1011 Winding Oaks Drive, FL1011 Winding Oaks Drive, FL1011 Winding Oaks Drive, FL
Stellar MLS
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$489,900

1011 Winding Oaks Drive

Palm Harbor, FL 34683

Listing updated: September 22, 2026 at 4:07 PM ET

Active
Stellar MLSListing courtesy of Dunedin Life Realty · David Vose · MLS #TB8525903 · Active · 727-798-9158
3
Beds
2
Baths
1,609
Sq Ft
0.21
Acres
1974
Built
◆Private pool◆Fireplace◆$304/sqft◆360° tour
Single Family Residence

Property type

1974

Year built

9,326 sqft

Lot size

$304

Price / sq ft

$15/mo

HOA dues

72

Days on market

2

Garage spaces

X

Flood zone

About this home

This pool home is located in the sought after Spanish Oaks neighborhood of Palm Harbor. Featuring 3 bedrooms and 2 bathrooms in a 1609 square foot split floor plan. The kitchen features plenty of storage with a separate pantry annd offers stainless appliances, granite countertops and plenty of cabinets and an additional area that can be used as a family room with the cozy wood burning fireplace. Spacious living room dining room area will accommodate all of your social gatherings. Primary bedroom features an en-suite bath and walkin closet. The split plan features two bedrooms and a hall bath on the other side. The two car garage features an epoxy coated floor and the garage door was replaced in May 2026 as was the garage side entry door. Patio door in the dining room is new and most of the remaining windows and doors in the home are double pane for energy efficiency (patio door in family room is the exception). Roof was done in 2024. Electric tankless hot water heater provides endless hot water and energy efficiency (2023). The backyard offers access to a palm and Oak oasis with your own private pool and features a lovely pavered apron and patio area for great entertaining space and enjoyment. A vinyl fence in the back yard provides for privacy and low maintence. We look forward to showing you this home, make your appointment today!

Estimated monthly payment

Principal & interest$2,477
Property taxes$161
Home insurance (est.)$225
HOA dues$15

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history72 days on market

  1. Status: Active
    Jul 12, 2026
  2. Listed$510,000
    Jul 12, 2026
  3. Price reduced$489,900

Property Documents

Documents the listing agent has made public for this property. Free to view and download.

Facts & features

Property type
Residential
Sub type
Single Family Residence
Status
Active
Days on market
72
Subdivision
Spanish Oaks
County
Pinellas
Year built
1974
Living area
1,609 sq ft
Price/sq ft
$304
Lot size
9,326 sq ft
Lot category
0 to less than 1/4
Flood zone
X
Garage
2 spaces
Pool
Private pool
Annual taxes
$1,929 (2025)
Parcel #
13-28-15-84573-004-0060
Zoning
0110
MLS #
TB8525903

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Interior Details

Bedrooms
3
Full bathrooms
2
Flooring
Ceramic Tile
Appliances
Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Tankless Water Heater, Washer, Water Softener
Interior features
Ceiling Fans(s), Crown Molding, Eat-in Kitchen, Living Room/Dining Room Combo, Primary Bedroom Main Floor, Stone Counters, Thermostat
Laundry
Electric Dryer Hookup, In Garage, Laundry Room, Washer Hookup
Stories / Levels
One
Direction faces
East
Fireplace
Yes

Heating & Cooling

Heating
Central, Electric
Cooling
Central Air

Parking

Garage spaces
2
Attached garage
Yes
Parking features
Garage Door Opener, Ground Level

HOA & Financial

HOA fee
$175 / Annually
Monthly HOA
$15/mo
Total monthly fees
$15/mo
Total annual fees
$175
HOA name
Spanish Oaks HOA
CDD
No
Homestead exemption
Yes
Min lease term
3 Months
Listing terms
Cash, Conventional, FHA, VA Loan
Ownership
Fee Simple
Available for lease
Yes
Lease restrictions
Yes
Additional lease restrictions
See Pinellas County and Palm Harbor Regulations regarding leasing restrictions

Exterior & Construction

Exterior features
Private Yard
Construction materials
Block, Stucco
Roof
Built-Up, Membrane, Shingle
Foundation
Slab
Pool
Private pool
Road surface
Asphalt, Paved

Utilities

Sewer
Public Sewer
Water source
Public
Utilities
BB/HS Internet Available, Cable Connected, Electricity Connected, Phone Available, Public, Sewer Connected, Underground Utilities, Water Connected

Community

Pets allowed
Yes

Schools

ElementaryPalm Harbor Elementary-PNGreatSchools ↗
MiddlePalm Harbor Middle-PNGreatSchools ↗
High SchoolPalm Harbor Univ High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

RoomLevelDimensions
LaundryFirst6x7
Primary BathroomFirst5x8
Bathroom 2First5x8
Primary BedroomFirst12x14
Bedroom 3First11x13
Bedroom 2First11x13
KitchenFirst10x16
Dining RoomFirst9x10
Living RoomFirst13x14
Family RoomFirst11x16

Listing Details

Listing date
2026-06-28
On market date
2026-07-12
Original list price
$510,000
Occupant type
Owner
MLS area
34683 - Palm Harbor
Listing AOR
Suncoast Tampa
Status changed
2026-07-12
Tax legal description
SPANISH OAKS BLK D, LOT 6

Flood risk

Minimal riskFEMA Zone X

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

US 19 to West on Curlew Road. Turn North on Spanish Oaks Boulevard. Turn East in Winding Oaks Drive. Home is on the left. 1011 Winding Oaks Drive.

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MLS GRID

Listings courtesy of Stellar MLS as distributed by MLS GRID

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of September 22, 2026 at 4:07 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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