$599,900
5105 Ackley Terrace
Port Charlotte, FL 33981
Listing updated: August 5, 2026 at 4:28 PM ET
Listing courtesy of Re/Max Alliance Group · Carla Stiver, PA · MLS #D6148160 · Active · 941-473-8484Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Virtually Staged. Waterfront Gulf Cove Pool Home on Two Lots with a Detached Two-Bay Garage and Workshop, Sailboat Water, and Direct Myakka River Access and the Gulf Beyond! This unique property includes the home on one lot and a detached garage with workshop on the adjoining lot, providing plenty of space for boats, RVs, vehicles, storage, or hobbies. Located on a sailboat canal with no fixed bridges, you'll enjoy direct access to the Myakka River, Charlotte Harbor, and the Gulf of Mexico. Mature landscaping, a concrete and partially paver driveway, rain gutters, and an attached two-car garage welcome you home. Inside, the open floor plan features vaulted ceilings, tile flooring throughout, a living room, and a separate family room with built-in shelving, a dry bar, and sliding glass doors to the lanai. The remodeled kitchen features white soft-close cabinetry, stone countertops, a breakfast bar, additional contrasting cabinetry, and a pass-through window to the lanai. The dining area also opens to the lanai through sliding glass doors. The primary bedroom offers direct access to the lanai, a walk-in closet, and an updated bathroom with a walk-in shower, while two guest bedrooms share a guest bathroom with a tub/shower combination and skylight. An interior laundry room includes built-in shelving and a utility sink. The covered and newly rescreened and caged lanai overlooks the resurfaced pool, tropical landscaping, and canal. A composite dock provides direct boating access and is modifiable to accommodate a future boat lift for the ultimate in waterfront living. An outdoor shower adds convenience after a day on the water. Additional features include the detached 2021 garage and workshop with an 18'x30' garage bay, a 12'x21' garage bay, and a separate 26'x18' workshop, providing exceptional flexibility for boats, RVs, vehicles, storage, or projects. Additional improvements include a 2020 roof on the home, 2024 HVAC system, an upgraded electrical panel with a 50-amp RV hookup, hurricane shutters, a reinforced garage door, and R-30 insulation. Located at 5105 Ackley Terrace in the waterfront community of Gulf Cove, residents enjoy access to a voluntary community boat ramp and park while being just minutes from Englewood's restaurants, shopping, golf courses, and medical facilities. Beautiful Gulf beaches on Manasota Key and Boca Grande are just a short drive away, offering boating, fishing, shelling, paddleboarding, waterfront dining, and spectacular Southwest Florida sunsets.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history10 days on market
- Status: ActiveJul 26, 2026
- Listed$599,900Jul 26, 2026
- Price increased$599,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 10
- Subdivision
- Port Charlotte Sec 054
- County
- Charlotte
- Year built
- 1988
- Living area
- 1,532 sq ft
- Price/sq ft
- $392
- Building area
- 2,388 sq ft (Public Records)
- Lot size
- 19,865 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- AE (12015C0203G)
- Garage
- 4 spaces
- Pool
- Private pool
- Annual taxes
- $7,935 (2025)
- Parcel #
- 402132206010
- Zoning
- RSF3.5
- MLS #
- D6148160
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Tile
- Appliances
- Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
- Interior features
- Built-in Features, Ceiling Fans(s), Dry Bar, Eat-in Kitchen, High Ceilings, Solid Surface Counters, Solid Wood Cabinets, Split Bedroom, Stone Counters, Thermostat, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Southeast
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 4
- Attached garage
- Yes
- Parking features
- Boat, Driveway, Garage Door Opener, Oversized, RV Garage, RV Access/Parking, Workshop in Garage
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Hurricane Shutters, Lighting, Outdoor Shower, Rain Gutters, Sliding Doors, Storage
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Pool
- Private pool
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Available, Electricity Available, Electricity Connected, Public, Water Available, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Living Room | First | 15x11 |
| Family Room | First | 12x11 |
| Kitchen | First | 10x10 |
| Dining Room | First | 11x10 |
| Primary Bedroom | First | 14x14 |
| Primary Bathroom | First | 8x4 |
| Bedroom 2 | First | 11x11 |
| Bedroom 3 | First | 10x11 |
| Bathroom 2 | First | 7x4 |
| Laundry | First | 6x7 |
| Balcony/Porch/Lanai | First | 12x30 |
Listing Details
- Listing date
- 2026-07-22
- On market date
- 2026-07-26
- Original list price
- $599,900
- Occupant type
- Vacant
- MLS area
- 33981 - Port Charlotte
- Listing AOR
- Englewood
- Status changed
- 2026-07-26
- Tax legal description
- PCH 054 1864 0013 PORT CHARLOTTE SEC54 BLK1864 LT 13 290/463 971/1953 1234/289 1308/1177 L/E3644/196 4227/2121 PCH 054 1864 0012 PORT CHARLOTTE SEC54 BLK1864 LT 12 593/844 776/657 1059/372 1533/1422 1548/115 UNRECDC-DKO 4227/2121
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From the intersection of Gillot Blvd and SR 776, travel north on Gillot Blvd. Turn right onto Holten Terrace, which becomes David Blvd. Turn right onto Condado Terrace, then turn left onto Gorman Ave. Turn right onto Ackley Terrace. The house will be on the left.
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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 5, 2026 at 4:28 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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