437 Gandy Cemetery Road, FL
Stellar MLS
1 / 1

$639,999

437 Gandy Cemetery Road

Bartow, FL 33830

Listing updated: September 14, 2026 at 7:59 PM ET

Active
Stellar MLSListing courtesy of Keller Williams St Pete Realty · Brian Sandstrom · MLS #TB8527383 · Active · 727-894-1600
4
Beds
2
Baths
2,427
Sq Ft
0.99
Acres
2021
Built
6-car garage$264/sqft
Single Family Residence

Property type

2021

Year built

43,316 sqft

Lot size

$264

Price / sq ft

No HOA

HOA dues

67

Days on market

6

Garage spaces

X,AE

Flood zone

About this home

SELLER IS OFFERING A RATE BUYDOWN OR A CREDIT TOWARD CLOSING COSTS — IF RATES ARE THE ONLY THING HOLDING YOU BACK, LET'S TALK NUMBERS. This 4-bed, 2-bath custom ranch sits on just under an acre in Bartow's Dean Ranch — no HOA, no CDD, and room to actually use your land. Built in 2021, 2,427 heated sqft, stone counters, high ceilings, and a home office already in place. Here's what most listings don't have: a fully fenced lot with gated keypad entry and two-way intercom, extra concrete parking, RV parking, boat parking, and a shop that's the real deal — insulated walls and doors, three 10-ft bay doors, air lines run throughout, and a 4-post car lift already installed. A whole-property generator covers the house and the shop, so storm season stops being a threat. Outside is built for actual Florida living — covered patio, screened room, and an outdoor kitchen with a dishwasher. Irrigation, gutters, public water, septic, all handled. Minutes off Hwy 60 to Bartow, Lakeland, and Winter Haven. Mechanics, car guys, RV owners, anyone who wants space and a shop without an HOA saying no — this is built for you. Ask about seller concessions and come see it in person.

Estimated monthly payment

Principal & interest$3,236
Property taxes$456
Home insurance (est.)$293

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history67 days on market

  1. Status: Active
    Jul 9, 2026
  2. Listed$730,000
    Jul 9, 2026
  3. Price reduced$639,999

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
67
Subdivision
Dean Ranch
County
Polk
Year built
2021
Living area
2,427 sq ft
Price/sq ft
$264
Building area
3,087 sq ft (Public Records)
Lot size
43,316 sq ft
Lot category
1/2 to less than 1
Flood zone
X,AE (12105C0520G)
Garage
6 spaces
Annual taxes
$5,467 (2025)
Parcel #
25-29-35-363485-000070
MLS #
TB8527383

Ask about this home

Have a question? Ask the broker directly.

Ryan Solberg answers personally — no call center, no spam. Your question goes straight to him.

Your question is private and goes only to Ryan — it is never published on this page.

Interior Details

Bedrooms
4
Full bathrooms
2
Flooring
Carpet, Ceramic Tile, Laminate
Appliances
Dishwasher, Disposal, Electric Water Heater, Microwave, Range, Refrigerator
Interior features
Ceiling Fans(s), Eat-in Kitchen, High Ceilings, In Wall Pest System, Open Floorplan, Primary Bedroom Main Floor, Solid Surface Counters, Stone Counters, Walk-In Closet(s)
Laundry
Inside
Stories / Levels
One
Direction faces
Northeast

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
6
Attached garage
Yes
Parking features
Boat, Covered, Driveway, Guest, Oversized, RV Garage, RV Access/Parking, Workshop in Garage

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Construction materials
Block, Stucco
Roof
Shingle
Foundation
Slab
Road surface
Concrete, Paved

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Water Connected

Community

Pets allowed
Cats OK, Dogs OK, Yes

Schools

ElementaryEagle Lake ElemGreatSchools ↗
MiddleBartow MiddleGreatSchools ↗
High SchoolBartow HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Great RoomFirst20x18
Living RoomFirst12x12
Dining RoomFirst12x10
KitchenFirst16x11
Primary BedroomFirst17x14
Bedroom 2First12x12
Bedroom 3First13x11
Bedroom 4First13x11
Balcony/Porch/LanaiFirst18x11
OfficeFirst11x10

Listing Details

Listing date
2026-07-08
On market date
2026-07-09
Original list price
$730,000
Occupant type
Owner
MLS area
33830 - Bartow
Listing AOR
Suncoast Tampa
Status changed
2026-07-09
Tax legal description
DEAN RANCH PB 182 PGS 47-48 LOT 7

Flood risk

Zone X,AEFEMA Zone X,AEPanel 12105C0520G

See FEMA for this zone’s designation and insurance requirements.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Heading East on HWY 60 E turn north onto Gandy Cemetery Rd, house is on right.

More homes like this

MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 14, 2026 at 7:59 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

Ryan Solberg, Broker · MaxLife Realty LLC · FL License #BK3354351 · Equal Housing Opportunity · Full disclaimer · DMCA