


$1,595,000
9275 186th Terrace
Dunnellon, FL 34432
Listing updated: September 19, 2026 at 2:06 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Welcome to one of the Rainbow River’s most desired locations, just north of KP Hole Park, where the water settles into that unmistakable turquoise the river was named for. Across the bank, preserved in perpetuity, protected state park land rises in a skyline of cypress, mirrored on the water’s surface — a view of beauty you’ll never tire of looking at. Full of love and appreciation for its beauty, this 2/2.5/2 gated riverfront home has been thoughtfully updated, adding a rare touch of luxury and ease to life along the Rainbow River. Move-in ready and gorgeously renovated, this is the kind of place where you truly don’t have to lift a finger — settle in. Inside, the kitchen has granite countertops and upgraded appliances, opening to a bar view overlooking a beautiful view of the Rainbow River. Two spacious bedrooms, with a gorgeous recently remodeled primary bathroom, and a sleeping loft — with its own river view — bring an unexpected romantic twist, begging to become someone’s favorite reading nook or private hideaway. The fireplace adds that extra layer of warmth, drawing you closer as you unwind after a day of playing on the river. But the back porch may be where you end up living most of the year. And in all reality, coffee just tastes different here — sip slowly and watch the morning mist rise off the water as the river drifts by in its own unhurried time. With a new roof in 2024 and new HVAC arriving in the coming weeks, the big-ticket items are already taken care of — so all that’s left to do is relax and enjoy life. Best of all, step outside to your dock and quietly slip into your private swimming area - 72-degree spring water, cool and clear even on the warmest Florida afternoon. Watch Great Blue Herons stand motionless in hunting position along the shoreline, Ospreys wheeling overhead before folding into a dive, and turtles working their funny, almost yoga-like contortions as they perch on nearby logs. If you’re lucky, a few otters might slip past, playing in the shallows. Some homes give you a view. This one gives you a relationship — with the water, with the wildlife, with a stretch of river so protected and so pristine that its beauty is written into law as much as it is into the landscape. Here, morning comes with company you didn’t have to invite.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history71 days on market
- Status: ActiveJul 10, 2026
- Listed$1,595,000Jul 10, 2026
- Price increased$1,595,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 71
- Subdivision
- K P
- County
- Marion
- Year built
- 2008
- Living area
- 1,810 sq ft
- Price/sq ft
- $881
- Building area
- 2,740 sq ft (Public Records)
- Lot size
- 26,136 sq ft
- Lot category
- 1/2 to less than 1
- Flood zone
- X500* (12083C0658D)
- Garage
- 2 spaces
- Annual taxes
- $6,816 (2025)
- Parcel #
- 34683-000-00
- Zoning
- R1
- MLS #
- OM728150
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Interior Details
- Bedrooms
- 2
- Full bathrooms
- 2
- Half bathrooms
- 1
- Flooring
- Carpet, Tile, Wood
- Appliances
- Dishwasher, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
- Interior features
- Ceiling Fans(s), High Ceilings, Primary Bedroom Main Floor, Stone Counters, Vaulted Ceiling(s), Walk-In Closet(s), Window Treatments
- Laundry
- Laundry Room
- Stories / Levels
- Two
- Direction faces
- West
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Oversized
HOA & Financial
- Total monthly fees
- $0/mo
- Total annual fees
- $0
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- No Rent
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- No
Exterior & Construction
- Exterior features
- Balcony, Lighting, Rain Gutters
- Construction materials
- Block, Cement Siding, Concrete, Stucco
- Roof
- Shingle
- Foundation
- Slab
- Waterfront
- Yes
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Septic Tank
- Water source
- Well
- Utilities
- Electricity Connected
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Balcony/Porch/Lanai | First | 30.7x8.11 |
| Primary Bedroom | First | 16.2x12.4 |
| Living Room | First | 13.1x17.2 |
| Kitchen | First | 13.5x14 |
| Dining Room | First | 16.1x8 |
| Bedroom 2 | Second | 30.1x12 |
| Loft | Second | 10.2x8.2 |
Listing Details
- Listing date
- 2026-07-08
- On market date
- 2026-07-10
- Original list price
- $1,595,000
- Occupant type
- Owner
- MLS area
- 34432 - Dunnellon
- Listing AOR
- Ocala - Marion
- Status changed
- 2026-07-10
- Tax legal description
- SEC 18 TWP 16 RGE 19 PLAT BOOK C PAGE 099 K P SUB BLK A S 1/2 OF LOT 6
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
From US 41 in Dunnellon, Fl, Turn East on SW 99th Place, North on SW 190th Ave Rd, and make a right just after KP Hole on SW 186th Ter, also referred to on Google Maps as Rainbow Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 19, 2026 at 2:06 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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