$279,900
3430 5th Street
St Cloud, FL 34769
Listing updated: August 3, 2026 at 6:35 PM ET
Listing courtesy of Exp Realty Llc · Dawn Grigsby · MLS #O6426463 · Active · 888-883-8509Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Flood zone
About this home
This home is perfect for a buyer with a vision! A 1917 original farm house on .36 acres in a prime St Cloud location. Situated on a corner lot, this 3-bedroom, 2-bathroom home is 1,528 square feet that could be transformed or removed to create a modern structure. NO HOA and just a few blocks from the St. Cloud Lakefront Park and Marina, schools, shops and restaurants. With a desirable location and plenty of possibilities, this property is ready for a total renovation or to host a newly built dream home. Arrange a showing today or call for more details.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history3 days on market
- Status: ActiveJul 31, 2026
- Listed$300,000Jul 31, 2026
- Price reduced$279,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 3
- Subdivision
- S L & I C Town Of St Cloud
- County
- Osceola
- Year built
- 1917
- Living area
- 1,528 sq ft
- Price/sq ft
- $183
- Building area
- 1,880 sq ft (Public Records)
- Lot size
- 15,682 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12097C0095G)
- Annual taxes
- $6,407 (2025)
- Parcel #
- 03-26-30-0725-0001-2380
- Zoning
- SR2
- MLS #
- O6426463
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Laminate, Tile
- Appliances
- Dishwasher, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Inside
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 8-12 Months
- Listing terms
- Cash
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyer to confirm any lease restrictions
Exterior & Construction
- Exterior features
- None
- Construction materials
- Block, Concrete
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Connected, Electricity Connected, Public, Sewer Connected, Water Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 8x10 |
| Living Room | First | 8x15 |
| Primary Bedroom | First | 12x15 |
Listing Details
- Listing date
- 2026-07-21
- On market date
- 2026-07-31
- Original list price
- $300,000
- Occupant type
- Owner
- MLS area
- 34769 - St Cloud (City of St Cloud)
- Listing AOR
- Sarasota - Manatee
- Status changed
- 2026-07-31
- Tax legal description
- S L & I C PB B PG 61-64 BEG AT SW COR LOT 243, N 165.13 FT, E 92.46 FT, S 165.13 FT, W 92.46 FT TO POB
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Highway 192 in St Cloud go North on Brown Chapel Road to 5th Street turn right (east), the home will be on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 3, 2026 at 6:35 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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