$364,900
3653 Scarlet Oak Drive
St Cloud, FL 34772
Listing updated: August 5, 2026 at 3:03 PM ET
Listing courtesy of Top Saving Realty · Sonya Dietsch · MLS #S5153741 · Active · 407-846-0573Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This 3-bedroom, 2-bathroom home perfectly blends value and a prime location. Its open-concept layout features a kitchen facing the dining and living spaces, creating an ideal setup for family get-togethers. Notable details include 18x18 ceramic tiling in wet zones and stainless-steel kitchen appliances. The neighborhood offers large homesites, open green spaces, and conservation views. Commuting is easy with fast access to the Florida Turnpike, the airport, and Lake Nona/Medical City. You can host guests at home or visit Lakeshore Park to enjoy its marina, picnic areas, splash pad, and beachfront playground. Do not pass up this chance to buy an affordable property. This one is priced to be sold fast! * Information recorded in the MLS is intended to be accurate, but NOT GUARANTEED. HOA fees and regulations, home square footage, room sizes, and lot size should be independently verified.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history22 days on market
- Status: ActiveJul 14, 2026
- Listed$368,000Jul 14, 2026
- Price reduced$364,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 22
- Subdivision
- Savanna
- County
- Osceola
- Year built
- 2020
- Living area
- 1,676 sq ft
- Price/sq ft
- $218
- Building area
- 2,262 sq ft (Public Records)
- Lot size
- 7,841 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X (12097C0270G)
- Garage
- 2 spaces
- Annual taxes
- $3,624 (2025)
- Parcel #
- 03-27-30-0638-0001-0410
- Zoning
- X
- MLS #
- S5153741
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile, Laminate
- Appliances
- Dishwasher, Disposal, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s)
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- North
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway
HOA & Financial
- HOA fee
- $225 / Quarterly
- Monthly HOA
- $75/mo
- Total monthly fees
- $75/mo
- Total annual fees
- $900
- HOA name
- Access Residential Management
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Minimum
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
- Additional lease restrictions
- Buyers and their agents are advised to confirm lease restrictions with the HOA directly. Neither the listing agent nor the seller has knowledge of these restrictions.
Exterior & Construction
- Exterior features
- Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Asphalt
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Available, Sewer Available, Water Available
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 15x13 |
| Bedroom 2 | First | 12x11 |
| Bedroom 3 | First | 12x11 |
| Dining Room | First | 15x12 |
| Kitchen | First | 12x8 |
| Living Room | First | 16x12 |
Listing Details
- Listing date
- 2026-07-14
- On market date
- 2026-07-14
- Original list price
- $368,000
- Occupant type
- Owner
- MLS area
- 34772 - St Cloud (Narcoossee Road)
- Listing AOR
- Osceola
- Status changed
- 2026-07-14
- Tax legal description
- SAVANNA PB 28 PGS 84-85 LOT 41
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From Orlando, go South on Florida's Turnpike, Take exit 240 onto Kissimmee Park R d. Turn right onto Old Canoe Creek Rd. Turn right onto Friars Cove Rd. In about 1 mile the community is on your left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 5, 2026 at 3:03 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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