4084 Stone Creek Loop, FL4084 Stone Creek Loop, FL4084 Stone Creek Loop, FL
Stellar MLS
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$395,000

4084 Stone Creek Loop

Lake Wales, FL 33859

Listing updated: July 16, 2026 at 9:17 AM ET

Active
Stellar MLSListing courtesy of Keller Williams Realty Smart 1 · Don Jerue · MLS #L4963470 · Active · 863-508-3000
3
Beds
2
Baths
2,074
Sq Ft
0.16
Acres
2014
Built
55+ community$190/sqft360° tour
Single Family Residence

Property type

2014

Year built

6,900 sqft

Lot size

$190

Price / sq ft

$5/mo

HOA dues

3

Days on market

2

Garage spaces

X

Flood zone

About this home

NO REMAINING CDD BALANCE—and a customized garage built for the Florida lifestyle. Welcome to 4084 Stone Creek Loop, located in the highly regarded 55+ community of Lake Ashton. This well-maintained home combines comfortable everyday living with two advantages that clearly separate it from much of the competition: the CDD assessment has already been paid in full, and the garage has been extensively customized to accommodate a boat and trailer measuring up to approximately 22 feet in overall length. Inside, the spacious kitchen offers abundant wood cabinetry, granite countertops, stainless-steel appliances, recessed lighting, decorative pendant lights, tile flooring, and an extended breakfast bar overlooking the main living area. The open arrangement provides excellent workspace and an easy flow for entertaining family and friends. The garage is truly one of the home’s standout features. Finished with impressive attention to detail, it includes a durable coated floor, extensive wall-mounted organization, bright overhead lighting, custom wood accents, and a specially designed recessed boat bay. Whether used for a bass boat, fishing equipment, tools, hobbies, golf-cart storage, or a serious workshop, this is the kind of space that is difficult and expensive to recreate. At the rear of the home, a large screened lanai expands the living area and provides a comfortable place to enjoy Florida mornings, evening breezes, or relaxed gatherings. The open backyard adds a pleasant sense of space without the upkeep of a private pool. Lake Ashton is known throughout the Lake Wales and Winter Haven area for its active-adult lifestyle, gated setting, golf, clubhouses, dining, recreation, social activities, and community atmosphere. Here, buyers can enjoy the amenities and lifestyle they are looking for while benefiting from a paid-off CDD and one of the most useful garage configurations available in the neighborhood. This is more than another Lake Ashton home—it is a property designed for someone who wants to enjoy Florida living without giving up the boat, tools, hobbies, or storage space that make retirement fun.

Estimated monthly payment

Principal & interest$1,997
Property taxes$229
Home insurance (est.)$181
HOA dues$5

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history3 days on market

  1. Status: Active
    Jul 13, 2026
  2. Listed$395,000
    Jul 13, 2026
  3. Price increased$395,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
3
Subdivision
Lake Ashton Golf Club Ph 06
County
Polk
Year built
2014
Living area
2,074 sq ft
Price/sq ft
$190
Building area
3,072 sq ft (Public Records)
Lot size
6,900 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12105C0535H)
Garage
2 spaces
Annual taxes
$2,743 (2025)
Parcel #
27-29-19-865202-011930
MLS #
L4963470

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Carpet, Tile
Appliances
Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Interior features
Ceiling Fans(s), Kitchen/Family Room Combo, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
North

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes

HOA & Financial

HOA fee
$55 / Annually
Monthly HOA
$5/mo
Total monthly fees
$5/mo
Total annual fees
$55
HOA name
Tanisha Schroeder
CDD
Yes
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please independently verify leasing restrictions with HOA.
Approval process
Please independently verify approval process with HOA.

Exterior & Construction

Exterior features
Sliding Doors
Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Yes
Senior community
Yes

Room Details

RoomLevelDimensions
KitchenFirst
Living RoomFirst
Primary BedroomFirst
Bedroom 2First
Bedroom 3First

Listing Details

Listing date
2026-07-13
On market date
2026-07-13
Original list price
$395,000
Occupant type
Owner
MLS area
33859 - Lake Wales
Listing AOR
East Polk
Status changed
2026-07-13
Tax legal description
LAKE ASHTON GOLF CLUB PHASE VI PB 144 PG 12-14 LOT 1193

Flood risk

Minimal riskFEMA Zone XPanel 12105C0535H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Take Hwy 27 to Thompson Nursery Rd, go 1.5 miles to Lake Ashton gate, guard will direct to property.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 16, 2026 at 9:17 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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