20%

$64,980 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history92 days on market

Status: Active
Jul 23, 2026
Listed$329,900
Jul 23, 2026
Price reduced$324,900

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 92
Subdivision: Caledonia Sub
County: Pinellas
Year built: 1938
Living area: 1,112 sq ft
Price/sq ft: $292
Building area: 1,162 sq ft (Public Records)
Lot size: 5,441 sq ft
Lot category: 0 to less than 1/4
Flood zone: X
Annual taxes: $5,377 (2025)
Parcel #: 04-31-16-12978-000-0480
Zoning: R-3
MLS #: TB8531916

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Interior Details

Bedrooms: 3
Full bathrooms: 1
Half bathrooms: 1
Flooring: Luxury Vinyl, Tile
Appliances: Dishwasher, Range, Refrigerator
Interior features: Eat-in Kitchen, Open Floorplan, Thermostat
Laundry: Inside
Stories / Levels: One
Direction faces: North

Heating & Cooling

Heating: Central
Cooling: Central Air

Parking

Parking features: Driveway

HOA & Financial

Total monthly fees: None
Total annual fees: None
CDD: No
Homestead exemption: Yes
Min lease term: 1-7 Days
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: in UNINCORPORATED St. Pete. Can be rented as a Short Term Rental and limited restrictions in parking a boat or RV in the frontyard. The county’s dedicated Short-Term Vacation Rental Ordinance applies.

Exterior & Construction

Exterior features: Dog Run, Private Mailbox, Private Yard
Construction materials: Vinyl Siding, Frame
Roof: Shingle
Foundation: Crawlspace
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Room Details

Room	Level	Dimensions
Living Room		15x17
Dinette		12x12
Kitchen		8.1x9.3
Primary Bedroom		10.11x12.1
Bedroom 2		10.1x8.2
Bedroom 3		8.7x12.1

Listing Details

Listing date: 2026-07-23
On market date: 2026-07-23
Original list price: $329,900
Occupant type: Owner
MLS area: 33709 - St Pete/Kenneth City
Listing AOR: Suncoast Tampa
Status changed: 2026-07-23
Tax legal description: CALEDONIA SUB LOT 48 & W 5 FT OF LOT 47

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Driving East on 38th Ave N, make a left on 58th St N, a right on 46th Ave N, right again on 51st st N and left on 45th Ave N - the house will be on the right hand side.

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of October 23, 2026 at 10:51 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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