4148 Southern Vista Loop, FL4148 Southern Vista Loop, FL4148 Southern Vista Loop, FL
Stellar MLS
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$520,000

4148 Southern Vista Loop

St Cloud, FL 34772

Listing updated: August 26, 2026 at 4:56 PM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty At The Parks · Emily Armstrong · MLS #O6425383 · Active · 407-629-4420
5
Beds
3
Baths
2,791
Sq Ft
0.26
Acres
2023
Built
$186/sqft360° tour
Single Family Residence

Property type

2023

Year built

11,326 sqft

Lot size

$186

Price / sq ft

$110/mo

HOA dues

40

Days on market

2

Garage spaces

X

Flood zone

About this home

Short Sale. Welcome to 4148 Southern Vista Loop, where the privacy of an oversized conservation homesite meets the convenience of modern, move-in-ready living. Built in 2023 by Richmond American, this thoughtfully upgraded Moonstone model is perfectly positioned on one of Southern Pines' larger 0.26-acre homesites, NO REAR NEIGHBORS, offering peaceful conservation views, and generous spacing between neighboring homes. Offering 2,791 square feet, this versatile floor plan features five bedrooms, three full bathrooms, a spacious loft, and a first-floor bedroom with an adjacent full bath—ideal for guests, multigenerational living, or a private home office. Designed with both everyday living and entertaining in mind, the open-concept kitchen serves as the heart of the home with quartz countertops, premium cabinetry, a designer backsplash, stainless steel appliances, an oversized island with seating, abundant storage, and a walk-in pantry. The adjoining living and dining spaces flow seamlessly to the EXTENDED SCREENED LANAI, creating the perfect indoor-outdoor living experience. Throughout the home you'll find Luxury Vinyl Plank flooring in the main living areas, upgraded lighting and hardware, premium window treatments including motorized shades, ceiling fans, and thoughtfully selected finishes that elevate the home's modern design while maintaining warmth and functionality. Unlike purchasing new construction and starting with a blank canvas, many of the most desirable improvements have already been completed for you. Enjoy a screened lanai overlooking the conservation area, vinyl privacy fencing, smart-home enhancements, EV charging capability, garage utility sink with hot and cold water, multiple 240V outlets, hidden TV wiring, premium window treatments, and numerous custom touches that save both time and significant post-closing expense. Wake up to peaceful CONSERVATION VIEWS, enjoy your morning coffee while watching native Florida wildlife, then take advantage of Southern Pines' community pool and playground just minutes from your front door. Conveniently located near Lake Nona Medical City, Orlando International Airport, shopping, dining, top-rated schools, and major highways, this home offers the perfect balance of privacy, modern design, and everyday convenience. Beautifully maintained, thoughtfully upgraded, and truly move-in ready, this is an exceptional opportunity to own one of Southern Pines' most desirable homesites.

Estimated monthly payment

Principal & interest$2,629
Property taxes$482
Home insurance (est.)$238
HOA dues$110

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history40 days on market

  1. Status: Active
    Jul 17, 2026
  2. Listed$585,000
    Jul 17, 2026
  3. Price reduced$520,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
40
Subdivision
Southern Pines Ph 5
County
Osceola
Year built
2023
Living area
2,791 sq ft
Price/sq ft
$186
Building area
3,718 sq ft (Public Records)
Lot size
11,326 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12097C0260G)
Garage
2 spaces
Annual taxes
$5,778 (2025)
Parcel #
13-26-30-0663-0001-0420
Zoning
RESIDENTIA
MLS #
O6425383

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Interior Details

Bedrooms
5
Full bathrooms
3
Flooring
Carpet, Luxury Vinyl
Appliances
Dishwasher, Microwave, Range, Refrigerator
Interior features
Built-in Features, Ceiling Fans(s), Eat-in Kitchen, Open Floorplan, PrimaryBedroom Upstairs, Smart Home, Walk-In Closet(s), Window Treatments
Laundry
Inside, Laundry Room
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Driveway, Electric Vehicle Charging Station(s), Garage Door Opener

HOA & Financial

HOA fee
$330 / Quarterly
Monthly HOA
$110/mo
Total monthly fees
$110/mo
Total annual fees
$1,320
HOA name
Leland Management
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
Lighting, Other, Rain Gutters, Sidewalk
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed
Yes

Room Details

RoomLevelDimensions
Great RoomFirst19.8x17.5
Dining RoomFirst14x10
Primary BedroomSecond
KitchenFirst14.8x12.5
LoftSecond
Bedroom 2Second12x11
Bedroom 3Second12x10
Bedroom 4Second13x11
Bedroom 5First10x10

Listing Details

Listing date
2026-07-17
On market date
2026-07-17
Original list price
$585,000
Occupant type
Vacant
Special conditions
Short Sale
MLS area
34772 - St Cloud (Narcoossee Road)
Listing AOR
Orlando Regional
Status changed
2026-07-17
Tax legal description
SOUTHERN PINES PH 5 PB 31 PGS 133-139 LOT 42

Flood risk

Minimal riskFEMA Zone XPanel 12097C0260G

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Exit 240 toward Kissimmee Park Rd / Clay Whaley Rd, Turn east onto Kissimmee Park Rd, Continue to Nolte Road and turn left (north), Stay on Nolte Road for approximately 1.5 miles, Turn right into the Southern Pines community onto Southern Vista Loop, Arrive at 4148 Southern Vista Loop, which will be on your right

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 26, 2026 at 4:56 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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