$164,500
114 Fernwood Circle
Seminole, FL 33777
Listing updated: July 17, 2026 at 6:48 AM ET
Listing courtesy of Pinellas Realty Group Inc · Temme Peterson · MLS #TB8528249 · Active · 727-421-6582Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Flood zone
About this home
Enjoy the opportunity to make this ground-floor, canal-front 2-bedroom condo your own in the desirable 55+ community of The Gardens in Seminole. Perfect as a seasonal getaway or year-round residence, this unit offers great bones and is ready for your personal cosmetic updates. Features include newer windows, some kitchen updates, and peaceful views of the pool, mature trees, and lush landscaping. Nestled on four beautifully landscaped acres adjacent to Lake Seminole Park and set back from the road, The Gardens provides a quiet, park-like setting just minutes from shopping, restaurants, and the Gulf beaches.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 16, 2026
- Listed$164,500Jul 16, 2026
- Price increased$164,500
Facts & features
- Property type
- Residential
- Sub type
- Condominium
- Status
- Active
- Days on market
- 1
- Subdivision
- Gardens The Condo
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,285 sq ft
- Price/sq ft
- $128
- Lot size
- 205,906 sq ft
- Lot category
- 2 to less than 5
- Flood zone
- AE
- Annual taxes
- $2,637 (2025)
- Parcel #
- 26-30-15-30271-004-1140
- MLS #
- TB8528249
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 1
- Half bathrooms
- 1
- Flooring
- Carpet, Ceramic Tile, Laminate
- Appliances
- Dishwasher, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Living Room/Dining Room Combo
- Laundry
- Electric Dryer Hookup, Inside, Other, Washer Hookup
- Stories / Levels
- One
- Direction faces
- Southwest
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Parking features
- Assigned
HOA & Financial
- Total monthly fees
- $636/mo
- Total annual fees
- $7,632
- HOA name
- Temme Peterson
- CDD
- No
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional
- Ownership
- Condominium
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- one renter must be 55+ and reside full time. No one under the age of 18. No pets allowed.
- Approval process
- All paperwork is attached to the MLS listing. Contact Temme Peterson for further information - 727.421.6582. Do not contact the management company.
Exterior & Construction
- Exterior features
- Lighting, Outdoor Grill, Outdoor Shower, Sidewalk
- Construction materials
- Block, Stucco
- Roof
- Built-Up
- Foundation
- Slab
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Canal/Lake For Irrigation, Public
- Utilities
- Cable Connected, Electricity Connected, Fire Hydrant, Sewer Connected, Water Connected
Community
- Pets allowed
- Cats OK, Dogs OK, Number Limit, Size Limit, Yes
- Senior community
- Yes
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x17 |
| Bedroom 2 | First | 11x12 |
| Kitchen | First | 9x11 |
| Florida Room | First | 13x10 |
| Living Room | First | 15x23 |
Listing Details
- Listing date
- 2026-07-14
- On market date
- 2026-07-16
- Original list price
- $164,500
- Occupant type
- Vacant
- MLS area
- 33777 - Seminole/Largo
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-16
- Tax legal description
- GARDENS, THE 106 CONDO BLDG D, UNIT 114 TOGETHER WITH THE USE OF PARKING SPACES 114 & 114
Flood risk
FEMA Special Flood Hazard Area (1% annual-chance / “100-year” floodplain). Flood insurance is generally required by mortgage lenders.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Park Blvd. - West on Garden Dr. to last circle (Fernwood) on the left. Follow arrows to the right to the 4th building and look for unit numbers on the building.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 17, 2026 at 6:48 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.
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