$92,000
117 Saddlebag TrailLake Wales, FL 33898
Listing updated: October 13, 2026 at 9:02 PM ET
Listing courtesy of Bender Realty, Llc · Kristi Harvey · MLS #K4903657 · Active · 863-223-8708Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Your perfect Florida retirement starts right here at 117 Saddlebag Trail, where an exceptional active-adult lifestyle meets an unbeatable price of just $92,000! Located inside the highly desirable, gated Saddlebag Lake Resort, this beautifully updated property welcomes you with open arms.This home is completely move-in ready and furnished, allowing you to walk right in and start relaxing today—tasteful furniture and essentials are all included. You will love the fresh new flooring throughout the home, which makes the entire space feel incredibly bright, modern, and open. For your ultimate peace of mind, the plumbing has been fully updated, and a brand-new water heater and power cord were replaced just 2 years ago. The sellers have poured true pride of ownership into every corner and are ready to hand over the keys—fully furnished and complete with their personal golf cart with an owner's approval! Saddlebag Lake Resort is a wonderful pet-friendly resort offering a vibrant clubhouse where you can easily get to know your friendly neighbors. The community features a heated pool, a hot tub, a recreation room with pool tables, modern fitness equipment, and saunas. Stay active out on the tennis, pickleball, and shuffleboard courts, or enjoy a game of horseshoes and practice your swing at the driving range. There is even a beach house with a fully equipped kitchen that you can reserve for your private, lakefront parties! Of course, you can easily access the water at the community boat ramp to go boating and fishing.You will truly live like you're on vacation every day! All of these premium amenities are included, as well as your sewer, trash, and water services, right in the low quarterly HOA dues. Do not miss out on this exceptional opportunity!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history78 days on market
- Status: ActiveJul 27, 2026
- Listed$92,000Jul 27, 2026
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Manufactured Home
- Status
- Active
- Days on market
- 78
- Subdivision
- Saddlebag Lake
- County
- Polk
- Year built
- 1984
- Living area
- 880 sq ft
- Price/sq ft
- $105
- Building area
- 1,120 sq ft (Public Records)
- Lot size
- 4,047 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Annual taxes
- $1,084 (2025)
- Parcel #
- 28-30-01-939020-052100
- Zoning
- PUD
- MLS #
- K4903657
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Interior Details
- Bedrooms
- 1
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Carpet, Laminate
- Appliances
- Cooktop, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo, Open Floorplan
- Laundry
- Outside
- Stories / Levels
- One
- Direction faces
- Northwest
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Attached garage
- No
HOA & Financial
- HOA fee
- $734 / Quarterly
- Monthly HOA
- $245/mo
- Total monthly fees
- $245/mo
- Total annual fees
- $2,936
- HOA name
- Tanisha Schroeder
- CDD
- No
- Min lease term
- 1-7 Days
- Listing terms
- Cash, Conventional
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- No children are allowed to livehere, but they may visit for upto 90 days a calendar year. At least one tenant must be 55 or older.
Exterior & Construction
- Exterior features
- Hurricane Shutters
- Construction materials
- Vinyl Siding
- Roof
- Metal
- Foundation
- Crawlspace
- Water access
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Public
Community
- Pets allowed
- Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 10x11 |
| Dining Room | First | 14x10 |
| Kitchen | First | 13x17 |
| Living Room | First | 14x22 |
Listing Details
- Listing date
- 2026-07-25
- On market date
- 2026-07-27
- Original list price
- $92,000
- Occupant type
- Vacant
- MLS area
- 33898 - Lake Wales
- Listing AOR
- Lake Wales
- Status changed
- 2026-07-27
- Tax legal description
- SADDLEBAG LAKE UNIT #2 PB 61 PGS 18/20 BLK 52 LOT 10
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Lake Wales, drive east on Hwy. 60 to Saddlebag Lake Rd (see resort sign) and turn left. Follow to parking lot, get out of your vehicle and push the button at the Call Box, someone will answer you. Tell them who you are and where you are going, they will let you through the gate remotely. Once inside the gate, follow Saddlebag Trail home is on the right.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 13, 2026 at 9:02 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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