134 Bowfin Drive, FL134 Bowfin Drive, FL134 Bowfin Drive, FL
Stellar MLS
1 / 46

$500,000

134 Bowfin Drive

Palatka, FL 32177

Listing updated: July 8, 2026 at 11:54 AM ET

Active
Stellar MLSListing courtesy of Coldwell Banker Ben Bates, Inc · Margaret Zahner · MLS #GC541743 · Active · 386-328-6716
3
Beds
3
Baths
2,540
Sq Ft
0.23
Acres
2004
Built
WaterfrontWater accessPrivate poolFireplace$197/sqft360° tour
Single Family Residence

Property type

2004

Year built

10,019 sqft

Lot size

$197

Price / sq ft

No HOA

HOA dues

1

Day on market

X

Flood zone

About this home

Waterfront Pool Home with Direct Access to the St. Johns River -Dive into the Florida waterfront lifestyle you've always dreamed of! This handicap-accessible concrete block home offers 2,400 square feet of comfortable living space on a beautiful canal with direct access to the St. Johns River, Crescent Lake, Dunns Creek, and beyond. Featuring 3 BR and 2.5 BA, this high-and-dry residence welcomes you with a spacious great room, soaring vaulted ceilings, & a cozy wood-burning fireplace. The oversized kitchen is designed for both everyday living & entertaining, offering LG appliances, a breakfast bar, country sink, pantry, abundant cabinetry, & generous counter space. The primary suite provides a peaceful retreat with a large walk-in closet & an accessible en-suite bath featuring dual vanities & a walk-in shower. 2 additional bedrooms share a full bath, providing plenty of room for family & guests. Step outside & enjoy your private pool, four-car carport, and storage shed/workshop. Come see it now!!

Estimated monthly payment

Principal & interest$2,528
Property taxes$320
Home insurance (est.)$229

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history1 days on market

  1. Status: Active
    Jul 7, 2026
  2. Listed$500,000
    Jul 7, 2026
  3. Price increased$500,000

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
1
Subdivision
St Johns Harbor Sub
County
Putnam
Year built
2004
Living area
2,540 sq ft
Price/sq ft
$197
Building area
2,780 sq ft (Public Records)
Lot size
10,019 sq ft
Lot category
0 to less than 1/4
Flood zone
X (12107C0090C)
Pool
Private pool
Annual taxes
$3,841 (2025)
Parcel #
35-08-27-8152-0130-0100
Zoning
R-2
MLS #
GC541743

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Interior Details

Bedrooms
3
Full bathrooms
2
Half bathrooms
1
Flooring
Tile
Appliances
Cooktop, Dishwasher, Disposal, Electric Water Heater, Ice Maker, Microwave, Range, Refrigerator
Interior features
Cathedral Ceiling(s), Ceiling Fans(s), Open Floorplan, Split Bedroom, Walk-In Closet(s), Window Treatments
Laundry
Laundry Room
Stories / Levels
One
Direction faces
West
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Carport
Yes

HOA & Financial

Total monthly fees
$0/mo
Total annual fees
$0
CDD
No
Homestead exemption
Yes
Min lease term
No Minimum
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
No

Exterior & Construction

Exterior features
None
Construction materials
Concrete, Stucco
Roof
Shingle
Foundation
Slab
Pool
Private pool
Waterfront
Yes
Water access
Yes
Water view
Yes
Road surface
Dirt

Utilities

Sewer
Septic Tank
Water source
Public
Utilities
Electricity Connected, Water Connected

Room Details

RoomLevelDimensions
Living RoomFirst19.8x18.2
Family RoomFirst19.8x13.8
Dining RoomFirst15.1x14.3
KitchenFirst17.11x14.2
Primary BedroomFirst23.11x16.3
Bedroom 2First14x12.21
Bedroom 3First13.7x11
Balcony/Porch/LanaiFirst20.9x11.4
LaundryFirst19.8x6.7

Listing Details

Listing date
2026-07-06
On market date
2026-07-07
Original list price
$500,000
Occupant type
Owner
MLS area
32177 - Palatka
Listing AOR
Gainesville-Alachua
Status changed
2026-07-07
Tax legal description
ST JOHNS HARBOR S/D UNIT 3 MB5 P37 BLK 13 LOT 10

Flood risk

Minimal riskFEMA Zone XPanel 12107C0090C

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

From Palatka -Highway 17 North to Bostwick turn right on Palmetto Bluff Road to Bowfin, turn right to the property on the left.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 8, 2026 at 11:54 AM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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