


$1,395,000
1105 3rd Street
Palmetto, FL 34221
Listing updated: August 11, 2026 at 10:23 AM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
Experience waterfront luxury in the prestigious gated community of Riviera Dunes, where every day begins with breathtaking water views and ends with effortless access to the Gulf. Perfectly positioned on the community's 18-foot-man made harbor, this beautifully updated residence includes a private boat slip on 3rd Street that accommodates up to a 60-foot boat, offering direct Gulf access in just minutes. Such an exceptional opportunity for serious boaters! This meticulously maintained home offers over 3,200 square feet of thoughtfully designed living space featuring 4 bedrooms, 3.5 bathrooms, impressive 12-foot ceilings, elegant 8-foot doors, rich refinished hardwood floors (2022), fresh interior paint, plantation shutters (2022), and new carpet (2025). The chef's kitchen is outfitted with premium stainless steel appliances, including a Sub-Zero refrigerator/freezer, Thermador oven, Bosch dishwasher, newer microwave, and abundant cabinetry designed for both everyday living and entertaining. The laundry room features new cabinetry and a cedar-lined storage closet—the perfect solution for seasonal items and keeping valuables protected. Designed to embrace Florida's indoor-outdoor lifestyle, the screened lanai (2022) overlooks the tranquil lagoon and features a heated pool, a bonus roll-down screen for added comfort and privacy, and plenty of space to entertain. Recent improvements provide exceptional peace of mind, including a new A/C system (2026), a clean 4-point inspection, cement tile roof, tankless water heater, new pool heater (2024), rebuilt self-cleaning pool pop-up system (2022), new pool cage (2022), upgraded fine-mesh screen enclosure (2023), landscape uplighting, laundry room cabinetry, Samsung washer and dryer (2025), and updated boat slip poles and power post (2025). Situated on the Manatee River with quick and easy access to the Gulf of Mexico, Tampa Bay, and the Intracoastal Waterway, Riviera Dunes is one of Florida's premier West Coast boating communities. Its 18-foot-deep, man-made harbor is among the largest hurricane-protected harbors in the state, offering residents private boat slips either behind their homes or at neighborhood docks. Residents also enjoy resort-style amenities including a private marina, community pool, fitness center, tennis and pickleball courts, waterfront dining, and convenient access to shopping and major commuter routes. Luxury, convenience, and an unmatched boating lifestyle. This is ABSOLUTELY waterfront living at its finest.
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history28 days on market
- Status: ActiveJul 15, 2026
- Listed$1,395,000Jul 14, 2026
- Price increased$1,395,000
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 28
- Subdivision
- Northshore At Riviera Dunes Ph 1-A
- County
- Manatee
- Year built
- 2002
- Living area
- 3,252 sq ft
- Price/sq ft
- $429
- Building area
- 4,119 sq ft (Public Records)
- Lot size
- 8,999 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X500* (12081C0168F)
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $20,216 (2025)
- Parcel #
- 2581703049
- Zoning
- C2
- MLS #
- TB8526709
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Interior Details
- Bedrooms
- 4
- Full bathrooms
- 3
- Half bathrooms
- 1
- Flooring
- Carpet, Luxury Vinyl, Tile
- Appliances
- Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Solar Hot Water, Tankless Water Heater, Washer
- Interior features
- Ceiling Fans(s), Crown Molding
- Laundry
- Laundry Room
- Stories / Levels
- One
- Direction faces
- South
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Circular Driveway
HOA & Financial
- HOA fee
- $490 / Quarterly
- Monthly HOA
- $163/mo
- Total monthly fees
- $163/mo
- Total annual fees
- $1,960
- HOA name
- Tracy Goelz - Northshore at Riviera Dunes PH 1A
- CDD
- No
- Min lease term
- 7 Months
- Listing terms
- Cash, Conventional, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- Please refer to HOA Covenants to verify leasing restrictions
- Approval process
- Please refer to HOA Covenants to verify leasing restrictions
Exterior & Construction
- Exterior features
- Hurricane Shutters, Sidewalk, Sliding Doors
- Construction materials
- Block, Stucco
- Roof
- Tile
- Foundation
- Slab
- Pool
- Private pool
- Water access
- Yes
- Water view
- Yes
- Road surface
- Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- Electricity Connected, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Primary Bedroom | First | 12x21 |
| Living Room | First | 14x17 |
| Dining Room | First | 13x14 |
| Bedroom 4 | First | 13x14 |
| Bedroom 3 | First | 12x13 |
| Bedroom 2 | First | 12x17 |
| Primary Bathroom | First | 13x14 |
| Laundry | First | 7x7 |
| Kitchen | First | 14x16 |
| Family Room | First | 16x17 |
Listing Details
- Listing date
- 2026-07-06
- On market date
- 2026-07-14
- Original list price
- $1,395,000
- Occupant type
- Owner
- MLS area
- 34221 - Palmetto/Rubonia
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-15
- Tax legal description
- LOT 49 NORTHSHORE AT RIVIERA DUNES PHASE 1-A PI#25817.0304/9
Flood risk
Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
Merge onto US 301 S. Use the 2nd from the left lane to turn Left onto Haben Blvd. At the traffic circle, continue straight onto 12th Ave E. Arrive at the gate and give the attendant your name. Turn right onto 3rd St E. Home will be on the left.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of August 11, 2026 at 10:23 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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