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$390,000

11354 123rd Terrace

Largo, FL 33778

Listing updated: July 3, 2026 at 8:50 PM ET

Active

Listing courtesy of Charles Rutenberg Realty Inc · Christin Evans · MLS #TB8525632 · Active · 727-538-9200

Beds

Baths

1,458

Sq Ft

0.15

Acres

1959

Built

◆$267/sqft

Single Family Residence

Property type

1959

Year built

6,499 sqft

Lot size

$267

Price / sq ft

No HOA

HOA dues

Days on market

Flood zone

About this home

Welcome to this beautifully updated 3-bedroom, 2-bathroom home in the desirable Walsingham Heights neighborhood of Largo. Featuring an open-concept layout and modern finishes throughout, this move-in ready home has been thoughtfully upgraded from top to bottom. The kitchen showcases shaker-style cabinetry, granite countertops, stainless steel appliances, and a spacious island that flows seamlessly into the main living areas—perfect for everyday living and entertaining. The home features updated bathrooms, new luxury vinyl plank flooring (2026), and fresh interior and exterior finishes that create a clean, modern feel throughout. Step outside to a fully fenced backyard with a patio, ideal for relaxing, entertaining, or enjoying Florida’s year-round sunshine. Major improvements provide peace of mind, including a new roof (2025), A/C (2023), updated bathrooms, and extensive recent interior and exterior updates. Conveniently located just minutes from Walsingham Park, shopping, dining, entertainment, and the Gulf beaches, this home offers both comfort and convenience. With no HOA and no CDD fees, it provides added flexibility for homeowners or investors alike. Beautifully updated and competitively priced, this home offers exceptional value in Walsingham Heights. Whether used as a primary residence, seasonal retreat, or investment property, this is a rare opportunity in a highly desirable Largo location. Vacant and easy to show.

Estimated monthly payment

Principal & interest$1,972

Property taxes$507

Home insurance (est.)$179

Down payment

20%

$78,000 downRate

6.5%

Term

Estimate only. Taxes use the listing's reported amount where available; insurance is a Florida-average estimate. Your actual payment will vary — run a full calculation or talk to a lender.

Price & listing history0 days on market

Status: Active
Jul 3, 2026
Listed$190,000
Jul 3, 2026
Price increased$390,000

Facts & features

Property type: Residential
Sub type: Single Family Residence
Status: Active
Days on market: 0
Subdivision: Walsingham Heights
County: Pinellas
Year built: 1959
Living area: 1,458 sq ft
Price/sq ft: $267
Building area: 1,482 sq ft (Public Records)
Lot size: 6,499 sq ft
Lot category: 0 to less than 1/4
Flood zone: x (12103CO118H)
Annual taxes: $6,087 (2025)
Parcel #: 09-30-15-94680-002-0030
Zoning: R-3
MLS #: TB8525632

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Interior Details

Bedrooms: 3
Full bathrooms: 2
Flooring: Luxury Vinyl
Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Refrigerator, Washer
Interior features: Open Floorplan, Stone Counters
Laundry: Outside
Stories / Levels: One
Direction faces: South

Heating & Cooling

Heating: Central
Cooling: Central Air

HOA & Financial

Total monthly fees: $0/mo
Total annual fees: $0
CDD: No
Min lease term: No Minimum
Listing terms: Cash, Conventional, FHA, VA Loan
Ownership: Fee Simple
Available for lease: Yes
Lease restrictions: No
Additional lease restrictions: Buyers agent to verify if any changes have been made with leasing restrictions with county.

Exterior & Construction

Exterior features: Rain Gutters
Construction materials: Block
Roof: Shingle
Foundation: Block, Slab
Road surface: Asphalt

Utilities

Sewer: Public Sewer
Water source: Public
Utilities: Cable Connected, Electricity Connected, Sewer Connected, Water Connected

Community

Pets allowed: Yes

Schools

ElementaryFuguitt Elementary-PNGreatSchools ↗

MiddleOsceola Middle-PNGreatSchools ↗

High SchoolSeminole High-PNGreatSchools ↗

Letter grades: Florida DOE 2024–25 school grades (Orange, Seminole, Lake, Osceola, Brevard). Assigned schools from the listing agent — verify enrollment with the district.

Room Details

Room	Level	Dimensions
Kitchen	First	12x10
Living Room	First	12x10
Primary Bedroom	First	10x10

Listing Details

Listing date: 2026-07-02
On market date: 2026-07-03
Original list price: $190,000
Occupant type: Vacant
MLS area: 33778 - Largo/Seminole
Listing AOR: Suncoast Tampa
Status changed: 2026-07-03
Tax legal description: WALSINGHAM HEIGHTS BLK 2, LOT 3

Flood risk

Minimal riskFEMA Zone XPanel 12103CO118H

Minimal-risk area outside the mapped floodplain. Flood insurance is optional and typically low-cost.

Source: FEMA flood zone reported on the listing. Confirm current designation at FEMA Flood Map Service Center.

Location

Directions

113th Street N. to 124thTerrace - West to 114th Stree to 123rd Terr. then East to address

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IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Based on information submitted to the MLS GRID as of July 3, 2026 at 8:50 PM ET. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information.

All or a portion of the multiple listing information is provided by Stellar MLS, from a copyrighted compilation of listings. The compilation of listings and each individual listing are © 2026 Stellar MLS. All rights reserved.

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