$339,999
362 Lake StreetUmatilla, FL 32784
Listing updated: October 27, 2026 at 11:34 AM ET
Listing courtesy of Lpt Realty, Llc · Alexis Gibson · MLS #G5115104 · Active · 877-366-2213Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Built in 2021 and situated on a spacious lot in Umatilla, this 3-bedroom, 2-bathroom home offers the upgrades, space, and freedom you've been looking for, all with NO HOA! From the moment you step inside, you'll appreciate the open floor plan, LVP flooring throughout with NO CARPET, and updated tile work in both bathrooms. The generously sized primary suite features a MASSIVE walk-in closet with custom shelving and plenty of storage space. This home is equipped with SMART HOME technology, allowing you to control the lighting, ceiling fans, garage doors, and exterior doors through Alexa, while the upgraded front door lock can also be operated directly from your phone. An installed security camera system adds another layer of convenience, and the living room features a projector setup that can replace a traditional television, complete with HDMI and USB connectivity for streaming devices like Roku or Fire Stick. Outside, the improvements continue! The driveway has been extended with pavers on BOTH sides, providing additional parking for vehicles, trailers, or guests. The rear porch has been expanded into an oversized, FULLY SCREENED outdoor living space, complete with ceiling fans and lighting, making it ideal for entertaining or enjoying Florida evenings without the bugs! The fully fenced .40-acre backyard offers a dedicated playground area while still leaving an abundance of open space for pets, outdoor activities, gardening, or future plans. With a 2021 ROOF, A/C, and WATER HEATER, the major components are just as young as the home itself. Why wait on new construction and spend thousands more adding fencing, outdoor living space, and upgrades when it's already been done for you? This Umatilla property is ready for its next owner!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history65 days on market
- Status: ActiveOct 16, 2026
- Listed$349,900Jul 15, 2026
- Price reduced$339,999
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 65
- Subdivision
- Vista Oaks
- County
- Lake
- Year built
- 2021
- Living area
- 1,341 sq ft
- Price/sq ft
- $254
- Building area
- 1,947 sq ft (Public Records)
- Lot size
- 16,995 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12069C0210E)
- Garage
- 2 spaces
- Annual taxes
- $4,767 (2025)
- Parcel #
- 12-18-26-001100000700
- MLS #
- G5115104
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
- Interior features
- Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- Total monthly fees
- None
- Total annual fees
- None
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Playground, Rain Gutters, Sidewalk
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Underground Utilities, Water Available
Community
- Pets allowed
- No
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | 11x18 | |
| Bathroom 2 | 8x5 | |
| Bedroom 3 | 11x10 | |
| Bedroom 2 | 12x10 | |
| Primary Bathroom | 12x12 | |
| Primary Bedroom | 16x13 | |
| Dining Room | 11x8 | |
| Living Room | 13x19 | |
| Foyer | 10x8 |
Listing Details
- Listing date
- 2026-07-14
- On market date
- 2026-07-15
- Original list price
- $349,900
- Occupant type
- Owner
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Orlando Regional
- Status changed
- 2026-10-16
- Tax legal description
- UMATILLA, VISTA OAKS SUB LOT 7 PB 70 PG 31-32
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Eustis: Take Bay St. (SR 19) towards Umatilla. Make a Left on Lake St. (Save-a-lot) Plaza. Corner lot in Lake and Maxwell. Look for sign.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of October 27, 2026 at 11:34 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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