362 Lake Street, FL362 Lake Street, FL362 Lake Street, FL
Stellar MLS
1 / 36

$349,900

362 Lake Street

Umatilla, FL 32784

Listing updated: July 16, 2026 at 6:48 AM ET

Active
Stellar MLSListing courtesy of Lpt Realty, Llc · Alexis Gibson · MLS #G5115104 · Active · 877-366-2213
3
Beds
2
Baths
1,341
Sq Ft
0.39
Acres
2020
Built
$261/sqft
Single Family Residence

Property type

2020

Year built

16,995 sqft

Lot size

$261

Price / sq ft

No HOA

HOA dues

1

Day on market

2

Garage spaces

X

Flood zone

About this home

Virtually Staged. Built in 2021, this 3-bedroom, 2-bath home sits on .40 acres in Umatilla with NO HOA and a fully fenced backyard. No carpet here, LVP flooring runs throughout the entire home, and both bathrooms feature updated tile work. The large primary suite includes a MASSIVE walk-in closet with plenty of storage. The home is also set up as a smart home, allowing you to control the lighting, fans, garage doors, and exterior doors with Alexa, along with an upgraded front door lock that can be controlled directly from your phone. Security cameras are already installed for added protection. In the living room, the projector can be used in place of a traditional TV and connects through HDMI or USB for devices such as a Fire Stick or Roku. The driveway has been extended with pavers on both sides, creating additional parking space. Out back, the porch was expanded and updated to create a huge, fully screened patio with installed fans and lighting. The fenced .40-acre lot also includes a dedicated playground area while still leaving plenty of backyard space to use however you choose. Roof, A/C, and water heater are all 2021. No need to wait on new construction when this home is already built, fenced, upgraded, and ready to go.

Estimated monthly payment

Principal & interest$1,769
Property taxes$397
Home insurance (est.)$160

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 15, 2026
  2. Listed$349,900
    Jul 15, 2026
  3. Price increased$349,900

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
Vista Oaks
County
Lake
Year built
2020
Living area
1,341 sq ft
Price/sq ft
$261
Building area
1,947 sq ft (Public Records)
Lot size
16,995 sq ft
Lot category
1/4 to less than 1/2
Flood zone
X (12069C0210E)
Garage
2 spaces
Annual taxes
$4,767 (2025)
Parcel #
12-18-26-001100000700
MLS #
G5115104

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Vinyl
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
Interior features
Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
Laundry
Inside, Laundry Closet
Stories / Levels
One
Direction faces
South

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
French Doors, Playground, Rain Gutters, Sidewalk
Construction materials
Block, Stone, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Asphalt

Utilities

Sewer
Septic Needed, Septic Tank
Water source
Public
Utilities
Cable Available, Electricity Available, Underground Utilities, Water Available

Community

Pets allowed
No

Schools

ElementaryBUmatilla ElemGreatSchools ↗
MiddleBUmatilla MiddleGreatSchools ↗
High SchoolBUmatilla HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
KitchenFirst11x18
Bathroom 2First8x5
Bedroom 3First11x10
Bedroom 2First12x10
Primary BathroomFirst12x12
Primary BedroomFirst16x13
Dining RoomFirst11x8
Living RoomFirst13x19
FoyerFirst10x8

Listing Details

Listing date
2026-07-14
On market date
2026-07-15
Original list price
$349,900
Occupant type
Owner
MLS area
32784 - Umatilla / Dona Vista
Listing AOR
Orlando Regional
Status changed
2026-07-15
Tax legal description
UMATILLA, VISTA OAKS SUB LOT 7 PB 70 PG 31-32

Flood risk

Minimal riskFEMA Zone XPanel 12069C0210E

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Eustis: Take Bay St. (SR 19) towards Umatilla. Make a Left on Lake St. (Save-a-lot) Plaza. Corner lot in Lake and Maxwell. Look for sign.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 16, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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