$349,900
81 Twin Lake Cir
Umatilla, FL 32784
Listing updated: July 13, 2026 at 6:47 AM ET
Listing courtesy of Hanson Real Estate Group, Inc. · Leslie Hanson Rotarius · MLS #G5114906 · Active · 352-383-3772Property type
Year built
Lot size
Price / sq ft
HOA dues
Day on market
Garage spaces
Flood zone
About this home
Virtually Staged. Beautifully maintained and filled with pride of ownership, this 3-bedroom, 2-bath home is located in the gated 55+ community of Twin Lakes Estates and sits on over half an acre with mature landscaping, inviting outdoor spaces, and a peaceful setting. From the curb appeal to the thoughtfully cared-for interior, this property offers comfort, space, and a well-kept atmosphere in an established gated community. The spacious floor plan features a formal living room, formal dining room, breakfast area, inside laundry room, and a bright Florida room overlooking the backyard. Crown moulding accents the main living areas, adding a polished touch, while wood flooring in the primary bedroom and second bedroom brings warmth and character to the home. The primary suite offers a large walk-in closet and ensuite bathroom, creating a comfortable private retreat. Outdoor living is a highlight of this property, with a Florida room, 16x9 deck, gazebo, and mature landscaping that create multiple spaces to relax, entertain, garden, or simply enjoy the Florida lifestyle. The oversized lot offers room to enjoy the outdoors while still having the benefits of community amenities. Twin Lakes Estates offers gated entry, a community clubhouse with kitchenette, and a swimming pool, adding convenience and value for residents. Well maintained, nicely situated, and offering a flexible floor plan with desirable indoor and outdoor living spaces, this Twin Lakes Estates home is ready for its next owner.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history1 days on market
- Status: ActiveJul 12, 2026
- Listed$349,900Jul 12, 2026
- Price increased$349,900
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 1
- Cumulative DOM
- 199
- Subdivision
- Twin Lakes Estates
- County
- Lake
- Year built
- 2007
- Living area
- 1,898 sq ft
- Price/sq ft
- $184
- Building area
- 2,562 sq ft (Public Records)
- Lot size
- 24,394 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X
- Garage
- 2 spaces
- Annual taxes
- $2,310 (2025)
- Parcel #
- 01-18-26-2001-000-07800
- Zoning
- R-3
- MLS #
- G5114906
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Open Floorplan, Primary Bedroom Main Floor, Split Bedroom, Thermostat, Walk-In Closet(s), Window Treatments
- Laundry
- Inside, Laundry Room
- Stories / Levels
- One
- Direction faces
- Northeast
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Driveway, Garage Door Opener
HOA & Financial
- HOA fee
- $600 / Annually
- Monthly HOA
- $50/mo
- Total monthly fees
- $50/mo
- Total annual fees
- $600
- HOA name
- Twin Lakes Estates Homeowners Association
- CDD
- No
- Min lease term
- 1 Month
- Listing terms
- Cash, Conventional, FHA, USDA Loan, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- No more than 6 months; please confirm restrictions with the HOA
- Approval process
- Application
Exterior & Construction
- Exterior features
- French Doors, Rain Gutters
- Construction materials
- Block, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Public
- Utilities
- Electricity Connected
Community
- Pets allowed
- Yes
- Senior community
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Foyer | First | 5x6 |
| Dinette | First | 10x9 |
| Kitchen | First | 15x10 |
| Dining Room | First | 15x12 |
| Living Room | First | 17x16 |
| Primary Bedroom | First | 14x15 |
| Primary Bathroom | First | 6x15 |
| Bedroom 2 | First | 13x10 |
| Bedroom 3 | First | 10x11 |
| Florida Room | First | 15x9 |
| Laundry | First | 7x10 |
Listing Details
- Listing date
- 2026-07-12
- On market date
- 2026-07-12
- Original list price
- $349,900
- Occupant type
- Vacant
- MLS area
- 32784 - Umatilla / Dona Vista
- Listing AOR
- Lake and Sumter
- Status changed
- 2026-07-12
- Tax legal description
- TWIN LAKES ESTATES PHASE II PB 49 PG 39-40 LOT 78 AND BEGIN AT THE WESTERLY CORNER OF TRACT A RUN NO
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From downtown Umatilla, head north on SR 19/N Central Avenue. Continue north on SR 19 to the first entrance of Twin Lakes Estates. Turn left onto Twin Lake Circle. Property will be the first home on the left.
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Listing provided by Stellar MLS
Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of July 13, 2026 at 6:47 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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