$349,900
362 Lake Street
Umatilla, FL 32784
Listing updated: July 16, 2026 at 6:48 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Virtually Staged. Built in 2021, this 3-bedroom, 2-bath home sits on .40 acres in Umatilla with NO HOA and a fully fenced backyard. No carpet here, LVP flooring runs throughout the entire home, and both bathrooms feature updated tile work. The large primary suite includes a MASSIVE walk-in closet with plenty of storage. The home is also set up as a smart home, allowing you to control the lighting, fans, garage doors, and exterior doors with Alexa, along with an upgraded front door lock that can be controlled directly from your phone. Security cameras are already installed for added protection. In the living room, the projector can be used in place of a traditional TV and connects through HDMI or USB for devices such as a Fire Stick or Roku. The driveway has been extended with pavers on both sides, creating additional parking space. Out back, the porch was expanded and updated to create a huge, fully screened patio with installed fans and lighting. The fenced .40-acre lot also includes a dedicated playground area while still leaving plenty of backyard space to use however you choose. Roof, A/C, and water heater are all 2021. No need to wait on new construction when this home is already built, fenced, upgraded, and ready to go.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 15, 2026
- Listed$349,900Jul 15, 2026
- Price increased$349,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Subdivision
- Vista Oaks
- County
- Lake
- Year built
- 2020
- Living area
- 1,341 sq ft
- Price/sq ft
- $261
- Building area
- 1,947 sq ft (Public Records)
- Lot size
- 16,995 sq ft
- Lot category
- 1/4 to less than 1/2
- Flood zone
- X (12069C0210E)
- Garage
- 2 spaces
- Annual taxes
- $4,767 (2025)
- Parcel #
- 12-18-26-001100000700
- MLS #
- G5115104
Ask about this home
Have a question? Ask the broker directly.
Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.
Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Vinyl
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Range Hood
- Interior features
- Crown Molding, Eat-in Kitchen, Kitchen/Family Room Combo, Open Floorplan, Stone Counters, Thermostat, Walk-In Closet(s)
- Laundry
- Inside, Laundry Closet
- Stories / Levels
- One
- Direction faces
- South
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- French Doors, Playground, Rain Gutters, Sidewalk
- Construction materials
- Block, Stone, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Septic Needed, Septic Tank
- Water source
- Public
- Utilities
- Cable Available, Electricity Available, Underground Utilities, Water Available
Community
- Pets allowed
- No
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Kitchen | First | 11x18 |
| Bathroom 2 | First | 8x5 |
| Bedroom 3 | First | 11x10 |
| Bedroom 2 | First | 12x10 |
| Primary Bathroom | First | 12x12 |
| Primary Bedroom | First | 16x13 |
| Dining Room | First | 11x8 |
| Living Room | First | 13x19 |
| Foyer | First | 10x8 |
Listing Details
- Listing date
- 2026-07-14
- On market date
- 2026-07-15
- Original list price
- $349,900
- Occupant type
- Owner
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Orlando Regional
- Status changed
- 2026-07-15
- Tax legal description
- UMATILLA, VISTA OAKS SUB LOT 7 PB 70 PG 31-32
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Eustis: Take Bay St. (SR 19) towards Umatilla. Make a Left on Lake St. (Save-a-lot) Plaza. Corner lot in Lake and Maxwell. Look for sign.
More homes like this


$175,000
3913 Vista Oaks Circle Ne, Palm Bay, Fl 32905
Palm Bay, FL 32905
2 bd · 2 ba · 1,236 sqft
Vista Oaks
MLS ID #1077914, Premium Properties Real Estate.
Listing provided by Space Coast MLS (Space Coast Association of REALTORS®)


$210,000
2715 Vista Oaks Circle Ne, Palm Bay, Fl 32905
Palm Bay, FL 32905
2 bd · 2 ba · 1,236 sqft
Vista Oaks
MLS ID #1078939, Grand Star Realty of Brevard.
Listing provided by Space Coast MLS (Space Coast Association of REALTORS®)

$295,000
108 Twin Lake Cir
Umatilla, FL 32784
3 bd · 2 ba · 1,277 sqft
Umatilla Twin Lake Estates Sub
MLS ID #V4947781, COMPLETE REALTY.
Listing provided by Stellar MLS
$319,400
1917 Pine Meadows Golfcourse Rd
Eustis, FL 32726
4 bd · 2 ba · 1,824 sqft
Pine Meadows 50'S
MLS ID #O6401490, LENNAR REALTY.
Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 16, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA