1105 3rd Street, FL1105 3rd Street, FL1105 3rd Street, FL
Stellar MLS
1 / 81

$1,395,000

1105 3rd Street

Palmetto, FL 34221

Listing updated: August 11, 2026 at 10:23 AM ET

Active
Stellar MLSListing courtesy of Florida Executive Realty · Danielle Redner · MLS #TB8526709 · Active · 813-972-3430
4
Beds
4
Baths
3,252
Sq Ft
0.21
Acres
2002
Built
Water viewWater accessPrivate poolFireplace$429/sqft
Single Family Residence

Property type

2002

Year built

8,999 sqft

Lot size

$429

Price / sq ft

$163/mo

HOA dues

28

Days on market

2

Garage spaces

X500*

Flood zone

About this home

Experience waterfront luxury in the prestigious gated community of Riviera Dunes, where every day begins with breathtaking water views and ends with effortless access to the Gulf. Perfectly positioned on the community's 18-foot-man made harbor, this beautifully updated residence includes a private boat slip on 3rd Street that accommodates up to a 60-foot boat, offering direct Gulf access in just minutes. Such an exceptional opportunity for serious boaters! This meticulously maintained home offers over 3,200 square feet of thoughtfully designed living space featuring 4 bedrooms, 3.5 bathrooms, impressive 12-foot ceilings, elegant 8-foot doors, rich refinished hardwood floors (2022), fresh interior paint, plantation shutters (2022), and new carpet (2025). The chef's kitchen is outfitted with premium stainless steel appliances, including a Sub-Zero refrigerator/freezer, Thermador oven, Bosch dishwasher, newer microwave, and abundant cabinetry designed for both everyday living and entertaining. The laundry room features new cabinetry and a cedar-lined storage closet—the perfect solution for seasonal items and keeping valuables protected. Designed to embrace Florida's indoor-outdoor lifestyle, the screened lanai (2022) overlooks the tranquil lagoon and features a heated pool, a bonus roll-down screen for added comfort and privacy, and plenty of space to entertain. Recent improvements provide exceptional peace of mind, including a new A/C system (2026), a clean 4-point inspection, cement tile roof, tankless water heater, new pool heater (2024), rebuilt self-cleaning pool pop-up system (2022), new pool cage (2022), upgraded fine-mesh screen enclosure (2023), landscape uplighting, laundry room cabinetry, Samsung washer and dryer (2025), and updated boat slip poles and power post (2025). Situated on the Manatee River with quick and easy access to the Gulf of Mexico, Tampa Bay, and the Intracoastal Waterway, Riviera Dunes is one of Florida's premier West Coast boating communities. Its 18-foot-deep, man-made harbor is among the largest hurricane-protected harbors in the state, offering residents private boat slips either behind their homes or at neighborhood docks. Residents also enjoy resort-style amenities including a private marina, community pool, fitness center, tennis and pickleball courts, waterfront dining, and convenient access to shopping and major commuter routes. Luxury, convenience, and an unmatched boating lifestyle. This is ABSOLUTELY waterfront living at its finest.

Estimated monthly payment

Principal & interest$7,054
Property taxes$1,685
Home insurance (est.)$639
HOA dues$163

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history28 days on market

  1. Status: Active
    Jul 15, 2026
  2. Listed$1,395,000
    Jul 14, 2026
  3. Price increased$1,395,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
28
Subdivision
Northshore At Riviera Dunes Ph 1-A
County
Manatee
Year built
2002
Living area
3,252 sq ft
Price/sq ft
$429
Building area
4,119 sq ft (Public Records)
Lot size
8,999 sq ft
Lot category
0 to less than 1/4
Flood zone
X500* (12081C0168F)
Garage
2 spaces
Pool
Private pool
Annual taxes
$20,216 (2025)
Parcel #
2581703049
Zoning
C2
MLS #
TB8526709

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Interior Details

Bedrooms
4
Full bathrooms
3
Half bathrooms
1
Flooring
Carpet, Luxury Vinyl, Tile
Appliances
Built-In Oven, Dishwasher, Disposal, Dryer, Microwave, Range, Solar Hot Water, Tankless Water Heater, Washer
Interior features
Ceiling Fans(s), Crown Molding
Laundry
Laundry Room
Stories / Levels
One
Direction faces
South
Fireplace
Yes

Heating & Cooling

Heating
Central
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Circular Driveway

HOA & Financial

HOA fee
$490 / Quarterly
Monthly HOA
$163/mo
Total monthly fees
$163/mo
Total annual fees
$1,960
HOA name
Tracy Goelz - Northshore at Riviera Dunes PH 1A
CDD
No
Min lease term
7 Months
Listing terms
Cash, Conventional, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
Please refer to HOA Covenants to verify leasing restrictions
Approval process
Please refer to HOA Covenants to verify leasing restrictions

Exterior & Construction

Exterior features
Hurricane Shutters, Sidewalk, Sliding Doors
Construction materials
Block, Stucco
Roof
Tile
Foundation
Slab
Pool
Private pool
Water access
Yes
Water view
Yes
Road surface
Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
Electricity Connected, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryJames Tillman ElementaryGreatSchools ↗
MiddleLincoln MiddleGreatSchools ↗
High SchoolCPalmetto HighGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
Primary BedroomFirst12x21
Living RoomFirst14x17
Dining RoomFirst13x14
Bedroom 4First13x14
Bedroom 3First12x13
Bedroom 2First12x17
Primary BathroomFirst13x14
LaundryFirst7x7
KitchenFirst14x16
Family RoomFirst16x17

Listing Details

Listing date
2026-07-06
On market date
2026-07-14
Original list price
$1,395,000
Occupant type
Owner
MLS area
34221 - Palmetto/Rubonia
Listing AOR
Suncoast Tampa
Status changed
2026-07-15
Tax legal description
LOT 49 NORTHSHORE AT RIVIERA DUNES PHASE 1-A PI#25817.0304/9

Flood risk

Moderate riskFEMA Zone X500*Panel 12081C0168F

Moderate-risk area (0.2% annual-chance / “500-year” floodplain). Flood insurance is recommended but usually not required.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

Merge onto US 301 S. Use the 2nd from the left lane to turn Left onto Haben Blvd. At the traffic circle, continue straight onto 12th Ave E. Arrive at the gate and give the attendant your name. Turn right onto 3rd St E. Home will be on the left.

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Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of August 11, 2026 at 10:23 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

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