


$489,900
1011 Winding Oaks Drive
Palm Harbor, FL 34683
Listing updated: September 22, 2026 at 4:07 PM ET
Property type
Year built
Lot size
Price / sq ft
HOA dues
Days on market
Garage spaces
Flood zone
About this home
This pool home is located in the sought after Spanish Oaks neighborhood of Palm Harbor. Featuring 3 bedrooms and 2 bathrooms in a 1609 square foot split floor plan. The kitchen features plenty of storage with a separate pantry annd offers stainless appliances, granite countertops and plenty of cabinets and an additional area that can be used as a family room with the cozy wood burning fireplace. Spacious living room dining room area will accommodate all of your social gatherings. Primary bedroom features an en-suite bath and walkin closet. The split plan features two bedrooms and a hall bath on the other side. The two car garage features an epoxy coated floor and the garage door was replaced in May 2026 as was the garage side entry door. Patio door in the dining room is new and most of the remaining windows and doors in the home are double pane for energy efficiency (patio door in family room is the exception). Roof was done in 2024. Electric tankless hot water heater provides endless hot water and energy efficiency (2023). The backyard offers access to a palm and Oak oasis with your own private pool and features a lovely pavered apron and patio area for great entertaining space and enjoyment. A vinyl fence in the back yard provides for privacy and low maintence. We look forward to showing you this home, make your appointment today!
Estimated monthly payment
Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.
Price & listing history72 days on market
- Status: ActiveJul 12, 2026
- Listed$510,000Jul 12, 2026
- Price reduced$489,900
Property Documents
Documents the listing agent has made public for this property. Free to view and download.
Facts & features
- Property type
- Residential
- Sub type
- Single Family Residence
- Status
- Active
- Days on market
- 72
- Subdivision
- Spanish Oaks
- County
- Pinellas
- Year built
- 1974
- Living area
- 1,609 sq ft
- Price/sq ft
- $304
- Lot size
- 9,326 sq ft
- Lot category
- 0 to less than 1/4
- Flood zone
- X
- Garage
- 2 spaces
- Pool
- Private pool
- Annual taxes
- $1,929 (2025)
- Parcel #
- 13-28-15-84573-004-0060
- Zoning
- 0110
- MLS #
- TB8525903
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Interior Details
- Bedrooms
- 3
- Full bathrooms
- 2
- Flooring
- Ceramic Tile
- Appliances
- Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
- Interior features
- Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat
- Laundry
- Electric Dryer Hookup, In Garage, Laundry Room, Washer Hookup
- Stories / Levels
- One
- Direction faces
- East
- Fireplace
- Yes
Heating & Cooling
- Heating
- Central, Electric
- Cooling
- Central Air
Parking
- Garage spaces
- 2
- Attached garage
- Yes
- Parking features
- Garage Door Opener, Ground Level
HOA & Financial
- HOA fee
- $175 / Annually
- Monthly HOA
- $15/mo
- Total monthly fees
- $15/mo
- Total annual fees
- $175
- HOA name
- Spanish Oaks HOA
- CDD
- No
- Homestead exemption
- Yes
- Min lease term
- 3 Months
- Listing terms
- Cash, Conventional, FHA, VA Loan
- Ownership
- Fee Simple
- Available for lease
- Yes
- Lease restrictions
- Yes
- Additional lease restrictions
- See Pinellas County and Palm Harbor Regulations regarding leasing restrictions
Exterior & Construction
- Exterior features
- Private Yard
- Construction materials
- Block, Stucco
- Roof
- Built-Up, Membrane, Shingle
- Foundation
- Slab
- Pool
- Private pool
- Road surface
- Asphalt, Paved
Utilities
- Sewer
- Public Sewer
- Water source
- Public
- Utilities
- BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected
Community
- Pets allowed
- Yes
Schools
Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.
Room Details
| Room | Level | Dimensions |
|---|---|---|
| Laundry | First | 6x7 |
| Primary Bathroom | First | 5x8 |
| Bathroom 2 | First | 5x8 |
| Primary Bedroom | First | 12x14 |
| Bedroom 3 | First | 11x13 |
| Bedroom 2 | First | 11x13 |
| Kitchen | First | 10x16 |
| Dining Room | First | 9x10 |
| Living Room | First | 13x14 |
| Family Room | First | 11x16 |
Listing Details
- Listing date
- 2026-06-28
- On market date
- 2026-07-12
- Original list price
- $510,000
- Occupant type
- Owner
- MLS area
- 34683 - Palm Harbor
- Listing AOR
- Suncoast Tampa
- Status changed
- 2026-07-12
- Tax legal description
- SPANISH OAKS BLK D, LOT 6
Flood risk
Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.
Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.
Location
Directions
US 19 to West on Curlew Road. Turn North on Spanish Oaks Boulevard. Turn East in Winding Oaks Drive. Home is on the left. 1011 Winding Oaks Drive.
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Listings courtesy of Stellar MLS as distributed by MLS GRID
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.
Based on information submitted to the MLS GRID as of September 22, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.
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