


$429,500
121 Bay StreetTarpon Springs, FL 34689
Listing updated: July 24, 2026 at 6:01 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
Waterfront Duplex with Beautiful Lake Views in the Heart of Tarpon Springs! Discover this charming and well-maintained duplex offering a peaceful waterfront setting with serene lake views. Each cozy unit features a comfortable layout filled with natural light, creating a warm and inviting atmosphere. Whether you’re looking for an income-producing investment, an owner-occupied property with rental income, or a multi-generational living opportunity, this property offers exceptional flexibility. Unit A is vacant and move-in ready, while Unit B is tenant occupied, providing immediate rental income. Conveniently located just minutes from the famous Sponge Docks, downtown Tarpon Springs, shopping, restaurants, parks, beaches, and major roadways. Enjoy the perfect combination of waterfront living, investment potential, and Florida charm!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history0 days on market
- Status: ActiveJul 24, 2026
- Listed$429,500Jul 24, 2026
Facts & features
- Property type
- Residential
- Sub type
- Half Duplex
- Status
- Active
- Days on market
- 0
- Subdivision
- Welshs Bayou Add
- County
- Pinellas
- Year built
- 1953
- Living area
- 1,456 sq ft
- Price/sq ft
- $295
- Lot size
- 5,249 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- AE (12103C0019H)
- Annual taxes
- $3,297 (2025)
- Parcel #
- 12-27-15-95940-006-0061
- Zoning
- RESI
- MLS #
- O6426847
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate
- Appliances
- Convection Oven, Cooktop, Dishwasher, Electric Water Heater, Microwave
- Interior features
- Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Solid Surface Counters, Solid Wood Cabinets
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Attached garage
- No
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Garden
- Construction materials
- Stucco
- Roof
- Shingle
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Cats OK, Dogs OK
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 10x11 |
| Bedroom 2 | First | 10x10 |
| Bedroom 3 | First | 9x8 |
| Living Room | First | 12x12 |
| Kitchen | First | 7x5 |
Listing Details
- Listing date
- 2026-07-20
- On market date
- 2026-07-24
- Original list price
- $429,500
- Occupant type
- Tenant
- MLS area
- 34689 - Tarpon Springs
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-24
- Tax legal description
- WELSH'S BAYOU ADD BLK 6, LOT 6 LESS E 75FT
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US-19, head west on Tarpon Avenue. Turn right onto Pinellas Avenue, then left onto Bay Street. Property will be on the left at 121 Bay Street.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 24, 2026 at 6:01 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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